Homeowners Associations in Florida

Home Buying in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorney’s are not Required at Closing Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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Mark Albert, 2715 Silver Lake Drive, Palatka FL 32177

Get contact info and detailed information for Mark Albert. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Kimberly Baldwin, 109 James Drive, Palatka FL 32177

Get contact info and detailed information for Kimberly Baldwin. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Charles Bates, 111 Latesha Terrace, Palatka FL 32177

Get contact info and detailed information for Charles Bates. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Carolyn Beckham, Post Office Box 1303, Palatka FL 32178

Get contact info and detailed information for Carolyn Beckham. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Cassandra Browning-nettles, 129 Kelley Smith Ranch Rd, Palatka FL 32177

Get contact info and detailed information for Cassandra Browning-nettles. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Maurice Carrier, 124 Bowfin Dr, Palatka FL 32177

Get contact info and detailed information for Maurice Carrier. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Linda Cason, 110 Point West Drive, Palatka FL 32177

Get contact info and detailed information for Linda Cason. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Terry Castleberry, 122 Point Of Woods Trail, Palatka FL 32177

Get contact info and detailed information for Terry Castleberry. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Herbert Colbert, 2702 Cecille Ave, Palatka FL 32177

Get contact info and detailed information for Herbert Colbert. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Roberta Correa, 118 Dodge Street, Palatka FL 32177

Get contact info and detailed information for Roberta Correa. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 
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Insurance can be Challenging In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.