Mortgage Brokers by City

Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.

What You Need to Qualify for a Mortgage

There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.

Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.

Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.

Displaying 1 - 100 of 113

Stephen Ackoury, 6767 Hickory Hammock Cir, Bradenton FL 34202
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Steven Albritton, 3002 73rd St E, Bradenton FL 34208
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Gerald Anthony, 3907 Royal Palm Dr, Bradenton FL 34210
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Ronald Borgwardt, 5111 Bimini Dr, Bradenton FL 34210
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Alice Barker, 6167 Aviary Ct, Bradenton FL 34203
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Joanmarie Bazo, 5924 Pine Tree Drive, Bradenton FL 34202
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Ryan Beck, 6924 Cumberland Ter, Bradenton FL 34201
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Jay Bell, 105 21st St Ne, Bradenton FL 34208
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Brian Benson, 16307 Baycross Dr, Bradenton FL 34202
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Catherine Borgwardt, 5111 Bimini Dr, Bradenton FL 34210
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Michael Brady, 3705 65th St E, Bradenton FL 34208
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Paul Burch, 3021 Manatee Ave W Ste A, Bradenton FL 34205
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Cheryl Christensen, 6175 Palomino Cir, Bradenton FL 34201
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James Cullum, 6445 Indigo Bunting Pl, Bradenton FL 34202
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Timothy Calpin, 4408 14th Ave E, Bradenton FL 34208
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Amanda Carter, 12579 Cara Cara Loop, Bradenton FL 34212
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Isaac Douer, 4910 14th St W Ste 204, Bradenton FL 34207
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Margaret Dees, 13602 18th Pl E, Bradenton FL 34212
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Robert Dichiara, 6975 74th Street Cir E, Bradenton FL 34203
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Eric Dominguez, 4212 53rd Ave W Apt 2019, Bradenton FL 34210
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Alfred Eastburn, 4910 14th St W, Bradenton FL 34207
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Katherine Evangelista, 4301 11th Ave W, Bradenton FL 34209
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Don Farris, 204 3rd St W Apt 105, Bradenton FL 34205
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David Freed, 13223 Brown Thrasher Pike, Bradenton FL 34202
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William Granger, 4904 22nd Ave W, Bradenton FL 34209
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Mark Giangrante, 6738 63rd Ter E, Bradenton FL 34203
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Terrie Good, 11806 Clubhouse Dr, Bradenton FL 34202
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Gayle Goodfriend, 607 Upper Manatee River Rd Ne, Bradenton FL 34212
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Pamela Gordon, 14733 Bowfin Ter, Bradenton FL 34202
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Mark Gray, 1302 86th Ct Nw, Bradenton FL 34209
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Trudi Gregory, 7140 Strand Cir, Bradenton FL 34203
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Eric Hanely, 8322 Summer Greens Ter, Bradenton FL 34212
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Lena Haoui, 3901 51st Dr W, Bradenton FL 34210
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Sean Hegarty, 7604 Lake Vista Ct Unit 401, Bradenton FL 34202
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Ryan Hendricks, 6618 Copper Ridge Trl, Bradenton FL 34201
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Lawrence Hensley, 3728 5th Ave Ne, Bradenton FL 34208
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Wendy Huffman, 324 Heritage Isles Way, Bradenton FL 34212
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Sheryl Hughes, 13227 Palmers Creek Ter, Bradenton FL 34202
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Matthew Humphrey, 4907 18th Ave W, Bradenton FL 34209
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Susanne Jackson, 6606 Chickadee Ln, Bradenton FL 34202
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Eric Johnson, 3019 45th Ave E, Bradenton FL 34203
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Debra Jones, 11223 Rivers Bluff Cir, Bradenton FL 34202
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Oscar Kassner, 6712 Top Minnow Ln, Bradenton FL 34202
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Patricia Kennedy, 757 Oakview Dr, Bradenton FL 34210
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William Kosar, 2452 Main St, Bradenton FL 34202
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Michael Kaitz, 13310 Brown Thrasher Pike, Bradenton FL 34202
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Savvas Kesgiropoulos, 427 Petrel Trl, Bradenton FL 34212
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Christopher Kiblin, 6741 64th Ter E, Bradenton FL 34203
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Sandy King, 116 53rd Ave W, Bradenton FL 34207
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Sue Klinowski, 7412 Birds Eye Ter, Bradenton FL 34203
