Real Estate Agents in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker: A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers, or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorneys are not Required at Closing: Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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Diana Abassian, 1776 Wekiva Crossing Blvd, Apopka FL 32703
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Liliana Acevedo, 561 Climbing Ivy Ct,, Apopka FL 32712
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Michael Acevedo, 1187 Crispwood Ct., Apopka FL 32703
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Michelle Adkins Maddy, 6137 Round Lake Rd, Apopka FL 32712
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William Adkison, 3000 Clarcona Rd. Lot 3103, Apopka FL 32703
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Everett Adrian, 138 Wekiva Pointe Circle, Apopka FL 32712
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Mona Agee, 848 White Ivey Court, Apopka FL 32712
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Christyne Albury, 1261 Palm Bluff Dr, Apopka FL 32712
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Reenier Aleman, 2888 Park Meadow Dr., Apopka FL 32703
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Therese Alexander Smyntek, 546 W. Kelly Park Rd, Apopka FL 32712
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Insurance can be Challenging: In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast: In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State: Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.