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Home Buying in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorney’s are not Required at Closing Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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Michele Adams, 29073 Rose Dr, Big Pine Key FL 33043

Get contact info and detailed information for Michele Adams. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Bruce Ball, Po Box 430235, Big Pine Key FL 33043

Get contact info and detailed information for Bruce Ball. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Alan Ballas, 3826 Dyer Rd, Big Pine Key FL 33043

Get contact info and detailed information for Alan Ballas. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Ava Bianchino, 1661 Gardenia Lane, Big Pine Key FL 33043

Get contact info and detailed information for Ava Bianchino. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Lissete Cadwell, 29171 Guava Lane, Big Pine Key FL 33043

Get contact info and detailed information for Lissete Cadwell. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Roberta Castillo, P O Box 430668, Big Pine Key FL 33043

Get contact info and detailed information for Roberta Castillo. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Karen Chesley, 29048 Iris Dr, Big Pine Key FL 33043

Get contact info and detailed information for Karen Chesley. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Jared Chiagouris, 30267 Poinciena Rd, Big Pine Key FL 33043

Get contact info and detailed information for Jared Chiagouris. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Sandra Chitwood, 29655 Forrestal Avenue, Big Pine Key FL 33043

Get contact info and detailed information for Sandra Chitwood. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Michael Coppola, Post Office Box 437, Big Pine Key FL 33043

Get contact info and detailed information for Michael Coppola. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 
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Insurance can be Challenging In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.