Homeowners Associations in Florida

Home Buying in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorney’s are not Required at Closing Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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Colt Mcdowell, 12009 Ne 51st Circle, Oxford FL 34484

Get contact info and detailed information for Colt Mcdowell. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Martin Moyies, 10474 County Road 237, Oxford FL 34484

Get contact info and detailed information for Martin Moyies. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Christopher Mullen, 5494 Compass Pointe, Oxford FL 34484

Get contact info and detailed information for Christopher Mullen. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Catherine Newport, 12181 Ne 51st Circle, Oxford FL 34484

Get contact info and detailed information for Catherine Newport. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Deborah Okruhlica, 2832 Cr 200, Oxford FL 34484

Get contact info and detailed information for Deborah Okruhlica. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Lenora Oxendine, Po Box 434, Oxford FL 34484

Get contact info and detailed information for Lenora Oxendine. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Myra Paxton, 3471 County Road 466, Oxford FL 34484

Get contact info and detailed information for Myra Paxton. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Robert Payne, 5020 Neptune Circle, Oxford FL 34484

Get contact info and detailed information for Robert Payne. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Anthony Phillips, 10431 County Road 115a, Oxford FL 34484

Get contact info and detailed information for Anthony Phillips. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Lyman Robertson, 4617 Cr 102, Oxford FL 34484

Get contact info and detailed information for Lyman Robertson. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 
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Insurance can be Challenging In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.