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Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.
What You Need to Qualify for a Mortgage
There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.
Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.
Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.
| Michael Coates, 293 Knotty Wood Ln, West Palm Beach FL 33414 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Joseph Coleman, 2359 Treasure Isle Dr Apt 30, West Palm Beach FL 33410 |
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| Douglas Cone, 932 Hibiscus Dr, West Palm Beach FL 33411 |
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| Jose Cortez, 8325 Butler Greenwood Dr, West Palm Beach FL 33411 |
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| Michael Cour, 13603 Ishnala Cir, West Palm Beach FL 33414 |
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| Dane Crichton, 11934 Donlin Dr, West Palm Beach FL 33414 |
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| E Cromer, 7885 159th Ct N, West Palm Beach FL 33418 |
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| Kevin Crookham, 377 Palmetto St, West Palm Beach FL 33405 |
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| Joseph Dailey, 2937 Bellarosa Cir, West Palm Beach FL 33411 |
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| Anthony Davis, 8417 Cargill Pt, West Palm Beach FL 33411 |
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| William Davis, 4440 Althea Way, West Palm Beach FL 33410 |
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| Damaris De La Rosa, 2167 Alworth Ter, West Palm Beach FL 33414 |
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| Richard Deferia, 15134 88th Trl N, West Palm Beach FL 33418 |
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| Debra Debski, 1371 E Libby Dr, West Palm Beach FL 33406 |
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| Sharon Deen, 11936 Bayberry St, West Palm Beach FL 33410 |
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| Emmett Dempsey, 420 Columbia Dr Ste 105, West Palm Beach FL 33409 |
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| Michael Deskin, 11224 Thyme Dr, West Palm Beach FL 33418 |
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| Paul Deuschle, 14411 Larkspur Ln, West Palm Beach FL 33414 |
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| Batscheba Deve, 1457 Running Oak Ct, West Palm Beach FL 33411 |
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| Venus Diaz, 571 Gazetta Way, West Palm Beach FL 33413 |
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| Savedra Dirani, 6212 Forest Hill Blvd Apt 106, West Palm Beach FL 33415 |
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| Kyle Distel, 4938 Palmbrooke Cir, West Palm Beach FL 33417 |
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| Christopher Doherty, 1392 Lake Breeze Dr, West Palm Beach FL 33414 |
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| Daniel Doherty, 3855 N Ocean Dr, West Palm Beach FL 33404 |
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| Paul Donohue, 8605 Doverbrook Dr, West Palm Beach FL 33410 |
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| James Douglas, 15535 Cedar Bluff Pl, West Palm Beach FL 33414 |
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| Greg Downs, 3613 Pomerol Dr Apt 208, West Palm Beach FL 33414 |
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| Suzanne Downs, 9088 Nugent Trl, West Palm Beach FL 33411 |
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| William Doyen, 4171 San Marino Blvd Apt 108, West Palm Beach FL 33409 |
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| Justin Dudley, 3159 Turtle Cv, West Palm Beach FL 33411 |
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| Shana Enriquez, 8400 Saint Johns Ct, West Palm Beach FL 33414 |
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| Wilson Enriquez, 255 Evernia St Apt 1505, West Palm Beach FL 33401 |
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| Keith Epstein, 1744 Annandale Cir, West Palm Beach FL 33411 |
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| James Ernst, 141 Hidden Hollow Ter, West Palm Beach FL 33418 |
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| Carol Eaddy Langford, 46 Bermuda Lake Dr, West Palm Beach FL 33418 |
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| Erin Earl, 2304 Vision Dr, West Palm Beach FL 33418 |
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| Jane Ellis, 3630 Gardens Pkwy Unit 1202, West Palm Beach FL 33410 |
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| Eric Ende, 102 Via Palacio, West Palm Beach FL 33418 |
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| James English, 220 Malibu Cir, West Palm Beach FL 33413 |
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| Jose Esquerete, 437 Cresta Cir, West Palm Beach FL 33413 |
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| Allen Estimable, 199 Bilbao St, West Palm Beach FL 33411 |
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| Jean Estimable, 199 Bilbao St, West Palm Beach FL 33411 |
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| Wilbur Forbes, 6 Sheldrake Ln, West Palm Beach FL 33418 |
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| Reginald Fagan, 13333 73rd St N, West Palm Beach FL 33412 |
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| Michael Fava, 3549 Forest Hill Blvd Apt 29, West Palm Beach FL 33406 |
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| William Fazio, 2764 Shaughnessy Dr, West Palm Beach FL 33414 |
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| William Fink, 1000 Del Lago Cir Apt 101, West Palm Beach FL 33410 |
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| Lisa Forgony, 1170 Emerald Ln, West Palm Beach FL 33404 |
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| Craig Foster, 1202 Merlot Dr, West Palm Beach FL 33410 |
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| Athena Fundora, 7821 78th Way, West Palm Beach FL 33407 |
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| Samuel Gilles, 345 N Haverhill Rd Apt G51, West Palm Beach FL 33415 |
