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Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.
What You Need to Qualify for a Mortgage
There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.
Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.
Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.
Steven Abraham, 12813 Avelar Manor Pl, Riverview FL 33578 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Deepak Advani, 3516 Osprey Cove Dr, Riverview FL 33578 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Oscar Angulo, 11533 Village Brook Dr, Riverview FL 33579 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Taylor Ard, 9048 Moonlit Meadows Loop, Riverview FL 33578 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Gottfried Burger, 12618 Lake Hills Dr, Riverview FL 33569 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Shawntaye Beato, 8710 Sandy Plains Dr, Riverview FL 33578 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Jesse Bellenger, 10546 Shady Falls Ct, Riverview FL 33578 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Aaron Bleich, 12707 Shadowcrest Ct, Riverview FL 33569 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Michelle Burditt, 11434 Dutch Iris Dr, Riverview FL 33578 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Deshante Campbell, 12905 Cattail Shore Ln, Riverview FL 33579 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Tammy Cobelo, 9050 Pinebreeze Dr, Riverview FL 33578 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Eros Dahl, 9226 Stone River Pl, Riverview FL 33578 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Clifford Daniels, 11414 Lake Lucaya Dr, Riverview FL 33579 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Rodney Fisher, 11124 Creek Haven Dr, Riverview FL 33569 |
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John Gilbert, 11434 Dutch Iris Dr, Riverview FL 33578 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Susan Gilbert, 11434 Dutch Iris Dr, Riverview FL 33578 |
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Rodrick Hyde, 11250 Creek Haven Dr, Riverview FL 33569 |
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James Hennessey, 6915 Potomac Cir, Riverview FL 33578 |
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Sara Huff, 2901 Wildtree Dr Apt 102, Riverview FL 33578 |
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Courtland Hunt, 8848 Alafia Cove Dr, Riverview FL 33569 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Dana Inniss, 9777 Tranquil Lk Cir Apt 407, Riverview FL 33578 |
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Earl Kunke, 9031 Pinebreeze Dr, Riverview FL 33578 |
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Brenda Lane-worley, 12503 Riverglen Dr, Riverview FL 33569 |
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Manuel Lindo, 13505 Mango Bay Dr, Riverview FL 33579 |
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Gerardo Lopez, 11111 Lake Lanier Dr, Riverview FL 33569 |
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Anthony Marra, 11419 Crestlake Village Dr, Riverview FL 33569 |
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Caryn Magherusan, 11209 Leprechaun Dr, Riverview FL 33569 |
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Sadikah Manhertz, 11816 Stonewood Gate Dr, Riverview FL 33579 |
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Richard Martino, 10045 Remington Dr, Riverview FL 33578 |
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Frank Montesano, 12819 Shadow Run Blvd, Riverview FL 33569 |
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Tu Nguyen, 12425 Belcroft Dr, Riverview FL 33579 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Ines Perez, 11316 Palm Island Ave, Riverview FL 33569 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Michael Phillips, 11326 Lake Lucaya Dr, Riverview FL 33579 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Melissa Riddle, 11204 Riverview Dr, Riverview FL 33578 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Moses Rivera, 10814 Rockledge View Dr, Riverview FL 33579 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Lucille Rocha, 10404 Brussels Dr, Riverview FL 33578 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Brian Rummell, 10209 Pink Palmata Ct, Riverview FL 33578 |
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Savannah Rummell, 10209 Pink Palmata Ct, Riverview FL 33578 |
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Patrick Sheridan, 11706 Pure Pebble Dr, Riverview FL 33569 |
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Marlise Sa, 6577 Osprey Lake Cir, Riverview FL 33578 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Ismael Santiago, 11549 Captiva Kay Dr, Riverview FL 33569 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Donald Sherman, 11205 Silk Oak Ct, Riverview FL 33569 |
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Amanda Sookoo, 8532 Deer Chase Dr, Riverview FL 33578 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Louis Travieso, 11560 Balintore Dr, Riverview FL 33579 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Jonathan Thomas, 11575 Hammocks Glade Dr, Riverview FL 33569 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Luis Torres, 10602 Noah Ct, Riverview FL 33579 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Keren Ubinas Ramos, 13232 Early Run Ln, Riverview FL 33578 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Christine Walker, 5916 Tulip Flower Dr, Riverview FL 33578 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Paul Wendland, 11224 Sailbrooke Dr, Riverview FL 33579 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Jaime Yepes, 12109 Whistling Wind Dr, Riverview FL 33569 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Phillip Frey, 13706 Trinity Leaf Pl, Riverview FL 33579 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Erick Klingelhofer, 6809 Dartmouth Hill St, Riverview FL 33578 |
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.
Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.
Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.
Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.
Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.
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