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Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.
What You Need to Qualify for a Mortgage
There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.
Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.
Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.
| Jorge Aharon-miranda, 14332 Rockledge Grove Ct, Orlando FL 32828 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Mariano Arguello, 14311 Cheverleigh Dr, Orlando FL 32837 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Roberto Arroyo Felix, 7901 Kingspointe Pkwy Ste 21, Orlando FL 32819 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Todd Abell, 2860 Plaza Terrace Dr, Orlando FL 32803 |
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| Ryan Aceto, 1572 Anna Catherine Dr, Orlando FL 32828 |
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| Steve Aitken, 4905 Bristol Ct, Orlando FL 32808 |
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| Jeffrey Albert, 10862 Heather Ridge Cir # 20, Orlando FL 32817 |
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| Shane Ali-kanhai, 5518 Sago Palm Dr, Orlando FL 32819 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Lynn Allison, 8400 Bay Springs Dr, Orlando FL 32819 |
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| Ciro Almeida, 10074 Iverson Dr, Orlando FL 32832 |
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| Victor Alvarado, 4981 Brightmour Cir, Orlando FL 32837 |
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| Jaribel Alvarez, 7698 Saint Stephens Ct, Orlando FL 32835 |
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| Margaret Ambruster, 1207 Stetson St, Orlando FL 32804 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Jose Aponte-rivera, 4480 Thoreau Park Dr Apt 306, Orlando FL 32839 |
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| Sandra Arbolino, 2616 E Central Blvd, Orlando FL 32803 |
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| Lina Arcila, 2067 Paprika Dr, Orlando FL 32837 |
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| Michael Argula, 13755 Blue Lagoon Way, Orlando FL 32828 |
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| Michael Armstrong, 1015 Wilkinson St, Orlando FL 32803 |
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| Masood Asaad, 10856 Arbor View Blvd, Orlando FL 32825 |
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| Justine Assal, 337 Agnes St, Orlando FL 32801 |
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| Jacob Berezhinskiy, 1930 Amaryllis Cir, Orlando FL 32825 |
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| Janet Bernardini, 648 Waterscape Way, Orlando FL 32828 |
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| Nancy Bonilla-ingles, 2734 Kinloch Dr, Orlando FL 32817 |
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| Brian Boodram, 2761 Osprey Creek Ln, Orlando FL 32825 |
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| Wesley Bal, 5525 Sago Palm Dr, Orlando FL 32819 |
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| Mohammed Bani, 14433 Mandolin Dr, Orlando FL 32837 |
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| Jose Barrios, 4409 Wyndcliff Cir, Orlando FL 32817 |
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| Mark Battles, 9702 Universal Blvd Apt 476, Orlando FL 32819 |
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| Tracy Battles, 9702 Universal Blvd Ste 476, Orlando FL 32819 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Justin Bauknight, 2474 River Ridge Dr, Orlando FL 32825 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Taufiq Bawany, 8301 Caraway Dr, Orlando FL 32819 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Giomara Bell, 1161 Shallcross Ave, Orlando FL 32828 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Dawn Bennes, 5542 W Sacramento Ct, Orlando FL 32821 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Kevin Benson, 1017 N Glenwood Ave, Orlando FL 32803 |
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| Debora Bermudez, 124 S Bumby Ave, Orlando FL 32803 |
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| Herbert Bernard, 1834 Diamond Dr, Orlando FL 32807 |
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| Juan Bisbal, 5647 New Cambridge Rd, Orlando FL 32810 |
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| Kim Biske, 14349 Sapphire Bay Cir, Orlando FL 32828 |
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| Theodore Bogert, 2102 Companero Ave, Orlando FL 32804 |
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| Alexander Bogumil, 8848 Oak Landings Ct, Orlando FL 32836 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Barry Botwin, 3058 Plaza Terrace Dr, Orlando FL 32803 |
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| Kevin Boudreaux, 1210 W New Hampshire St, Orlando FL 32804 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| J Bowling, 629 W/ King Street, Orlando FL 32804 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Hector Bracero, 7901 Kingspointe Pkwy Ste 8, Orlando FL 32819 |
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| George Bradea, 7707 Brookway St, Orlando FL 32817 |
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| Kelvin Bradley, 8028 Equitation Ct, Orlando FL 32818 |
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| Fernando Braff, 6807 Edgeworth Dr, Orlando FL 32819 |
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| Maureen Brancazio, Po Box 781142, Orlando FL 32878 |
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| Linda Brandt, 1906 Winding Oaks Dr, Orlando FL 32825 |
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| Julie Bretz-swinarski, 5977 Braemar Pl Unit 107, Orlando FL 32822 |
