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Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.
What You Need to Qualify for a Mortgage
There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.
Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.
Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.
Gary Kendall, 11234 Osprey Lake Ln, West Palm Beach FL 33412 |
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Rohit Khurana, 15975 Edgefield Rd, West Palm Beach FL 33414 |
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Patti Kidder, 9333 Osprey Isles Blvd, West Palm Beach FL 33412 |
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Joy Kirhatzi, 1000 Salmon Isle, West Palm Beach FL 33413 |
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Deborah Koile, 7634 154th Rd N, West Palm Beach FL 33418 |
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Deborah Koile, 7634 154th Rd N, West Palm Beach FL 33418 |
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Gail Koptowsky, 9691 Heather Cir E, West Palm Beach FL 33410 |
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Abigail Kroupa, 3352 Siena Cir, West Palm Beach FL 33414 |
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John Labenz, 446 Capistrano Dr, West Palm Beach FL 33410 |
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Maria Lacayo-martinez, 145 S Ocean Ave Apt 701, West Palm Beach FL 33404 |
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Mohan Lalwani, 4928 Sable Pine Cir Apt D # 922, West Palm Beach FL 33417 |
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Cheryl Landin, 374 Columbus St # 303, West Palm Beach FL 33410 |
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Claudette Lattie, 1801 N Flagler Dr Unit 239, West Palm Beach FL 33407 |
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Heather Lawrence, 8956 New Hope Ct, West Palm Beach FL 33411 |
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Michael Lay, 16066 75th Ave N, West Palm Beach FL 33418 |
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Kathleen Leach, 1770 Mission Ct Unit 1, West Palm Beach FL 33401 |
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Ronald Lemons, 9534 Shepard Pl, West Palm Beach FL 33414 |
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Joseph Lepiscopo, 4440 Pga Blvd Ste 600, West Palm Beach FL 33410 |
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Loni Lewis, 4162 Birch St, West Palm Beach FL 33410 |
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Anthony Licavoli, 108 Wakulla Springs Way, West Palm Beach FL 33411 |
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Eric Lieberman, 214 Alhambra Pl, West Palm Beach FL 33405 |
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Gregory Little, 9501 Keating Dr, West Palm Beach FL 33410 |
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John Little, 10858 Magnolia St, West Palm Beach FL 33418 |
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Mack Loflin, 874 Ryanwood Dr, West Palm Beach FL 33413 |
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Randy Loren, 1402 Royal Palm Beach Bldging 700, West Palm Beach FL 33411 |
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Aurora Lovelady, 880 Ryanwood Dr, West Palm Beach FL 33413 |
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Debra Macedonio, 1235 Fallview Way, West Palm Beach FL 33414 |
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Tullio Meneghini, 383 Berenger Walk, West Palm Beach FL 33414 |
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Lindsay Mesches, 4905 Midtown Ln Apt 2307, West Palm Beach FL 33418 |
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Durley Meyer, 13366 Touchstone Pl, West Palm Beach FL 33418 |
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Susana Macnaughton, 7706 160th Ln N, West Palm Beach FL 33418 |
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Carrie Maceyka, 1234 E Mountain Dr, West Palm Beach FL 33406 |
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Steven Maione, 9091 N Military Trl Ste 12, West Palm Beach FL 33410 |
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Kimberly Mancini, 5392 Eagle Lake Dr, West Palm Beach FL 33418 |
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Hector Martin, 3111 45th St Ste 6, West Palm Beach FL 33407 |
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Jason Martin, 600 S Dixie Hwy Apt 809, West Palm Beach FL 33401 |
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Charles Martinez, 1091 E Shore Dr, West Palm Beach FL 33406 |
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Aly Mawji, 5009 Vine Cliff Way W, West Palm Beach FL 33418 |
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Wanda Mcalees, 2540 La Cristal Cir, West Palm Beach FL 33410 |
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Jeffrey Mcconnell, 3601 Pga Blvd Ste 302, West Palm Beach FL 33410 |
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Robert Mckim, 1112 11th Ter, West Palm Beach FL 33418 |
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Sarah Mclendon, 1013 Shady Lakes Cir, West Palm Beach FL 33418 |
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Veronica Mcleod, 4565 Artesa Way S, West Palm Beach FL 33418 |
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Joseph Mears, 2278 Teach Rd, West Palm Beach FL 33410 |
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William Meloy, 11 Marlwood Ln, West Palm Beach FL 33418 |
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Keith Miller, 2446 Westmont Pl, West Palm Beach FL 33411 |
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Mark Minadeo, 735 Macy St, West Palm Beach FL 33405 |
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Michael Misenar, 9614 Capendon Ave Apt 303, West Palm Beach FL 33418 |
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Julie Mondell, 15393 72nd Dr N, West Palm Beach FL 33418 |
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Gail Moore, 4801 Lake Catherine Dr, West Palm Beach FL 33403 |
