Mortgage Brokers by City

Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.

What You Need to Qualify for a Mortgage

There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.

Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.

Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.

Displaying 1 - 48 of 48

Andrew Alfonso, 2103 Sterling Palms Ct Apt 301, Brandon FL 33511
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Jamie Andis, 1908 Blue Sage Ct, Brandon FL 33511
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Rodney Banks, 708 Westwood Cir, Brandon FL 33511
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Jason Barker, 2258 Fluorshire Dr, Brandon FL 33511
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Tiffany Bell, 1733 Open Field Loop, Brandon FL 33510
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John Billings, 522 Ole Plantation Dr, Brandon FL 33511
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Michael Campoamor, 4219 Walden View Dr, Brandon FL 33511
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Darius Carter, 504 S Kings Ave, Brandon FL 33511
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William Conley, 503 Charles Pl, Brandon FL 33511
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Dennis Craig, 2305 Green Lawn St, Brandon FL 33511
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Bryan Crider, 1407 Harness Horse Ln Apt 201, Brandon FL 33511
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Julie Dahl, 1209 Coolmont Dr, Brandon FL 33511
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James Dunne, 312 Hidden Lake Dr, Brandon FL 33511
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Jeanine Estrada, 1422 Corner Oaks Dr, Brandon FL 33510
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Zach Ezell, 138 E Bloomingdale Ave, Brandon FL 33511
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Harold Goff, 204 Lithia Pinecrest Rd, Brandon FL 33511
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Jeffrey Gould, 504 S Kings Ave, Brandon FL 33511
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Erica Guthrie, 2119 Fluorshire Dr, Brandon FL 33511
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David Jayson, 2243 Lake Woodberry Cir, Brandon FL 33510
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Steven Kriegbaum, 4107 Walden View Dr, Brandon FL 33511
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Michael Latham, 605 Vintage Way, Brandon FL 33511
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Amie Loraamm, 2119 Wheeler Oaks Dr, Brandon FL 33510
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Clarence Mariney, 2411 Lake Woodberry Cir, Brandon FL 33510
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Thomas Martino, 113 Mitchell Dr, Brandon FL 33511
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Benita Maynor, Po Box 1744, Brandon FL 33509
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Joshua Mccombs, 232 Lithia Pinecrest Rd, Brandon FL 33511
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Lyn Mcgregor, 1708 Open Field Loop, Brandon FL 33510
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Lee Midkiff, 1010 Bryan Rd, Brandon FL 33511
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Sean Miguele, 2314 Medford Ln, Brandon FL 33511
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Mary Miller, 1505 Chepacket St, Brandon FL 33511
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Emily Munizzi, 2638 Bermuda Lake Dr Apt 304, Brandon FL 33510
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Michael Murkin, 138 E Bloomingdale Ave, Brandon FL 33511
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Andy Nguyen, 737 Providence Trace Cir # 1, Brandon FL 33511
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Michele Nichols, 1010 Bryan Rd, Brandon FL 33511
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Aum Patel, 2130 Brandon Park Cir, Brandon FL 33510
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Thomas Roe, 1319 Brooker Rd, Brandon FL 33511
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Kathi Royal, 3034 Minuteman Ln, Brandon FL 33511
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Reba Sierra, 311 N Moon Ave, Brandon FL 33510
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Chadwick Sorci, 1806 Chapel Tree Cir Apt I, Brandon FL 33511
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Patricia Steele, 4208 Walden View Dr, Brandon FL 33511
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Ray Wilson, 11304 Wesley Pointe Dr Apt 202, Brandon FL 33511
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Gillian Wawrzyniakowski, 1816 Chapel Tree Cir, Brandon FL 33511
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Lisa Wheeler, 508 Valley Hill Dr, Brandon FL 33510
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Michael Whitehead, 1925 Sean Wood Cir, Brandon FL 33510
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James Willmeng, 3415 Forest Bridge Cir, Brandon FL 33511
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Glendon Woo, 2801 Tammarron Ln, Brandon FL 33511
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Mark Zihmer, 919 Ridge Haven Dr, Brandon FL 33511
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Natalie Zinno, 1311 Versant Dr Apt 301, Brandon FL 33511
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.

Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.

Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.

Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.

Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.