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Home Buying in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorney’s are not Required at Closing Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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David Annis, Po Box 1353, Anna Maria FL 34216

Get contact info and detailed information for David Annis. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Sharon Annis, Po Box 1353, Anna Maria FL 34216

Get contact info and detailed information for Sharon Annis. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Thomas Aposporos, P O Box 1052, Anna Maria FL 34216

Get contact info and detailed information for Thomas Aposporos. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

John Bernet Iii, Po Box 1737, Anna Maria FL 34216

Get contact info and detailed information for John Bernet Iii. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Melinda Bordes, 709 S Bay Blvd, Anna Maria FL 34216

Get contact info and detailed information for Melinda Bordes. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Dennis Bradford, 315 Pine Avenue, Anna Maria FL 34216

Get contact info and detailed information for Dennis Bradford. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Michael Brinson, 802 South Bay Blvd, Anna Maria FL 34216

Get contact info and detailed information for Michael Brinson. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Floyd Calhoun, Po Box 2129, Anna Maria FL 34216

Get contact info and detailed information for Floyd Calhoun. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Sue Carlson, Box 1178, Anna Maria FL 34216

Get contact info and detailed information for Sue Carlson. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Edward Chiles, P.o. Box 1478, Anna Maria FL 34216

Get contact info and detailed information for Edward Chiles. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 
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Insurance can be Challenging In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.