Mortgage Brokers by City

Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.

What You Need to Qualify for a Mortgage

There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.

Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.

Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.

Displaying 1 - 57 of 57

Steven Audino, 812 Spanish Wells Dr, Melbourne FL 32940
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Jennifer Alvarez, 681 Bayan Drive, Melbourne FL 32935
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Frank Bianco, 2800 Caribbean Isle Blvd Apt 8, Melbourne FL 32935
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Gary Bowie, 1825 Oakwood Trl, Melbourne FL 32934
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Graciela Boyd, 4157 Four Lakes Dr, Melbourne FL 32940
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Kelly Brooks, 441 N Harbor City Blvd Apt C12, Melbourne FL 32935
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David Burley, 1250 York Cir, Melbourne FL 32904
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Clarice Byers, 2415 Forest Park Dr, Melbourne FL 32935
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Thomas Culpepper, 2010 Lakeside Ave, Melbourne FL 32934
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German Caamal, 3434 Saddle Brook Dr, Melbourne FL 32934
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Marcus Cain, 763 Lake Dr, Melbourne FL 32940
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Maxine Cannon, 1111 Royal Fern Dr, Melbourne FL 32940
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Natasha Cartagena, 890 Spanish Wells Dr, Melbourne FL 32940
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Richard Claypool, 1300 Coventry Cir, Melbourne FL 32904
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Louis Davis, 1500 Airport Blvd, Melbourne FL 32901
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Philip Davis, 2231 Royal Poinciana Blvd, Melbourne FL 32935
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Nancy Davis, 345 Carmel Dr, Melbourne FL 32940
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Ronald Davis, 4745 N Us Highway 1, Melbourne FL 32935
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Emily Detwiler, 1931 Slone Blvd, Melbourne FL 32935
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Melissa Flammio Clark, 3202 Brentwood Ln, Melbourne FL 32934
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Elizabeth Fontaine, 3358 Lake View Cir, Melbourne FL 32934
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Robert Fontaine, 3417 Peninsula Cir, Melbourne FL 32940
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Patricia Foy, 3714 Shenango Pl, Melbourne FL 32934
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William Gunn, 8255 N Wickham Rd Ste 101b, Melbourne FL 32940
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Bhupinder Ghoman, 1124 Wild Flower Dr, Melbourne FL 32940
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Karla-mae Goodman, 4426 Preserve Dr Apt 104, Melbourne FL 32934
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Leslie Guerry, 2625 Shell Wood Dr, Melbourne FL 32934
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Debra Hussey, 720 Spring Oak Dr, Melbourne FL 32901
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Eric Koller, 2615 Summer Brook St, Melbourne FL 32940
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Michael Mancuso, 1321 Cape Sable Dr, Melbourne FL 32940
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Marie Martin, 4919 Buttonwood Dr, Melbourne FL 32940
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David Martinez, 1600 Sarno Rd Ste 115, Melbourne FL 32935
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Miguela Martinez, 3309 Sw Elizabeth St, Melbourne FL 32904
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John Matteucci, 5995 Trieda Dr, Melbourne FL 32940
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Barbara Mcintyre, 977 Long Meadow Ln, Melbourne FL 32940
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David Morgan, 3813 Stream Dr, Melbourne FL 32940
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Yena Morgan, 3813 Stream Dr, Melbourne FL 32940
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Jessica Nicolette, 101 Bristol Ln, Melbourne FL 32935
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Danny Odom, 780 Kerry Downs Cir, Melbourne FL 32940
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Yanet Perez, 1600 Sarno Rd Ste 115, Melbourne FL 32935
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Susan Pierce, 3622 Bluefield Ave, Melbourne FL 32934
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Joe Raley, 3300 Nan Pablo Dr, Melbourne FL 32934
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Timothy Ramage, 356 Lofts Dr, Melbourne FL 32940
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Laurie Rivers, 2762 Lancaster Rd, Melbourne FL 32935
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Stephen Srein, 2574 Kingsmill Ave, Melbourne FL 32934
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Michael Schneider, 2365 Botanica Cir, Melbourne FL 32904
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Glen Shockley, 2795 Tuscarora Ct, Melbourne FL 32904
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Brian Spencer, 890 Spanish Wells Dr, Melbourne FL 32940
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Ashley Stockrahm, 270 Olympic Way Apt 6, Melbourne FL 32901
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Elizabeth Tavarez, 4698 Chastain Dr, Melbourne FL 32940
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Jessalyn Withers, 265 Applewood Cir, Melbourne FL 32940
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Andrew Wellman, 3537 Hollisten Cir, Melbourne FL 32940
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Tonya Wilmoth, 541 Palmetto Dr, Melbourne FL 32935
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Vincent Worbington, 3230 Dairy Rd, Melbourne FL 32904
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Joann Young, 2574 Kingsmill Ave, Melbourne FL 32934
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Leonard Piplar, 813 Kaley Pl, Melbourne FL 32904
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Lance Supernaw, 4056 Mallard Dr, Melbourne FL 32934
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.

Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.

Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.

Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.

Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.