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Michael Koebel, 2305 45th Ct W, Bradenton FL 34209
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Kerry Koehler, 919 Fish Hook Cv, Bradenton FL 34212
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Kevin Kruse, 5555 1st Ave E Apt 104, Bradenton FL 34208
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Brian Kudick, 1104 83rd St Nw, Bradenton FL 34209
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Patti Levan, 7711 9th Avenue Dr Nw, Bradenton FL 34209
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Linda Lederman Kirby, 6317 Glen Abbey Ln, Bradenton FL 34202
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Charline Lewis Koebel, 2305 45th Ct W, Bradenton FL 34209
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Sabrina Lomastro, 6560 Anchor Loop Apt 212, Bradenton FL 34212
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Ian Mackinnon, 4612 Blue Marlin Dr, Bradenton FL 34208
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Daniel Maroney, 1911 143rd Ct E, Bradenton FL 34212
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Mary Milana, 8906 Brookfield Ter, Bradenton FL 34212
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Mitchell Margolis, 6205 Glen Abbey Ln, Bradenton FL 34202
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Kathleen Martinez, 5011 Coral Blvd, Bradenton FL 34210
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Daniel Mazik, 6481 Indigo Bunting Pl, Bradenton FL 34202
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Susan Mazik, 6481 Indigo Bunting Pl, Bradenton FL 34202
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Luther Mcfarland, 236 Golden Harbour Trl, Bradenton FL 34212
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Janene Mcgowan, 13910 18th Pl E, Bradenton FL 34212
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William Mcgowan, 13910 18th Pl E, Bradenton FL 34212
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Roger Mcguire, 6436 Orchard Oriole Ln, Bradenton FL 34202
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Bryan Meador, 1407 90th Ct Nw, Bradenton FL 34209
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Kristina Mercado-torres, 15215 Skip Jack Loop, Bradenton FL 34202
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Peter Minarich, 9542 59th Ave E, Bradenton FL 34202
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Scott Molnar, 491014th Street West #204, Bradenton FL 34207
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Lisa Morrison, 3526 9th St W, Bradenton FL 34205
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Debra Morrissey, 3015 69th St E, Bradenton FL 34208
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Thomas Moseley, 2301 Riverview Blvd, Bradenton FL 34205
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Patrick Neal, 1003 59th St Nw, Bradenton FL 34209
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Brittany O'bannon, 6305 217th St E, Bradenton FL 34211
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Jorge Pagan, 6630 Anchor Loop Apt 202, Bradenton FL 34212
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Holly Pascarella, 6973 74th Street Cir E, Bradenton FL 34203
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Mark Pascarella, 13514 Matanzas Pl, Bradenton FL 34202
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Christine Patneaude, 6915 84th Street Ct E, Bradenton FL 34202
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Ronald Pepka, 5239 Manatee Ave W, Bradenton FL 34209
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Camille Petrillo, 1804 91st St Nw, Bradenton FL 34209
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Robert Pinzhoffer, 6418 Wood Owl Cir, Bradenton FL 34210
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John Rendeiro, 14019 Nighthawk Ter, Bradenton FL 34202
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Shawn Robertson, 7706 British Open Way, Bradenton FL 34202
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Scot Robinson, 4208 3rd Ave Ne, Bradenton FL 34208
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Thomas Russo, 12423 Natureview Cir, Bradenton FL 34212
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Scott Ryan, 9007 Heritage Inlet Pl, Bradenton FL 34212
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Christopher Schultz, 9520 Portside Ter, Bradenton FL 34212
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Damean Searle, 5707 6th Ave Nw, Bradenton FL 34209
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Amanda Serensky, 5314m19th Ave W, Bradenton FL 34209
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Michael Setzer, 6312 Rose Rush Ct, Bradenton FL 34202
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Mikel Sharpe, 7116 Dornough Ln, Bradenton FL 34202
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Kevin Simmons, 4910 14th St W, Bradenton FL 34207
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Julienne Smith, 7015 Twin Hills Ter, Bradenton FL 34202
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Nicholas Stehle, 7677 Plantation Cir, Bradenton FL 34201
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Charles Stephens, 4526 Egmont Dr, Bradenton FL 34203
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Leslie Swart, 7320 Arrowhead Run, Bradenton FL 34202
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.

Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.

Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.

Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.

Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.