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| David Brink, 33 E Par St, Orlando FL 32804 |
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| Martin Brooks, 2110 Gachet Ct Apt 202, Orlando FL 32807 |
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| Douglas Brown, 9823 Palmetto Dunes Ct, Orlando FL 32832 |
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| Lillian Browne, 2110 Shaw Ln, Orlando FL 32814 |
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| John Buchholz, 2619 Runyon Cir, Orlando FL 32837 |
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| David Buffington, 400 E Colonial Dr Apt 209, Orlando FL 32803 |
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| Robin Burnett, 1367 Campbell St, Orlando FL 32806 |
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| Bradley Burt, 2204 Kettle Dr, Orlando FL 32835 |
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| Jorge Bustillo, 765 Cresting Oak Cir, Orlando FL 32824 |
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| William Butler, 3409 Lariat Ln Apt 15, Orlando FL 32826 |
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| Valerie Cancel, 10361 Dylan St Apt 1011, Orlando FL 32825 |
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| Tillis Churchill, 14167 Lord Barclay Dr, Orlando FL 32837 |
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| Richard Clarkson, 6220 S Orng Blsm Trl Ste 100, Orlando FL 32809 |
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| Dolores Cole, 5145 Andrea Blvd, Orlando FL 32807 |
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| David Combe, 1933 Wind Willow Rd, Orlando FL 32809 |
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| Cynthia Copenhaver, 4105 Fairview Vista Pt Apt 322, Orlando FL 32804 |
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| Emilio Crincoli, 14824 Tanja King Blvd, Orlando FL 32828 |
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| Leath Cullimore, 904 Canton St, Orlando FL 32803 |
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| Lawrence Calabretta, 5111 Nadine St, Orlando FL 32807 |
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| Dawn Calache, 16141 Michel Rd, Orlando FL 32828 |
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| Ismenia Cam, 2041 Dixie Belle Dr Unit P, Orlando FL 32812 |
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| Ruben Camacho, 14745 Braddock Oak Dr, Orlando FL 32837 |
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| James Campbell, 1710 Gay Dr, Orlando FL 32803 |
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| Luis Cancel Matos, 2557 Corbyton Ct, Orlando FL 32828 |
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| Jennifer Cannon, 100 W Grant St Apt 5036, Orlando FL 32806 |
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| Telli Cardarelle, 8101 Sarnow Dr, Orlando FL 32822 |
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| Susan Carlton, 1307 Belleaire Cir, Orlando FL 32804 |
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| Michel Caron, 62 W Colonial Dr Apt 202, Orlando FL 32801 |
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| Richard Cason, 601 Clayton St, Orlando FL 32804 |
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| Nathan Cassidy, 5498 Aeolus Way, Orlando FL 32808 |
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| Adrion Castillo, 3209 Lake Jean Dr, Orlando FL 32817 |
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| Fausto Castillo, 728 Baltimore Dr, Orlando FL 32810 |
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| Merle Cefalo, 1726 Cardinal Rd, Orlando FL 32803 |
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| Joel Charles, 6066 Casa Del Rey Cir Apt A, Orlando FL 32809 |
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| Todd Christensen, 1661 Lake Shore Dr, Orlando FL 32803 |
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| Craig Cimring, 3839 Gatlin Ridge Dr, Orlando FL 32812 |
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| Debora Clavell, 2845 Cribble Ct, Orlando FL 32825 |
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| Molly Coberly, 720 Lake Highland Dr, Orlando FL 32803 |
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| Jamie Cohen, 13244 Heming Way, Orlando FL 32825 |
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| Murray Cohen, 5827 Padgett Cir, Orlando FL 32839 |
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| Cammie Collins, 1301 Christy Ave, Orlando FL 32803 |
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| Beatrice Colon, 1938 Teaberry Ct, Orlando FL 32824 |
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| Marvin Colon Rodriguez, 124 S Bumby Ave Ste B, Orlando FL 32803 |
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| Jamie Comer, 3729 Narroline Dr, Orlando FL 32818 |
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| Jaquelin Cornejo Torrez, 11819 Malverns Loop, Orlando FL 32832 |
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| Giselle Cortez, 5527 Berwood Dr, Orlando FL 32810 |
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| Karen Costa, 3076 Capri Isle Way, Orlando FL 32835 |
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| Matthew Cramer, 14220 Mailer Blvd, Orlando FL 32828 |
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| Christopher Crawford, 2201 Pembrook Dr, Orlando FL 32810 |
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| Kraesly Creek, 11213 Torbert Ct, Orlando FL 32837 |
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.
Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.
Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.
Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.
Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.
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