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Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.
What You Need to Qualify for a Mortgage
There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.
Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.
Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.
| Shane Johnson, 3403 W Beaumont St, Tampa FL 33611 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Aisha Lemasters, 16310 Parkstone Palms Ct, Tampa FL 33647 |
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| Paul Ralph, 11014 N Dale Mabry Hwy, Tampa FL 33618 |
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| Charles Richardson, 1705 W Watrous Ave, Tampa FL 33606 |
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| April Tatro, 1312 W Bearss Ave, Tampa FL 33613 |
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| Raul Alvarez, 3004 Savannah Oaks Cir, Tarpon Springs FL 34688 |
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| Colleen Bebell, 791 Cherrybrooke Ct, Tarpon Springs FL 34688 |
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| Inge Boulogne, 901 Westwinds Blvd, Tarpon Springs FL 34689 |
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| Joan Burnett, 715 E Lime St Apt 610, Tarpon Springs FL 34689 |
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| Rodney Campo, 1092 Riverside Ridge Rd, Tarpon Springs FL 34688 |
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| Debra Cooley, 1621 Seabreeze Dr, Tarpon Springs FL 34689 |
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| Maria Donizetti, 950 Carstairs Ct, Tarpon Springs FL 34688 |
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| Timothy Dunn, 872 Cypress Cove Way, Tarpon Springs FL 34688 |
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| Delynn Gaston, 866 Seminole Blvd, Tarpon Springs FL 34689 |
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| Helen Glubochanskaya, 1438 Watermill Cir, Tarpon Springs FL 34689 |
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| William Gordon, 439 E Tarpon Ave, Tarpon Springs FL 34689 |
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| Gerald Gradowski, 1500 Sunset Rd Apt E, Tarpon Springs FL 34689 |
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| Sam Hage, 2834 Roehampton Close, Tarpon Springs FL 34688 |
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| William Hunter, 3874 Crescent Cove Pl, Tarpon Springs FL 34688 |
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| Anthony Johncola, 2968 Wentworth Way, Tarpon Springs FL 34688 |
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| Cindy Jewitt, 933 Linn Harbor Ct, Tarpon Springs FL 34689 |
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| Karyn Johnson-mahorney, 2365 N Highland Ave, Tarpon Springs FL 34688 |
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| Cynthia Kinch, 370 Gray Oak Dr, Tarpon Springs FL 34689 |
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| Lance Lastinger, 501 Manisha Pl, Tarpon Springs FL 34688 |
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| Roland Leutert, 1301 Castleworks Ln, Tarpon Springs FL 34689 |
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| Cari Marken, 707 Cypress St, Tarpon Springs FL 34689 |
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| Taylor Mcdermott, 642 Kenneth Way, Tarpon Springs FL 34689 |
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| Gary Opalewski, 1795 Wood Brook St, Tarpon Springs FL 34689 |
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| John Porter, 1308 Meres Blvd, Tarpon Springs FL 34689 |
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| Michael Reber, 1502 Bay View St, Tarpon Springs FL 34689 |
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| Terry Skocher, 2827 Post Rock Dr, Tarpon Springs FL 34688 |
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| Kara Siracusa, 1184 Kings Way Ln, Tarpon Springs FL 34688 |
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| Mark Sisterman, 1773 River Watch Blvd, Tarpon Springs FL 34689 |
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| Rhonda Smith, 1406 Burnt Oak St, Tarpon Springs FL 34689 |
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| Norman Stepno, 1055 Riverside Ridge Rd, Tarpon Springs FL 34688 |
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| Carmela Townsend, 864 Seminole Blvd, Tarpon Springs FL 34689 |
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| Kenneth Weishaar, 3049 Arbor Oaks Dr, Tarpon Springs FL 34688 |
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| John Ardito, 4552 Manica Dr, Tavares FL 32778 |
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| Margaret Donelson, 15241 Shady Ln, Tavares FL 32778 |
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| Thomas Miranda, 16647 E Shirley Shores Rd, Tavares FL 32778 |
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| Patricia Mcnulty, 2110 Appalachee Cir, Tavares FL 32778 |
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| Jody Straher, 29734 Squirrel Point Rd, Tavares FL 32778 |
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| Patrick Talley, 725 E Alfred St, Tavares FL 32778 |
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| Kali Evans, 127 Harborview Dr # 404, Tavernier FL 33070 |
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| Robert Padgett, 290 Woods Ave, Tavernier FL 33070 |
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| Claudia Stober, 150 Ridge St, Tavernier FL 33070 |
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| Valisia Johnson, 11506 Grovewood Ave, Thonotosassa FL 33592 |
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| Myron Preble, Po Box 588, Thonotosassa FL 33592 |
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| James Harris, 4461 Longbow Dr, Titusville FL 32796 |
