Homeowners Associations in Florida

Home Buying in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorney’s are not Required at Closing Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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Nelson Abenojar, 5400 Nw 168 Terrace, Opa Locka FL 33055

Get contact info and detailed information for Nelson Abenojar. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Juan Acevedo, 15730 Nw 37 Ave, Opa Locka FL 33054

Get contact info and detailed information for Juan Acevedo. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Tamika Adams, 5335 Nw 188 Street, Opa Locka FL 33055

Get contact info and detailed information for Tamika Adams. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Clora Adkins, 1823 Nw 192nd Street, Opa Locka FL 33056

Get contact info and detailed information for Clora Adkins. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Carmen Aguilar, 3745 N West 193 St, Opa Locka FL 33055

Get contact info and detailed information for Carmen Aguilar. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Clement Ajayi, 2840 Nw152terr, Opa Locka FL 33054

Get contact info and detailed information for Clement Ajayi. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Mohammed Akhtar, 20199 Nw 47 Ave, Opa Locka FL 33055

Get contact info and detailed information for Mohammed Akhtar. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Aaron Alamary, 20600 Nw 47th Avenue, Opa Locka FL 33055

Get contact info and detailed information for Aaron Alamary. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Urquetta Alberto, 1940 Nw 194 Terr, Opa Locka FL 33056

Get contact info and detailed information for Urquetta Alberto. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Jasmine Alexander, 20050 Nw 33 Ave, Opa Locka FL 33056

Get contact info and detailed information for Jasmine Alexander. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 
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Insurance can be Challenging In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.