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Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.
What You Need to Qualify for a Mortgage
There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.
Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.
Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.
Nicole Almeida, 808 Congressional Way, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Margaret Antoon, 2694 Sw 14th Dr, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Grace Arthurs-hinds, 169 Se 11th St, Deerfield Beach FL 33441 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Jeryl Beers, 2824 Waterford Dr N, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Todd Benedict, 1247 Se 7th Ct, Deerfield Beach FL 33441 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Matthew Bowman, 648 Se 12th Ter, Deerfield Beach FL 33441 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Alexander Cameron, 2330 Deer Creek Tr, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Joseph Cesario, 609 Emerald Way W, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Joseph Chiofalo, 2988 Deer Crk Cc Blvd, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Cindy Croushore, 1428 Se 12th St, Deerfield Beach FL 33441 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Kathleen Cullen, 1252 Sw 48th Ter, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Bernard Davis, 4274 Nw 2nd Ct, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Kim Foglesong, 1318 Sw 28th Ave, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Glenn Fradera, 3897 Nw 3rd Pl, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Rodolfo Gil, 400 Jefferson Dr Unit 106, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Dwetta Hunter, 536 Nw 2nd Ter, Deerfield Beach FL 33441 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Karen Hammett, 2051 Se 3rd St, Deerfield Beach FL 33441 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Joseph Hillner, 1908 Ne 6th St, Deerfield Beach FL 33441 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Jonathan Horn, 864 Spring Cir Ste 204, Deerfield Beach FL 33441 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Smith Josaphat, 775 Nw 41st Ter, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Tina Kelly, 306 Nw 7th Ct, Deerfield Beach FL 33441 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Jill Kurtzberg, 2261 Deer Creek Alba Way, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Kenneth Lang, 351 Nw 43rd Way, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Yvette Louka, 481 E Hillsboro Blvd Ste 200a, Deerfield Beach FL 33441 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
David Leibowitz, 4741 Sw 12th Pl, Deerfield Beach FL 33442 |
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Victoria Lloyd, 721 Se 12th Ave, Deerfield Beach FL 33441 |
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Patricia Lother, 646 Briarwood Ln, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Mark Mcdonald, 1166 W Newport Center Dr Ste 3, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
William Mei, 1357 Sw 27th Ave, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Christopher Melito, 1536 Se 15th Ct Apt 505, Deerfield Beach FL 33441 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Lori Millar, 1454 Sw 26th Ave, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Anthony Noble, 490 Nw 38th Ave, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Natalia Oliveira, 1904 Congressional Way, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Andrew Paleias, 91 Nw 42nd Way, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Gabriel Pelusso, 500 Fairway Dr Ste 110, Deerfield Beach FL 33441 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Ana Pender, 1192 Sw 1st Ter, Deerfield Beach FL 33441 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Matthew Piotrowski, 325 Nw 36th Ave, Deerfield Beach FL 33442 |
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Tiago Quinamo, 4738 Nw 3rd St, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Jessica Rodriguez, 808 Tivoli Cir Apt 202, Deerfield Beach FL 33441 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Paulo Silva, 4259 Sw P=10th Place, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Marinella Sica, 802 Se 7th St Apt 107e, Deerfield Beach FL 33441 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Avis Swenson, 1193 Se 1st Way, Deerfield Beach FL 33441 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Julian Uribe Hoyos, 4216 Sw 11th St, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Maria Del Rosario Walker, 2866 Waterford Dr S, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Jacob Witt, 705 Mermaid Dr Apt 307, Deerfield Beach FL 33441 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Eric Wolfe, 629 Se 19th Ave Apt 804, Deerfield Beach FL 33441 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Maria Zaggo, 530 Se 2nd Ave Unit F-24, Deerfield Beach FL 33441 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Linda Zara, 612 Nw 47th Ter, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Christopher Bechert, 4700 Sw 13th St, Deerfield Beach FL 33442 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Christine Mutelet, 576 Via Verona, Deerfield Beach FL 33442 |
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.
Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.
Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.
Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.
Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.
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