Homeowners Associations in Florida

Home Buying in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorney’s are not Required at Closing Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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Erin Humphrey, 1525 E. Dorchester Dr., Palm Harbor FL 34684

Get contact info and detailed information for Erin Humphrey. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Susan Ackerson, 1658 Macdonnell Court, Palm Harbor FL 34684

Get contact info and detailed information for Susan Ackerson. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

John Adams, 1440 Mahogany Lane, Palm Harbor FL 34683

Get contact info and detailed information for John Adams. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Krista Adams, 748 Sunflower Dr, Palm Harbor FL 34683

Get contact info and detailed information for Krista Adams. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Rebecca Adams, 1202 Seagate Drive #205, Palm Harbor FL 34685

Get contact info and detailed information for Rebecca Adams. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Rosemary Adams, 2951 Yucca Ct, Palm Harbor FL 34684

Get contact info and detailed information for Rosemary Adams. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Wayne Adams, 4712 Swordfish Way, Palm Harbor FL 34684

Get contact info and detailed information for Wayne Adams. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Nava Adler, 826 Winding Oaks Dr, Palm Harbor FL 34683

Get contact info and detailed information for Nava Adler. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Laila Akvan, 2623 Woodcote Terr, Palm Harbor FL 34685

Get contact info and detailed information for Laila Akvan. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Barbara Alexander, 2809 Cameron Court, Palm Harbor FL 34684

Get contact info and detailed information for Barbara Alexander. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 
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Insurance can be Challenging In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.