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Title Companies in Homestead, Florida

Overview of Title Insurance

What Is Title Insurance? Title insurance protects against loss or damage resulting from defects that affect the title to your home or place of business.

Why Is Title Insurance Important? Title insurance protects the investment you've made in your home or place of business. When you buy property, the previous owner conveys title to you to evidence your full legal ownership. Occasionally, a hidden defect in the title or a mistake in a prior deed, or mortgage may give someone else a legal claim against your property. If a claim is made against your property, title insurance can save you time and money.

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Ace Title And Escrow Services, 2048 Se 13th St, Homestead Fl 33035

Get contact info and detailed information for Ace Title And Escrow Services. Information on title insurance, how to find a good title company and what questions you should ask. ...Title Company Details - Click Here!...

 

Deborah Albert, 20 Ne 29 Street, Homestead Fl 33030

Get contact info and detailed information for Deborah Albert. Information on title insurance, how to find a good title company and what questions you should ask. ...Title Company Details - Click Here!...

 

Shirlynn Cabaleiro, 15485 Sw 260th St, Homestead Fl 33032

Get contact info and detailed information for Shirlynn Cabaleiro. Information on title insurance, how to find a good title company and what questions you should ask. ...Title Company Details - Click Here!...

 

Reina Cobo, 2048 Se 13th St, Homestead Fl 33035

Get contact info and detailed information for Reina Cobo. Information on title insurance, how to find a good title company and what questions you should ask. ...Title Company Details - Click Here!...

 

Isabel Figueroa, 2048 Se 13th St, Homestead Fl 33035

Get contact info and detailed information for Isabel Figueroa. Information on title insurance, how to find a good title company and what questions you should ask. ...Title Company Details - Click Here!...

 

Gateway Title And Closing Company, 200 Ne 2nd Dr, Homestead Fl 33030

Get contact info and detailed information for Gateway Title And Closing Company. Information on title insurance, how to find a good title company and what questions you should ask. ...Title Company Details - Click Here!...

 

Nadia Gavarrete, 26654 Sw 124th Ct, Homestead Fl 33032

Get contact info and detailed information for Nadia Gavarrete. Information on title insurance, how to find a good title company and what questions you should ask. ...Title Company Details - Click Here!...

 

Luisa Mesa, 15600 Sw 288th St Ste 203, Homestead Fl 33033

Get contact info and detailed information for Luisa Mesa. Information on title insurance, how to find a good title company and what questions you should ask. ...Title Company Details - Click Here!...

 

Yamilee Migliori, 20238 Sw 325th St, Homestead Fl 33030

Get contact info and detailed information for Yamilee Migliori. Information on title insurance, how to find a good title company and what questions you should ask. ...Title Company Details - Click Here!...

 

Jennifer Regalado, 24607 Sw 109th Ave, Homestead Fl 33032

Get contact info and detailed information for Jennifer Regalado. Information on title insurance, how to find a good title company and what questions you should ask. ...Title Company Details - Click Here!...

 
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Your title insurance protection is a permanent assurance that your ownership and use will be defended promptly against claims, at no cost to you, whether or not the claim is valid.

What is a Title Defect? A title defect is one of any number of things that could jeopardize your interest. It could be an unsatisfied mortgage, lien, judgment or other unrecorded claim against the property. It could arise through easements, use restrictions or other existing covenants, or it could be a hidden risk.

What Hidden Risks Does Title Insurance Protect Against? 

  1. Errors in the public records such as incorrect information in deeds and mortgages regarding names, signatures and legal descriptions;
  2. Judgments, liens and mortgages or any other claims against the property or the seller which become the new owner's responsibility after closing, such as unpaid taxes, assessments and other debts to creditors;
  3. Claims to ownership by the spouse of a former owner or by the "missing heir" of a deceased owner who did not receive his share of the estate; and
  4. Treasurer - The treasurer receives and deposits in appropriate bank accounts all monies of the Association and disburses such funds as directed by resolution of the Board of Directors. The treasurer signs all checks of the association; is keeper of the books of account; cause an annual audit of the Association books to be made by a public accountant at the completion of each fiscal year; and prepares an annual budget and a statement of income and expenditures to be presented to the membership in compliance with the civil code, and delivers a copy of each to the Members.
  5. Invalid deeds or other transfers by sellers who did not actually own the property or by previous owners who were minors or not mentally competent.

What Does Title Insurance Protect? There are two basic types of title insurance policies - one for the mortgage lender and one for the real estate owner. If a mortgage is to be placed on your new home or business, the lender will probably require you to purchase title insurance to protect its position as a holder of a mortgage loan, but this lender's title insurance policy doesn't protect the real estate owner. You need to purchase an owner's title insurance policy to protect your investment.

When is the Title Insurance Policy Issued? The owner's title insurance policy usually is issued after the deed to the buyer is delivered and recorded. The lender's title insurance policy is usually issued after the mortgage or deed of trust has been properly executed and recorded.