Homeowners Associations in Florida

Home Buying in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorney’s are not Required at Closing Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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Jamie Britt, 994 Knox Hill Rd, Ponce De Leon FL 32455

Get contact info and detailed information for Jamie Britt. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Bonita Bryan, 1161 Hwy 10-a, Ponce De Leon FL 32455

Get contact info and detailed information for Bonita Bryan. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

William Cole, 796 Cowford Road, Ponce De Leon FL 32455

Get contact info and detailed information for William Cole. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Carl Davis, 580 K-m Farms Rd, Ponce De Leon FL 32455

Get contact info and detailed information for Carl Davis. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Sandra Fillingim, 2919 Clay Hill Lane, Ponce De Leon FL 32455

Get contact info and detailed information for Sandra Fillingim. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Paula Gibbons, 2705 Sefton Miller Road, Ponce De Leon FL 32455

Get contact info and detailed information for Paula Gibbons. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

William Hurlock, 538 Champions Way, Ponce De Leon FL 32455

Get contact info and detailed information for William Hurlock. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Janet Hurst, 1396 Us Highway 90 West, Ponce De Leon FL 32455

Get contact info and detailed information for Janet Hurst. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Debbie Kolmetz, 2855 Holly Road, Ponce De Leon FL 32455

Get contact info and detailed information for Debbie Kolmetz. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

James Lambert, 129 Morrison Lambert Lane, Ponce De Leon FL 32455

Get contact info and detailed information for James Lambert. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 
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Insurance can be Challenging In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.