Homeowners Associations in Florida

Home Buying in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorney’s are not Required at Closing Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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Michael Joy, 12141 Ne 51st Cir, Oxford FL 34484

Get contact info and detailed information for Michael Joy. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Nancy Kincade, 12447 Ne 52nd Loop, Oxford FL 34484

Get contact info and detailed information for Nancy Kincade. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Vickie Knight Joy, 12141 Ne 51st Cir, Oxford FL 34484

Get contact info and detailed information for Vickie Knight Joy. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Gary Lazdowski, 3348 Truluck Place, Oxford FL 34484

Get contact info and detailed information for Gary Lazdowski. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Stacy Lester, 8151 Se 180th Street, Oxford FL 34484

Get contact info and detailed information for Stacy Lester. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Barbara Lightbody, 11021 Midora Terrace, Oxford FL 34484

Get contact info and detailed information for Barbara Lightbody. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Stephen Lightbody, 11201 Midora Terrace, Oxford FL 34484

Get contact info and detailed information for Stephen Lightbody. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Sally Love, 5476 Compass Pt., Oxford FL 34484

Get contact info and detailed information for Sally Love. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Richard Mays, 1732 County Road 245a, Oxford FL 34484

Get contact info and detailed information for Richard Mays. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Sharon Mayworm, 5120 Ne 121st Ave, Oxford FL 34484

Get contact info and detailed information for Sharon Mayworm. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 
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Insurance can be Challenging In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.