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Home Buying in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorney’s are not Required at Closing Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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Amanda Abbott, 94 Stewart Lake Cove, Destin FL 32550

Get contact info and detailed information for Amanda Abbott. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Christopher Abbott, 75 Cobia St, Destin FL 32541

Get contact info and detailed information for Christopher Abbott. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Stephen Abbott, 506 Harbor Blvd., Destin FL 32541

Get contact info and detailed information for Stephen Abbott. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

William Abbott, 506 Harbor Blvd., Destin FL 32541

Get contact info and detailed information for William Abbott. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Michael Acevedo, 87 Cobalt Ln, Destin FL 32550

Get contact info and detailed information for Michael Acevedo. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Jeffery Adamson, 155 Indigo Loop South, Destin FL 32550

Get contact info and detailed information for Jeffery Adamson. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Marsha Adamson, 777 Indigo Loop North, Destin FL 32550

Get contact info and detailed information for Marsha Adamson. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Susan Adamson, 4712 Rendezvous Cove, Destin FL 32541

Get contact info and detailed information for Susan Adamson. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

James Adduci, 4201 Indian Bayou Trail #2417, Destin FL 32541

Get contact info and detailed information for James Adduci. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Everett Adkins, 4099 Drifting Sand Trail, Destin FL 32541

Get contact info and detailed information for Everett Adkins. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 
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Insurance can be Challenging In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.