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Tiffany Moore, 2097 Reston Cir, West Palm Beach FL 33411 |
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Dianne Morin, 1739 Shoreside Cir, West Palm Beach FL 33414 |
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Ross Muller, 732 Bocce Ct, West Palm Beach FL 33410 |
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Miguel Muniz, 1526 Westchester Ave # 117, West Palm Beach FL 33414 |
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Sharlene Munro, 3608 Shoma Dr, West Palm Beach FL 33414 |
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Ron Myers, 1899 Polo Lake Dr E, West Palm Beach FL 33414 |
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Karen Nehiley, 6050 S Olive Ave, West Palm Beach FL 33405 |
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Carol Narsiah, 6783 Duval Ave, West Palm Beach FL 33411 |
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Max Nieves, 12397 Prosperity Farms Rd, West Palm Beach FL 33410 |
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Cindy O'donnell, 924 Meadow Ave, West Palm Beach FL 33414 |
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Scott O'leary, 5600 N Flagler Drunit 2405, West Palm Beach FL 33407 |
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Timothy Obradovich, 1660 Southern Blvd Ste M, West Palm Beach FL 33406 |
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Philip Okun, 5830 Whirlaway Rd, West Palm Beach FL 33418 |
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Christina Ondina, 1730 Annandale Cir, West Palm Beach FL 33411 |
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Marcus Oquendo, 1910 Beautiful Ave, West Palm Beach FL 33407 |
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Moises Otano, 4601 Dunham St, West Palm Beach FL 33417 |
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Lucia Perez, 2275 Curley Cut, West Palm Beach FL 33411 |
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Gary Paganello, 4754 130th Ave N, West Palm Beach FL 33411 |
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Trevor Page, 2820 Shaughnessy Dr, West Palm Beach FL 33414 |
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Nicholas Pancoast, 1915 19th Way, West Palm Beach FL 33407 |
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Dianne Park, 761 Whippoorwill Ter, West Palm Beach FL 33411 |
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Grace Parsons, 15435 Enstrom Rd, West Palm Beach FL 33414 |
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Gus Pasquale, 14363 Draft Horse Ln, West Palm Beach FL 33414 |
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Angela Patino, 648 Imperial Lake Rd, West Palm Beach FL 33413 |
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Marisa Pence, 3723 Moon Bay Cir, West Palm Beach FL 33414 |
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Christian Penner, 722 Bocce Ct, West Palm Beach FL 33410 |
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Benjamin Perrone, 106 Newberry Ln, West Palm Beach FL 33414 |
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Emmanuel Petit, 153 Seminole Lakes Dr, West Palm Beach FL 33411 |
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Jonas Petit-frere, 1252 Oakwater Dr, West Palm Beach FL 33411 |
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Kenneth Pope, 314 Clematis St Ste 201, West Palm Beach FL 33401 |
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Jose Porro, 2663 Country Golf Dr, West Palm Beach FL 33414 |
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Raymond Premuroso, 4101 Beech Ave, West Palm Beach FL 33410 |
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Steven Prince, 273 Kensington Way, West Palm Beach FL 33414 |
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Reet Rampersad, 1829 Palisades Dr, West Palm Beach FL 33411 |
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Ricardo Remis, 8560 Water Cay, West Palm Beach FL 33411 |
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Carlos Rivera, 6824 Sparrow Hawk Dr, West Palm Beach FL 33412 |
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Samantha Robin, 1019 Shady Lakes Cir, West Palm Beach FL 33418 |
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Lisandra Rodriguez, 828 Bunker Rd, West Palm Beach FL 33405 |
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Lania Rojas, 5928 Forest Hill Blvd, West Palm Beach FL 33415 |
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Velia Romo, 12260 Dartmoor Dr, West Palm Beach FL 33414 |
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Michial Rachaner, 12790 Marsh Pointe Way, West Palm Beach FL 33418 |
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Lloyd Ragoobar, 12441 63rd Ln N, West Palm Beach FL 33412 |
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Merinda Raineri, 4200 N Ocean Dr Apt 1-104, West Palm Beach FL 33404 |
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Eddy Ramirez, 2224 White Pine Cir Apt A, West Palm Beach FL 33415 |
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Eduardo Ramirez, 11924 Forest Hill Blvd Ste 4, West Palm Beach FL 33414 |
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Jesus Ramos, 1130 Lakeshore Drive # 201, West Palm Beach FL 33403 |
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Celene Rattray-grant, 3021 Hartridge Ter, West Palm Beach FL 33414 |
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Michael Rauch, 5806 Coconut Blvd, West Palm Beach FL 33411 |
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Michael Reed, 105 Country Club Way, West Palm Beach FL 33411 |
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Dwight Richterkessing, 446 Woodview Cir, West Palm Beach FL 33418 |
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.
Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.
Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.
Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.
Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.
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