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Home Buying in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorney’s are not Required at Closing Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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Charles Bailey, 303 S Prospect St, Crescent City FL 32112

Get contact info and detailed information for Charles Bailey. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Patricia Barufaldi, 221 Oleander Ave, Crescent City FL 32112

Get contact info and detailed information for Patricia Barufaldi. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Traci Bennett, 605 Gunby Ct, Crescent City FL 32112

Get contact info and detailed information for Traci Bennett. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Stacy Brinkerhoff, 500 Orange Avenue, Crescent City FL 32112

Get contact info and detailed information for Stacy Brinkerhoff. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Cheryl Causey, 622 Union Ave., Crescent City FL 32112

Get contact info and detailed information for Cheryl Causey. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

John Drago, 129 William Bratram Dr, Crescent City FL 32112

Get contact info and detailed information for John Drago. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Priscilla Engler, 105 Eagles Nest Dr, Crescent City FL 32112

Get contact info and detailed information for Priscilla Engler. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Julie Fetcko, 105 Eagles Nest Dr, Crescent City FL 32112

Get contact info and detailed information for Julie Fetcko. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Nancy Harris, 315 N Summit St, Crescent City FL 32112

Get contact info and detailed information for Nancy Harris. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Amy Heath, 611 N Summit St, Crescent City FL 32112

Get contact info and detailed information for Amy Heath. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 
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Insurance can be Challenging In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.