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Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.
What You Need to Qualify for a Mortgage
There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.
Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.
Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.
| Kelly Dixon, 1110 Nelson St, Dunedin FL 34698 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Benjamin Feller, 225 Grove Cir S, Dunedin FL 34698 |
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| Peter Hart, 1430 Duncan Loop N Apt 301, Dunedin FL 34698 |
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| Mary Hoskinson, 2255 Harbor View Dr, Dunedin FL 34698 |
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| Brandon House, 3390 Clarine Way W, Dunedin FL 34698 |
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| Craig Inglis, 1184 Robmar Rd, Dunedin FL 34698 |
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| David Kelly, 1871 Pasadena Dr, Dunedin FL 34698 |
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| Jennifer Kasper, 720 Lyndhurst St Unit 1121, Dunedin FL 34698 |
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| Amanda Kirkland, 1400 San Christopher Dr, Dunedin FL 34698 |
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| Thomas Martin, 403 San Salvador Dr, Dunedin FL 34698 |
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| Stanley Parks, 343 Causeway Blvd # B20, Dunedin FL 34698 |
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| Glen Pettersen, 1120 Mccarty St, Dunedin FL 34698 |
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| Barbara Ross, 1993 Spanish Pines Dr, Dunedin FL 34698 |
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| Karen Skiratko, 1962 Indian Creek Ct, Dunedin FL 34698 |
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| Michael Turley, 1361 Bluffs Cir, Dunedin FL 34698 |
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| Vito Viviano, 1274 Little John Ln, Dunedin FL 34698 |
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| Tamara Dragon, 2416 Baywood Dr W, Dunedin FL 34698 |
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| Rodney Jackson, 3352 Covered Bridge Dr E, Dunedin FL 34698 |
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| Didier Malagies, 2416 Baywood Dr W, Dunedin FL 34698 |
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| Samuel Latiff, 8678 N Amboy Dr, Dunnellon FL 34433 |
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| Lawren Paugh, 3065 W Cypress Dr, Dunnellon FL 34433 |
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| Kathleen Scott, 19487 Sw 77th Loop, Dunnellon FL 34432 |
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| Steven Tarazona, 18836 Sw 93rd Loop, Dunnellon FL 34432 |
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| Katelin Camp, 679 S Terrace Dr, Eagle Lake FL 33839 |
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| Evelyn Davis, 119 Weeping Willow Rd, Eagle Lake FL 33839 |
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| Edith Aldrich, 111 Brubaker Ln, East Palatka FL 32131 |
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| Kelly Lake, 305 E River Rd, East Palatka FL 32131 |
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| Karina Becker, 120 N Cory Dr, Edgewater FL 32141 |
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| Debora Crane, 3087 Log Cabin Ln, Edgewater FL 32132 |
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| Kerri Nickels, 2607 Needle Palm Dr, Edgewater FL 32141 |
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| Jennifer Goodwin, 5375 Cypress Links Blvd, Elkton FL 32033 |
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| Lawrence Roselle, 4340 County Road 305, Elkton FL 32033 |
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| Holly Yelton, 5730 Saint Ambrose Church Rd, Elkton FL 32033 |
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| Penny Breton, 4850 70th Ave E, Ellenton FL 34222 |
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| Mark Glassburn, 6922 40th Ct E, Ellenton FL 34222 |
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| Kris Wise, 4710 70th Ave E, Ellenton FL 34222 |
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| Christa Bigness, 100 Crestview Dr, Englewood FL 34223 |
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| Anthony Clevenger, 10600 Lemon Crk Loop Unit 104, Englewood FL 34224 |
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| Robert Craft, 1281 Keyway Rd, Englewood FL 34223 |
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| Gasdaly Guimoye, 11090 Cheltenham Ave, Englewood FL 34224 |
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| Sandra Hoy, 11137 Waterford Ave, Englewood FL 34224 |
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| Sharon Hughes, 551 Lewis St, Englewood FL 34223 |
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| Lon Mccracken, 699 S Indiana Ave, Englewood FL 34223 |
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| Irene Meehan, 11074 Carnegie Ave, Englewood FL 34224 |
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| Katrina Moyer, 801 Buckskin Ct, Englewood FL 34223 |
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| Harry Pinkham, 1036 Bay Harbor Dr, Englewood FL 34224 |
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| Martin Remillard, 168 N New York Ave, Englewood FL 34223 |
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| Ronald Smith, 1193 Highland Ave, Englewood FL 34223 |
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| David Voigt, 1985 Illinois Ave, Englewood FL 34224 |
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| Danny Andrade, 21670 Berwhich Run, Estero FL 33928 |
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| Collin Atchison, 4640 Turnberry Lk Dr Unit 306, Estero FL 33928 |
