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Home Buying in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorney’s are not Required at Closing Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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Mona Abdelall, 25870 Hickory Blvd Unit 405, Bonita Springs FL 34134

Get contact info and detailed information for Mona Abdelall. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Michelle Abner, 10911 Santa Margherita Rd Apt 202, Bonita Springs FL 34135

Get contact info and detailed information for Michelle Abner. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Neil Abrahamson, P O Box 1601, Bonita Springs FL 34133

Get contact info and detailed information for Neil Abrahamson. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Marie Ackerman, 28700 Trails Edge Blvd. #205, Bonita Springs FL 34134

Get contact info and detailed information for Marie Ackerman. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Miryam Acosta, 23520 Walden Center Dr #302, Bonita Springs FL 34134

Get contact info and detailed information for Miryam Acosta. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Mary Acton, 249 3rd St W, Bonita Springs FL 34134

Get contact info and detailed information for Mary Acton. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

John Adamczyk, 28086 Sosta Lane # 2, Bonita Springs FL 34135

Get contact info and detailed information for John Adamczyk. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

David Adams, 26533 Hickory Blvd, Bonita Springs FL 34134

Get contact info and detailed information for David Adams. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Lee Adams, 3765 Riviera Cir, Bonita Springs FL 34134

Get contact info and detailed information for Lee Adams. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Theresa Adams, 8921 Creek Run Dr, Bonita Springs FL 34135

Get contact info and detailed information for Theresa Adams. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 
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Insurance can be Challenging In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.