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Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.
What You Need to Qualify for a Mortgage
There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.
Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.
Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.
Faried Asaad, 108 Raymond Oaks Ct, Altamonte Springs FL 32701 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Bebi Abrahim, 1180 Spring Ctr Blvd Ste 223, Altamonte Springs FL 32714 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Stacy Aronson, 541 Spring Club Dr, Altamonte Springs FL 32714 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
John Assenheimer, 309 E Hillcrest St, Altamonte Springs FL 32701 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
H Best, Po Box 163063, Altamonte Springs FL 32716 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Charles Bennett, 319 Barclay Ave, Altamonte Springs FL 32701 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Elon Bodden, 411 Barclay Ave, Altamonte Springs FL 32701 |
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Marcella Burchett, 200 Maitland Ave Apt 1, Altamonte Springs FL 32701 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Glenys Cepeda, 903 Ballard St Apt L, Altamonte Springs FL 32701 |
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Eric Coleman, 921 Douglas Ave Ste 200, Altamonte Springs FL 32714 |
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Onesimo Colon, 626 Willowwood Ct, Altamonte Springs FL 32714 |
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Arnold Cyr, 860 N State Road 434 Ste 1005, Altamonte Springs FL 32714 |
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Zsuzsi Egri, 1042 Douglas Ave, Altamonte Springs FL 32714 |
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Richard Figoli, 1249 Mcneil Woods Pl, Altamonte Springs FL 32714 |
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Manuel Gomez, 193 Willow Ave, Altamonte Springs FL 32714 |
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Kimberly Haddock, 1023 Woodall Dr, Altamonte Springs FL 32714 |
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Roberto Irizarry, 170 Olive Tree Cir, Altamonte Springs FL 32714 |
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Richard Knaus, 317 Oak Hill Dr, Altamonte Springs FL 32701 |
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Earl Leatham, 539 One Center Blvd Apt 304, Altamonte Springs FL 32701 |
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James Lochary, 1055 Kensington Pk Dr Unit 803, Altamonte Springs FL 32714 |
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Tracey Machtolff, 200 Maitland Ave Unit 176, Altamonte Springs FL 32701 |
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Michael Manieri, 151 Wymore Rd # 160, Altamonte Springs FL 32714 |
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Frederick Margolis, 921 Douglas Ave Ste 200, Altamonte Springs FL 32714 |
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Christina Milano, 572 Breckenridge Vlg Unit 103, Altamonte Springs FL 32714 |
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Harry Miller, 1220 Forest Cir, Altamonte Springs FL 32714 |
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Judith Nichols, 513 Teakwood Dr, Altamonte Springs FL 32714 |
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Jacob Olivos, 540 Walnut St, Altamonte Springs FL 32714 |
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Gloria Payne, 111 Frances Dr, Altamonte Springs FL 32714 |
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James Pandolfi, 411 Monticello Dr, Altamonte Springs FL 32701 |
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Charles Parnell, 321 Barclay Ave, Altamonte Springs FL 32701 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Amber Parr, 683 Stanford Dr, Altamonte Springs FL 32714 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Carlos Pazos, 860 N State Road 434 Ste 1005, Altamonte Springs FL 32714 |
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Kathleen Pendleton, 856 Grand Regency Pt Unit 206, Altamonte Springs FL 32714 |
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Mary Rhodes, 921 Douglas Ave Ste 200, Altamonte Springs FL 32714 |
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Paul Robb, 612 Marshall St, Altamonte Springs FL 32701 |
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Candy Robertson, 125 Pine Needle Ln, Altamonte Springs FL 32714 |
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Jorge Rodriguez, 628 Alpine St, Altamonte Springs FL 32701 |
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Dagmar Santiago, 824 Camargo Way Ste 104, Altamonte Springs FL 32714 |
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Grant Simon, 150 Cranes Roost Blvd Ste 2250, Altamonte Springs FL 32701 |
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Adam Singleton, 921 Douglas Ave Ste 200, Altamonte Springs FL 32714 |
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Garrett Smith, 965 Keller Rd, Altamonte Springs FL 32714 |
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Mona Soulon, 611 Hattaway Dr, Altamonte Springs FL 32701 |
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Eva Stewart, 807 2nd St Apt B, Altamonte Springs FL 32701 |
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Brenda Striby, 196 Mobile Ave, Altamonte Springs FL 32714 |
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Fen Ting Strouse, 1249 Bent Oak Trl, Altamonte Springs FL 32714 |
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Eric Sundstrom, 827 Camargo Way Unit 307, Altamonte Springs FL 32714 |
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Troy Tiedemann, 125 Lamplighter Rd, Altamonte Springs FL 32714 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Elisabeth Walters, 416 Alpine St, Altamonte Springs FL 32701 |
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Lisa Warrington, 635 Little Wekiva Rd, Altamonte Springs FL 32714 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Patricia Lavelle, 997 Casa Del Sol Cir, Altamonte Springs FL 32714 |
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Charles Williams, 689 Shady Ct, Altamonte Springs FL 32701 |
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.
Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.
Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.
Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.
Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.
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