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| Cynthia Carson, 20750 Sandy Ln, Estero FL 33928 |
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| Damion Cole, 21508 Windham Run, Estero FL 33928 |
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| Jose Condomina, 21620 Windham Run, Estero FL 33928 |
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| Mark Daiello, 3910 Spring Garden Ln, Estero FL 33928 |
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| Ralph Gillis, 8535 Via Lngmre Cir Unit 202, Estero FL 33928 |
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| Lovachesqui Gomez, 10217 Southgolden Elm Dr, Estero FL 33928 |
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| Scott Hansen, 21619 Helmsdale Run, Estero FL 33928 |
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| Bradford King, 21228 Braxfield Loop, Estero FL 33928 |
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| Leonard Lucas, 11520 Woodmount Ln, Estero FL 33928 |
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| Nathaniel Merrick, 21649 Windham Run, Estero FL 33928 |
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| Richard Mathews, 20134 Larino Loop, Estero FL 33928 |
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| Randall Mitchelson, 21741 Helmsdale Run, Estero FL 33928 |
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| Michael Tessmer, 3501 Cherry Blsm Ct Unit 104, Estero FL 33928 |
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| Kenneth Van Cleave, 21438 Sheridan Run, Estero FL 33928 |
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| Anthony Schrenkel, 21730 Red Latan Way, Estero FL 33928 |
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| Ross Bennett, 33403 E Lake Joanna Dr, Eustis FL 32736 |
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| Margaret Benoit, 36419 Grassy Hill Ln, Eustis FL 32736 |
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| Karen Bryan, 208 E Blue Water Edge Dr, Eustis FL 32736 |
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| John Corley, 1050 Fahnstock St, Eustis FL 32726 |
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| Jamie Cutillo, 41128 Apple St, Eustis FL 32736 |
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| Mark Holder, 103 W Blue Water Edge Dr, Eustis FL 32736 |
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| Sylvester Harding, 211 E Blue Water Edge Dr, Eustis FL 32736 |
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| Tamara Hutto, 3101 Windham Dr, Eustis FL 32726 |
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| Travis John, 36606 Oshawa Ln, Eustis FL 32736 |
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| Sherry Long, 521 Cherry Tree St, Eustis FL 32726 |
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| Daniel Millan, 3121 Bulkley Pl, Eustis FL 32726 |
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| Reginald Padgett, 33345 C R 44b, Eustis FL 32726 |
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| Jasmine Putman, 2456 Broadvue Ave, Eustis FL 32726 |
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| Tamira Rodriguez, 33749 E Lake Joanna Dr, Eustis FL 32736 |
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| Barbara Sayre, 1200 W Crooked Lake Pl, Eustis FL 32726 |
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| Miguel Soto, 854 Vanderbilt Dr, Eustis FL 32726 |
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| Gerardo Suarez, 207 Sunrise Ln, Eustis FL 32726 |
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| Kimberly Varnadore, 3616 Indian Trl, Eustis FL 32726 |
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| Abigail Bass, 125 N Elm St, Fellsmere FL 32948 |
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| Timothy Anderson, 95288 Bermuda Dr, Fernandina Beach FL 32034 |
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| Daniel Bulna, 1328 N Fletcher Ave, Fernandina Beach FL 32034 |
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| Dawn Hagel, 86133 Montauk Dr, Fernandina Beach FL 32034 |
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| Stephen Lennon, 1374 Plantation Point Dr, Fernandina Beach FL 32034 |
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| Samir Maignan, 96050 Waters Ct, Fernandina Beach FL 32034 |
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| Glenn Mccarthy, 2318 1st Ave Apt A, Fernandina Beach FL 32034 |
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| Donna Pace, 8632 Noyak Ct, Fernandina Beach FL 32034 |
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| Mary Pitcher, 3116 Amelia Rd, Fernandina Beach FL 32034 |
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| Joseph Romack, 1519 Amelia Cir, Fernandina Beach FL 32034 |
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| Brenda Rowland, 303 N 19th St, Fernandina Beach FL 32034 |
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| Michael Ryan, 2230 Captain Kidd Dr, Fernandina Beach FL 32034 |
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| Harry Sahlman, 1415 Atlantic Ave, Fernandina Beach FL 32034 |
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| Nicole Storer, 1787 Mariners Walk, Fernandina Beach FL 32034 |
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| Marcus Brown, 3651 S Central Ave Unit 104, Flagler Beach FL 32136 |
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| Amy Erez Kedoshay, 2759 Morning Light Ct, Flagler Beach FL 32136 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.
Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.
Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.
Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.
Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.
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