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Below is a list of Mortgage Companies with links to their contact information, click on the "Mortgage Company Details" link below.
First Time Home Buyer Tips
If you are thinking of buying a home for the first time, there are several things to consider. When purchasing for the first time, consider the long term and resale. Are you planning to have children? Possibly taking care of an elderly parent? Think about the school district. Is the house on a busy street? Remember, most people looking to purchase your home down the road may have kids and those are things they will look for.
Make a Check List: Buying a home is an emotional process. Ideally, you should set aside your emotions when evaluating a house, but that's practically impossible to do. Instead, make a checklist of your must haves, nice to have, and other essentials. Print copies of the list. Every time you visit a house, take it with you. Take pictures, so you can check it off the list.
| Citizens First Wholesale Mortgage Co, 1032 Lake Sumter Landing, Lady Lake FL |
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Get contact info and detailed information about Mortgage Companies in Florida. Information on various loan types available for home buyers such as fixed rate, FHA, VA, and more... Mortgage Company Details...Click Here! |
| Citizens First Wholesale Mortgage Co, 950 Lake Shore Drive, Suite 100, Lady Lake More ... |
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Get contact info and detailed information about Mortgage Companies in Florida. Information on various loan types available for home buyers such as fixed rate, FHA, VA, and more... Mortgage Company Details...Click Here! |
| Fbc Mortgage, 510 County Road 466 Suite 201, Lady Lake FL |
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Get contact info and detailed information about Mortgage Companies in Florida. Information on various loan types available for home buyers such as fixed rate, FHA, VA, and more... Mortgage Company Details...Click Here! |
| Finance Of America Reverse, 9181 Se 171 Drayton Place, Lady Lake FL |
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Get contact info and detailed information about Mortgage Companies in Florida. Information on various loan types available for home buyers such as fixed rate, FHA, VA, and more... Mortgage Company Details...Click Here! |
| Nations Lending, 112 S Old Dixie Highway, Lady Lake FL |
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Get contact info and detailed information about Mortgage Companies in Florida. Information on various loan types available for home buyers such as fixed rate, FHA, VA, and more... Mortgage Company Details...Click Here! |
| Pif Mortgage, 853 Greenwich Place, Lady Lake FL |
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Get contact info and detailed information about Mortgage Companies in Florida. Information on various loan types available for home buyers such as fixed rate, FHA, VA, and more... Mortgage Company Details...Click Here! |
| Reverse Mortgage Advisors, 13940 N Us Hwy 441 #903, Lady Lake FL |
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Get contact info and detailed information about Mortgage Companies in Florida. Information on various loan types available for home buyers such as fixed rate, FHA, VA, and more... Mortgage Company Details...Click Here! |
| Ronzetti Mortgage And Investment, 3406 Maplewood Ct, Lady Lake FL |
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Get contact info and detailed information about Mortgage Companies in Florida. Information on various loan types available for home buyers such as fixed rate, FHA, VA, and more... Mortgage Company Details...Click Here! |
| The Mortgage Firm, 510 County Road 466 Suite 201 Offfice # H, Lady Lake FL |
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Get contact info and detailed information about Mortgage Companies in Florida. Information on various loan types available for home buyers such as fixed rate, FHA, VA, and more... Mortgage Company Details...Click Here! |
Budget: When budgeting for the house don't just calculate the principal, interest, taxes and insurance. Add in the utilities, cost of travel to and from work, and any upgrades you want. Ask about water, sewer, and electric bills so you get an idea of what to expect. Budget all these expenses to see if you really can afford the house.
Make Sure to Look Over Any HOA Documents: Always look over homeowner association documents before even considering a purchase. They may have rules and regulations that you can't live with, so check first.
Research Grants & Other Sources of Funding: When you are researching mortgage options, be sure to check into any grants and other funding sources. You may be pleasantly surprised that you qualify for additional money from a grant etc. For example, if you are a teacher or farmer etc., or due to the location of the home, you may be eligible.
Learn About Neighborhood Demographics: If you end up buying a house in a neighborhood full of renters or bad landlords, the neighborhood may not be desirable for resale purposes.
Look Beyond the Staging: Pay more attention to the layout of the house and the structure itself. Staging is meant to sell a house and it does work, so look beyond the staging. Mentally, try to remove the staging and look past ugly wallpaper and garish paint. That can always be easily fixed.
Old Advice Still Holds True: For example, have an emergency fund, have at least 20% for your down payment, get your credit in good shape and don't buy more than you can afford.
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