Untitled Document

Search Mortgage Companies in Florida

We have over 2,300 Florida mortgage company listings with complete contact and detailed information. Find a mortgage company and read about how to pick a mortgage broker, the difference between a mortgage company and a bank and how to get the best deal on a mortgage.

Do you have bad credit and want to purchase a home? You can still qualify for a mortgage even with bad credit.

Typically, a mortgage lender will look at the age, dollar amount and your payment history on different credit lines. To put it simply, That means opening accounts frequently, running up your balances, and paying on time or not at all can impact your credit score negatively. Just changing one of these components of your spending behavior can positively affect your credit score. Also, bad credit does not necessarily mean you can’t get a home loan, it will just come at a higher cost.

Continue reading more below...





Details found: 174
Page 1 of 1
Records Per Page: 
CITY    
Altamonte Springs Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Apollo Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Apopka Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Arcadia Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Auburndale Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Balm Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Bartow Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Bay Pines Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Belleview Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Beverly Hills Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Boca Raton Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Bonita Springs Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Boynton Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Bradenton Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Brandon Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Brooksville Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Cantonment Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Cape Canaveral Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Cape Coral Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Casselberry Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Clearwater Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Clearwater Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Clermont Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Cocoa Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Cocoa Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Courtland Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Crawfordville Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Crestview Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Crystal River Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Dade City Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Davenport Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Daytona Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Debary Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Deerfield Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Deland Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Delray Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Deltona Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Destin Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Dunedin Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Englewood Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Estero Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Eustis Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Fernandina Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Flagler Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Fort Lauderdale Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Fort Myers Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Fort Myers Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Fort Pierce Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Fort Walton Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Freeport Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Gainesville Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Gibsonton Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Grand Island Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Gulf Breeze Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Hallandale Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Havana Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Hialeah Fl, Morgage Companies & Brokers Mortgage Companies in this City    
High Springs Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Hollywood Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Homestead Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Hudson Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Indialantic Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Indian Rocks Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Inverness Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Islamorada Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Jacksonville Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Jacksonville Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Jensen Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Jupiter Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Key Biscayne Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Key Largo Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Key West Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Kissimmee Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Lady Lake Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Lake City Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Lake Mary Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Lake Wales Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Lake Worth Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Lakeland Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Land O Lakes Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Largo Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Lecanto Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Leesburg Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Lehigh Acres Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Lithia Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Longboat Key Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Longwood Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Loxahatchee Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Lutz Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Lynn Haven Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Macclenny Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Maitland Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Malabar Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Marco Island Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Mary Esther Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Melbourne Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Merritt Island Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Miami Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Miami Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Milton Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Mount Dora Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Mulberry Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Naples Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Navarre Fl, Morgage Companies & Brokers Mortgage Companies in this City    
New Port Richey Fl, Morgage Companies & Brokers Mortgage Companies in this City    
New Smyrna Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Niceville Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Nokomis Fl, Morgage Companies & Brokers Mortgage Companies in this City    
North Fort Myers Fl, Morgage Companies & Brokers Mortgage Companies in this City    
North Miami Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
North Palm Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
North Port Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Ocala Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Ocoee Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Odessa Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Oldsmar Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Orange City Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Orange Park Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Orlando Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Ormond Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Oviedo Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Palm Bay Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Palm City Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Palm Coast Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Palm Harbor Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Palmetto Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Panama City Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Panama City Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Pensacola Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Pinellas Park Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Plant City Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Pompano Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Ponte Vedra Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Port Charlotte Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Port Orange Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Port Richey Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Port Saint Lucie Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Punta Gorda Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Riverview Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Rockledge Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Ruskin Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Safety Harbor Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Saint Augustine Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Saint Cloud Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Saint Petersburg Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Sanford Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Sarasota Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Satellite Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Sebastian Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Sebring Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Seminole Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Spring Hill Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Stuart Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Sun City Center Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Tallahassee Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Tampa Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Tarpon Springs Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Tavares Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Tavernier Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Titusville Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Trenton Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Valrico Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Venice Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Vero Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Wesley Chapel Fl, Morgage Companies & Brokers Mortgage Companies in this City    
West Palm Beach Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Wildwood Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Wimauma Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Windermere Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Winter Garden Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Winter Haven Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Winter Park Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Winter Springs Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Zephyrhills Fl, Morgage Companies & Brokers Mortgage Companies in this City    
Details found: 174
Page 1 of 1
Records Per Page: 

Conventional home mortgages aren’t usually available to homebuyers with bad credit because they present a higher risk for the lender. However, the Federal Housing Administration can be a good resource for aspiring homeowners with low credit scores. The FHA doesn’t lend money, but it does act as a form of insurance for lenders by providing a guarantee that it will pay your lender even if you default on your mortgage. In a lender’s eyes, this approval reduces its risk of lending to someone with poor credit, and improves your odds of getting your mortgage application approved.

As you likely know, many lenders who catered to low-credit borrowers have gone out of business, but - there are still some out there. As mentioned above, getting a mortgage when you have bad credit can be very expensive. You may have to consider an adjustable rate mortgage simply because the interest rate on a fixed loan will be so high – much higher than any rates you’ll see advertised by local banks or online. This should help keep your mortgage payments low enough to be more manageable.

A word of advice - don't agree to a pre-payment penalty. Lenders may try to convince borrowers to go with a loan with a prepayment penalty. This is essentially a clause in your mortgage contract that allows the lender to collect extra money if you pay off the mortgage early or make extra payments above a certain limit to help reduce your debt. Not only can a prepayment penalty be expensive, but anything that discourages borrowers from reducing their debt is bad news. If you can pay more on your mortgage, do it – it can save you thousands. And don’t let the lender talk you into a deal that’ll force you to do otherwise.

If you have poor credit, one obvious way to improve your chances of getting a mortgage is to improve that score. This is a solution that takes longer, but even a small increase in your score can make a real difference. Order a copy of your credit score from all three bureaus– TransUnion, Experian and Equifax start looking for any inaccuracies. Disputing inaccurate information can give your score a significant boost almost immediately.

One thing that can make you a lower risk to a borrower is a big, fat down payment. If you have access to some cash, this can go a long way toward helping you secure a mortgage loan. After all, lenders need some assurance that they’ll get their money back. The more equity there is in the home you buy, the easier it is for them to do that. Plus, a higher down payment will mean that you won’t have to pay private mortgage insurance, which is required of homeowners who put down less than 20 percent of the cost of the home.

If you can find someone to co-sign for your loan, you could avoid a bad credit mortgage altogether. Keep in mind, however, that this agreement means that you will be putting a family member or friend on the hook for your debt. If you default, both you and your co-signer will suffer the consequences.

Of course, the best way to get a mortgage after you’ve don’t some damage to your credit is to wait until your score improves. This ensures that you’ll get the best possible interest rate on your mortgage, and will help you avoid the predatory lenders that tend to take advantage of borrowers with few other options. Besides, if your bank won’t give you a mortgage because your credit history suggests that there’s a high risk that you won’t repay the loan, you have to ask yourself whether that assessment is accurate given your financial background. A mortgage is a huge financial responsibility that spans many years.