|
Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.
What You Need to Qualify for a Mortgage
There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.
Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.
Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.
Valerie Anderson, 2516 Gulfbreeze Cir, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Christopher Arthur, 2275 Citrus Hill Rd, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Robert Ayala, 4698 Ayron Ter, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Deborah Baier, 2698 Macklin Ct, Palm Harbor FL 34684 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Marc Ballard, 2578 Winding Way, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Bruce Barber, 1635 Kilwinning Ct, Palm Harbor FL 34684 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Meredith Barth, 110 Kendra Way Apt 812, Palm Harbor FL 34684 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
David Bennett, 2460 Grand Lakeside Dr., Palm Harbor FL 34684 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Matthew Burkel, 2617 Woodcote Ter, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Douglas Calabrese, 1881 Melanie Way, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Cheryl Cecil, 1804 Eagle Trace Blvd, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Steven Chiou, 3758 Mullenhurst Dr, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Will Daoud, 2314 Bent Tree Rd Apt 2015, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Monica Dietz, 2769 Scobee Dr, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Jason Duraj, 455 Alt 19 S Apt 165, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Felipe Ferreira, 3450 E Lake Rd Ste 202, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Gregory Fierce, 4737 Berwyn Ct, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Lori Frankel, 750 Hickory Ln, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Linda Goodson, 2619 Hawks Landing Blvd, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Diana Galeano, 4979 Barclay Dr, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Dina Griess, 1804 Eagle Trace Blvd, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Gary Guarino, 2733 Jarvis Cir, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Maureen Helm, 4392 Brooker Creek Dr, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Tami Jones, 1180 Ridge Dr, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Richard Karoll, 4155 Kirkaldy Dr, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Matthew Kenna, 544 High Pines Ct Unit A, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Scott Leslie, 1150 17th St, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Fred Levine, 1644 Arabian Ln, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Hugh Lichter, 1801 E Lake Rd Apt 2g, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Amber Lindsey, 3653 Newcastle Ct Apt 201, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Scott Miller, 772 Sunflower Dr, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Jeffrey Miller, 1642 Canopy Oaks Blvd, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Ronald Morris, 4801 Cardinal Trl, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
John Norsworthy, 450 Mississippi Ave, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Charlet Nowell, 803 Michigan Ave, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Richard Passanante, 2904 Wendover Ter, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Julie Peluso, 3001 Regal Oaks Blvd, Palm Harbor FL 34684 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Alexa Price, 3051 Autumn Dr, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Cristin Purgeson, 22 Shore Dr, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Christopher Roman, 181 Sheffield Cir E, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Dean Rotz, 1479 Chukar Rdg, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Delores Reid, 3545 Fairway Forest Dr, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Colleen Rodriguez, 3401 Brian Rd S, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Joann Rooney, 3973 Mimosa Pl, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Brian Savage, 2143 Pinnacle Cir N, Palm Harbor FL 34684 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Kenneth Schiff, 5243 Kernwood Ct, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Diane Schillace, 4312 Hythe Ct, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Michael Schneider, 36750 Us Highway 19 N, Palm Harbor FL 34684 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Jeannine Smith, 5300 Karlsburg Pl, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Richard Smith, 828 Hillside Dr, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Stephen Speer, 1302 Sutton Place Dr, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Robin Stojak, 3964 Mullenhurst Dr, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Pat Tiso, 915 Rolling Hills Dr, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Erica Viviano, 1799 Eagle Ridge Blvd, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
William Voshol, 4300 Ames Way, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Mark Wagner, 1731 Powder Ridge Dr, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
John Warnock, 4612 Ayron Ter, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Pamela Watkins, 222 Arbor Dr E, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Karen Zendels-hagen, 108 Shore Dr, Palm Harbor FL 34683 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Michael Chissell, 4302 Radcliffe Dr, Palm Harbor FL 34685 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Deborah Elfrink, 277 Maple Ave, Palm Harbor FL 34684 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Lawrence Jensen, 3102 S Canal Dr, Palm Harbor FL 34684 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.
Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.
Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.
Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.
Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.
Copyright © 2023 All Rights Reserved Homeowners-Associations-Florida.com
Contact    |    FAQ    |    Terms of Use    |    Privacy Policy    |    Website Disclaimer