Homeowners Associations in Florida

Home Buying in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorney’s are not Required at Closing Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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Jeanine Affetto, 8004 Pepperidge Lane, Port Richey FL 34668

Get contact info and detailed information for Jeanine Affetto. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Gloria Alfonso, 7500 San Carlos Drive, Port Richey FL 34668

Get contact info and detailed information for Gloria Alfonso. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Kenneth Bade, 10201 Oleander Dr, Port Richey FL 34668

Get contact info and detailed information for Kenneth Bade. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Henri Balestrieri, 10120 Ridgeway Drive, Port Richey FL 34668

Get contact info and detailed information for Henri Balestrieri. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Mary Barefield, 7623 Radcliffe, Port Richey FL 34668

Get contact info and detailed information for Mary Barefield. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Bonnie Barnes, 7525 Fox Hollow Dr, Port Richey FL 34668

Get contact info and detailed information for Bonnie Barnes. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Connie Barrett, 11923 Oak Trail Way, Port Richey FL 34668

Get contact info and detailed information for Connie Barrett. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Susan Barrett, 10014 Grove Drive Ste C, Port Richey FL 34668

Get contact info and detailed information for Susan Barrett. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Mary Beghtol, 9026 Lunar Ln, Port Richey FL 34668

Get contact info and detailed information for Mary Beghtol. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

John Berta, 10511 Mosquero Drive, Port Richey FL 34668

Get contact info and detailed information for John Berta. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 
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Insurance can be Challenging In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.