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| Ana Gomez Yepez, 383 Berenger Walk, West Palm Beach FL 33414 |
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| Herman Gamboa, 5560 Tamberlane Cir Apt 327, West Palm Beach FL 33418 |
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| Lyndsay Gaudreault, 3202 Meridian Way N Apt C, West Palm Beach FL 33410 |
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| Evans Gedeon, 295 Lakeview Ave, West Palm Beach FL 33401 |
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| Joseph George, 7304 Pine Tree Ln, West Palm Beach FL 33406 |
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| James Giacone, 8571 Whispering Oak Way, West Palm Beach FL 33411 |
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| Tara Gillette, 1701 N Flagler Dr Apt 108, West Palm Beach FL 33407 |
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| Rebecca Glevenyak, 121 Elysium Dr, West Palm Beach FL 33411 |
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| Richard Gollarza, 129 Berenger Walk, West Palm Beach FL 33414 |
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| Diane Gonzalez, 12820 61st St N, West Palm Beach FL 33412 |
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| Hector Gonzalez, 2019 Bonisle Cir, West Palm Beach FL 33418 |
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| Christopher Granitz, 2101 Vista Pkwy Ste 2101, West Palm Beach FL 33411 |
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| Archibald Grant, 3021 Hartridge Ter, West Palm Beach FL 33414 |
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| Seth Greenberg, 2400 Presidential Way Unit 505, West Palm Beach FL 33401 |
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| Laura Greene, 12346 Highway A1a Alt Apt K8, West Palm Beach FL 33410 |
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| Barbara Gross, 8383 Cozumel Ln, West Palm Beach FL 33414 |
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| Bruce Harrington, 477 Mozart Rd, West Palm Beach FL 33411 |
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| Heather Helphrey, 1500 Presidential Way Apt 305, West Palm Beach FL 33401 |
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| Lascelles Henriquez, 12725 Kingsway Rd, West Palm Beach FL 33414 |
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| Katie Holmes, 3323 Orange Blossom Ct, West Palm Beach FL 33410 |
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| Kelly Hagar, 2346 Flamingo Rd, West Palm Beach FL 33410 |
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| Jodie Harris, 2788 Eagle Rock Cir Ste 603, West Palm Beach FL 33411 |
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| Sherry Harris, 116 Santa Monica Ave, West Palm Beach FL 33411 |
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| Kristi Hayduk, 2112 21st Ln, West Palm Beach FL 33418 |
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| John Heinemann, 1754 Flagler Manor Cir, West Palm Beach FL 33411 |
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| Frank Hessmer, 13908 Barberry Ct, West Palm Beach FL 33414 |
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| David Hester, 720 S Sapodilla Ave Apt 208, West Palm Beach FL 33401 |
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| Lynn Hilton, 5520 Pga Blvd Ste 208, West Palm Beach FL 33418 |
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| Mary Hinson, 12263 Hillman Cir, West Palm Beach FL 33410 |
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| Richard Hoffmann, 701 S Olive Ave Apt 1508, West Palm Beach FL 33401 |
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| Diane Holland, 4908 Royal Ct S, West Palm Beach FL 33415 |
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| Tara Holm, 4318 Birdwood St, West Palm Beach FL 33410 |
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| Cheryl Holston, 1015 Green Pine Blvd Unit H-3, West Palm Beach FL 33409 |
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| Gregory Hooks, 1345 Pampas Way, West Palm Beach FL 33414 |
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| John Hunt, 4541 Challenger Way, West Palm Beach FL 33417 |
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| Eulises Ibarra, 1139 Winding Rose Way, West Palm Beach FL 33415 |
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| Javier Infiesta, 107 Isola Cir, West Palm Beach FL 33411 |
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| Elizabeth Jacox, 2940 Cherokee Rd, West Palm Beach FL 33406 |
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| James Jaramillo, 2245 Quail Rdg S, West Palm Beach FL 33418 |
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| Anders Johncke, 12 Carrick Rd, West Palm Beach FL 33418 |
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| Dawn Johnson, 2856 Tennis Club Dr Apt 405, West Palm Beach FL 33417 |
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| Charles Junkmann, 3213 Gardens East Dr, West Palm Beach FL 33410 |
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| David Kroupa, 801 S Olive Ave Unit 1218, West Palm Beach FL 33401 |
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| Nelson Kass, 14057 Greentree Trl, West Palm Beach FL 33414 |
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| Wayne Katz, 734 Maritime Way, West Palm Beach FL 33410 |
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| William Kelley, 1035 Lakeshore Dr #103, West Palm Beach FL 33403 |
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| James Kelly, 904 Augusta Pointe Dr, West Palm Beach FL 33418 |
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| Robert Kelly, 540 Club Dr, West Palm Beach FL 33418 |
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| William Kempel, 2610 Wabash Dr, West Palm Beach FL 33410 |
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.
Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.
Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.
Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.
Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.
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