Mortgage Brokers by City

Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.

What You Need to Qualify for a Mortgage

There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.

Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.

Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.

Displaying 1 - 47 of 47

Johnly Alvarado, 19390 Collins Ave Apt 307, North Miami Beach FL 33160
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Juliana Botero, 19380 Collins Ave Apt 817, North Miami Beach FL 33160
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Jeremy Brener, 2903 Ne 163rd St Unit 10, North Miami Beach FL 33160
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Daniella Brimo, 3205 Ne 184th St Unit 9205, North Miami Beach FL 33160
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Theresa Caccamise, 3402 Ne 171st St, North Miami Beach FL 33160
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Darling Castillo, 2935 Ne 163rd St Apt 6s, North Miami Beach FL 33160
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Wayne Dwake, 18181 Ne 31st Ct Apt 810 # T, North Miami Beach FL 33160
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Maria Falk, 3010 Marcos Dr Apt R405, North Miami Beach FL 33160
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Malika Fayzieva, 290 174th St Apt 1605, North Miami Beach FL 33160
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Clarissa Ferrell, 17980 Ne 31st Ct Apt 1330, North Miami Beach FL 33160
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Valeria Fuentes, 3527 Ne 168th St Apt 406, North Miami Beach FL 33160
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Alexander Golubev, 19390 Collins Ave Unit 1609, North Miami Beach FL 33160
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Agustin Gonzalez, 16454 Ne 33rd Ave, North Miami Beach FL 33160
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Melissa Gonzalez, 17150 N Bay Rd Apt 2609, North Miami Beach FL 33160
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Dylan Goubin, 18465 Ne 30th Ave, North Miami Beach FL 33160
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Paul Gall, 230 191st Ter, North Miami Beach FL 33160
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Jean-claude Ghenassia, 17890 W Dixie Hwy Apt 117, North Miami Beach FL 33160
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Dana Goldman, 308 Poinciana Dr # 710, North Miami Beach FL 33160
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Emanuel Goldszmidt, 260 S Island, North Miami Beach FL 33160
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Igor Grager, 1980 Ne 31st Ct Apt 1216, North Miami Beach FL 33160
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Paul Greenblatt, 18470 Ne 30th Pl, North Miami Beach FL 33160
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Svetlana Izgarsheva, 18911 Collins Ave Apt 805, North Miami Beach FL 33160
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Harry Jakobs, 400 Kings Point Dr Apt 402, North Miami Beach FL 33160
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Mehdi Kolahian, 3660 Ne 166st Apt 208, North Miami Beach FL 33160
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Netanel Levy, 17890 Ne 31st Ct Apt 3300, North Miami Beach FL 33160
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Andrew Loranger, 19390 Collins Ave Apt 307, North Miami Beach FL 33160
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Peter Mcardle, 3536 Ne 168th St Apt 501, North Miami Beach FL 33160
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Claudio Minones, 500 Bayview Dr Apt 220, North Miami Beach FL 33160
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Frederick Macmartin, 16457 Ne 31st Ave, North Miami Beach FL 33160
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Bohdan Mastykaz, 16900 N Bay Rd, North Miami Beach FL 33160
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Arkadi Mikhalenia, 3545 Ne 166th St Unit 902, North Miami Beach FL 33160
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Slava Monastirsky, 16699 Collins Ave Apt 3403, North Miami Beach FL 33160
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Giuseppe Nicastro, 3201 Ne 183rd St Apt 2708, North Miami Beach FL 33160
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David Nossen, 301 174th St Apt 1804, North Miami Beach FL 33160
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Alexandra Nussenbaum, 7000 Island Blvd Apt 1002, North Miami Beach FL 33160
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Ricardo Pedrosa, 260 S Parkway, North Miami Beach FL 33160
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Ricardo Pedrosa, 260 S Parkway, North Miami Beach FL 33160
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Hernando Ramirez, 290 174th St Apt 1514, North Miami Beach FL 33160
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Shirley Rico, 3244 Ne 167th St, North Miami Beach FL 33160
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Jean Saint Jean, 300 Bayview Dr Apt 403, North Miami Beach FL 33160
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Irina Slyusarchuk, 231 174th St Apt 402, North Miami Beach FL 33160
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Maksim Slyusarchuk, 18911 Collins Ave Apt 805, North Miami Beach FL 33160
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Phylicia Thomas, 17980 Ne 31st Ct Apt 1330, North Miami Beach FL 33160
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Sasha Tirado, 17560 Atlantic Blvd Unit 103, North Miami Beach FL 33160
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Sergey Umrikhin, 17555 Atlantic Blvd Apt Ph, North Miami Beach FL 33160
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Araceli Villanueva, 16420 Ne 35th Ave, North Miami Beach FL 33160
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Ignacio Haristeguy, 3905 Ne 168th St, North Miami Beach FL 33160
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.

Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.

Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.

Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.

Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.