Homeowners Associations in Florida

Home Buying in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorney’s are not Required at Closing Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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Gail Adams, 1650 17th St. W., Palmetto FL 34221

Get contact info and detailed information for Gail Adams. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Alan Adkins, 7807 55th St East, Palmetto FL 34221

Get contact info and detailed information for Alan Adkins. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Jennifer Alderman, 8990 Founders Circle, Palmetto FL 34221

Get contact info and detailed information for Jennifer Alderman. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

William Alexander, P O Box 1132, Palmetto FL 34220

Get contact info and detailed information for William Alexander. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Cecelia Allen, 110 12th Ave East, Palmetto FL 34221

Get contact info and detailed information for Cecelia Allen. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Oussama Attigui, 1607 Terra Ceia Bay Cir, Palmetto FL 34221

Get contact info and detailed information for Oussama Attigui. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Edward Bailey, 6115 75th Ave East, Palmetto FL 34221

Get contact info and detailed information for Edward Bailey. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Patricia Baker, 6647 Bobby Jones Ct, Palmetto FL 34221

Get contact info and detailed information for Patricia Baker. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Richard Barber, 1232 Third St Cir E, Palmetto FL 34221

Get contact info and detailed information for Richard Barber. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Erin Barker, 5123 Palmetto Point Drive, Palmetto FL 34221

Get contact info and detailed information for Erin Barker. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 
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Insurance can be Challenging In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.