Homeowners Associations in Florida

Home Buying in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorney’s are not Required at Closing Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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Timothy Gordon, 6205 Lake Lizzie Dr, Saint Cloud FL 34771

Get contact info and detailed information for Timothy Gordon. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Susan Abshire, 6075 Lake Lizzie Drive, Saint Cloud FL 34771

Get contact info and detailed information for Susan Abshire. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Efrain Acevedo, 3512 Cayugas Loop, Saint Cloud FL 34772

Get contact info and detailed information for Efrain Acevedo. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Nicholas Acevedo, 3058 Sandstone Circle, Saint Cloud FL 34772

Get contact info and detailed information for Nicholas Acevedo. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Johanna Agosto Perez, 3913 Pemberly Pines Circle, Saint Cloud FL 34769

Get contact info and detailed information for Johanna Agosto Perez. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Claire Albritton, 5341 Alligator Lake Rd, Saint Cloud FL 34772

Get contact info and detailed information for Claire Albritton. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Analiss Alfaro, 4940 Poolside Drive, Saint Cloud FL 34769

Get contact info and detailed information for Analiss Alfaro. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Jesus Alvarez, 5051 Coveview Dr, Saint Cloud FL 34771

Get contact info and detailed information for Jesus Alvarez. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Dagnes Amill, 3795 Glenda Ct, Saint Cloud FL 34772

Get contact info and detailed information for Dagnes Amill. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Bryan Andrews, 1975 Jan Lan Blvd, Saint Cloud FL 34772

Get contact info and detailed information for Bryan Andrews. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 
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Insurance can be Challenging In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.