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| John Kendall, 124 Country Club Dr, Titusville FL 32780 |
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| Andrew Penney, 2265 Harwood Rd, Titusville FL 32780 |
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| Lee Ann White, 851 Marcella Ln, Titusville FL 32780 |
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| Sherry Crews, 8050 Sw 76th St, Trenton FL 32693 |
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| Charles Buroker, 15904 Mullins Blvd, Umatilla FL 32784 |
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| Velma Ruiz, 38311 Timberlane Dr, Umatilla FL 32784 |
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| Randy Adrian, 1120 Sweet Breeze Dr, Valrico FL 33594 |
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| Kimberly Anderson, 2032 Florida St, Valrico FL 33594 |
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| Mercedes Bello-hanis, 4012 Bell Grande Dr, Valrico FL 33596 |
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| Elizabeth Brewer, 2807 Norwood Hills Ln, Valrico FL 33596 |
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| Debra Carroll, 2712 Bent Leaf Dr, Valrico FL 33594 |
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| Stephen Corn, 2222 Eagle Bluff Dr, Valrico FL 33596 |
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| Larissa Deleon-colon, 4104 Balington Dr, Valrico FL 33596 |
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| Gary Delally, 4513 Portobello Cir, Valrico FL 33596 |
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| Roger Greenleaf, 1017 Crystal Carbon Way, Valrico FL 33594 |
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| David Gooding, 2306 Oakhurst Ct, Valrico FL 33596 |
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| Robert Hagan, 4414 Swift Cir, Valrico FL 33596 |
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| James Harris, 3913 Turnbury St, Valrico FL 33596 |
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| Cindy Hicks, 1909 Rudder Dr, Valrico FL 33594 |
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| Emily Lara, 3502 Cordgrass Dr, Valrico FL 33596 |
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| Robert Lowrie, 2511 Groveway Dr Ste 11, Valrico FL 33596 |
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| Anthony Lee, 2041 Heartland Cir, Valrico FL 33594 |
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| Bobby Lipfird, 2508 Wrencrest Cir, Valrico FL 33596 |
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| Ronald Lovell, 1024 Legends Pass Dr, Valrico FL 33594 |
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| Robert Mercado, 2606 Durant Woods St, Valrico FL 33596 |
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| Catherine Miller, 411 Lutie Dr, Valrico FL 33594 |
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| Arthur Moffa, 4615 Duxberry Ln, Valrico FL 33594 |
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| John Morris, 2107 Dillon Ct, Valrico FL 33596 |
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| Lisa Pusateri, 5123 Sylvan Oaks Dr, Valrico FL 33596 |
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| David Rodgers, 3312 Fox Squirrel Ln, Valrico FL 33596 |
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| William Sarris, 3406 Pine Top Dr, Valrico FL 33594 |
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| Richard Seltzer, 424 Westchester Hills Ln, Valrico FL 33594 |
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| Bryan Snyder, 3413 Pine Top Dr, Valrico FL 33594 |
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| Dursie Walls, 2603 Goldcrest Pl, Valrico FL 33596 |
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| Terry Washington, 4329 Swift Cir, Valrico FL 33596 |
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| Tasha Williams, 1629 Carter Oaks Dr, Valrico FL 33596 |
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| Robert Anderson, 2032 Florida St, Valrico FL 33594 |
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| Brock Walker, 2234 Lithia Center Ln, Valrico FL 33596 |
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| Richard Appell, 2571 Flower Rd, Venice FL 34293 |
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| Jack Cork, 5028 Southern Pine Cir, Venice FL 34293 |
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| Kathleen Campion, 4268 Tennyson Way, Venice FL 34293 |
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| Frankie Damiano, 3248 Meadow Run Dr, Venice FL 34293 |
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| Lori Driscoll-kendrick, 1786 Dagon Rd, Venice FL 34293 |
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| Stephen Eastman, 4271 Vicenza Dr Unit D, Venice FL 34293 |
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| Brice Ferguson, 2030 Northampton St, Venice FL 34293 |
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| Caroline Fissel, 1217 Laurel Ave, Venice FL 34285 |
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| Jeffrey Heape, 767 Shamrock Blvd, Venice FL 34293 |
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| Jerri Hente, 261 Greencove Rd, Venice FL 34292 |
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| Donna Hewitt, 9048 Falcon Ct, Venice FL 34293 |
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| Heather Hill, 1013 Squaw Valley Ct, Venice FL 34293 |
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| Marcy Hunter, 3006 Frederick Dr, Venice FL 34292 |
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.
Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.
Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.
Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.
Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.
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