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Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.
What You Need to Qualify for a Mortgage
There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.
Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.
Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.
| Robert Gutlohn, 13802 Sw 83rd Ave, Miami FL 33158 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Esther Haayen, 220 Sw 132nd Ave, Miami FL 33184 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Jessica Hawkins-greenidge, 20301 W Cntry Clb Dr Ste 1626, Miami FL 33180 |
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| Susan Herman, 7830 Sw 89th Ln, Miami FL 33156 |
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| Aricel Hernandez, 7300 Sw 97th Ave, Miami FL 33173 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Fortuna Hernandez, 19364 Sw 77th Pl, Miami FL 33157 |
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| Monica Hernandez, 10971 Sw 58th Ter, Miami FL 33173 |
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| My Lai Hernandez, 9980 Sw 64th St, Miami FL 33173 |
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| Andres Herrera, 66 Nw 73rd Pl, Miami FL 33126 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Abraham Hakawati, 2037 Ne 121st Rd, Miami FL 33181 |
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| Patricia Hammes, 10535 Sw 113th Pl Unit C, Miami FL 33176 |
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| Steven Hart, 517 Ne 38th St, Miami FL 33137 |
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| George Hassan, 3273 Matilda St, Miami FL 33133 |
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| Aaron Hassinger, 11287 Sw 88th Street #l110, Miami FL 33176 |
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| Patricia Hayhurst, 1820 Espanola Dr, Miami FL 33133 |
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| George Helmstetter, 2020 N Bayshore Dr Apt 3605, Miami FL 33137 |
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| Ivonne Heredia, 1603 Sw 100th Ave, Miami FL 33165 |
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| Alejandro Hernandez, 11243 Nw 57th Ln, Miami FL 33178 |
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| Alexzander Hernandez, 20000 Sw 216th St, Miami FL 33170 |
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| Carlos Hernandez, 95 Merrick Way Ste 514, Miami FL 33134 |
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| Esther Hernandez, 8231 Ne 12th Ave, Miami FL 33138 |
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| Jacqueline Hernandez, 4361 Sw 158th Ave, Miami FL 33185 |
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| Javier Hernandez, 13616 Sw 114th Ln, Miami FL 33186 |
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| Keila Hernandez, 3371 Nw 18th Ter, Miami FL 33125 |
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| Luis Hernandez, 853 Ne 96th St, Miami FL 33138 |
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| Marcelo Hernandez, 11547 Sw 109th Rd Apt Z # 26, Miami FL 33176 |
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| Marianella Hernandez, 25 Morningside Dr, Miami FL 33133 |
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| Odalis Hernandez, 7020 Sw 100th Ct, Miami FL 33173 |
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| Raquel Hernandez, 2424 Sw 23rd St, Miami FL 33145 |
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| Sandra Hernandez-boza, 11321 Sw 152nd Ct, Miami FL 33196 |
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| Danny Herraiz, 7540 Sw 161st Pl, Miami FL 33193 |
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| Hernan Herrera, 8600 Nw 53rd Ter, Miami FL 33166 |
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| Miguel Herrera, 9800 Sw 128th St, Miami FL 33176 |
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| Teri Herrick, 9961 Dominican Dr, Miami FL 33189 |
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| Ann Margret Hew, 10780 Sw 135th Ter, Miami FL 33176 |
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| Barbara Hill, 12391 Sw 97th Ter, Miami FL 33186 |
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| Christopher Hill, 465 Brickell Ave Apt 2302, Miami FL 33131 |
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| Jamie Hinman, 18483 Sw 89th Pl Apt 206, Miami FL 33157 |
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| Tamara Holtzhauer, 1227 Sw 3rd Ave Apt 201, Miami FL 33130 |
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| Alex Horn, 3130 Munroe Dr, Miami FL 33133 |
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| Howard Horowitz, 11047 Sw 139th Pl, Miami FL 33186 |
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| Tara Hoskins, 3850 Bird Rd Ste 105-a, Miami FL 33146 |
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| Maria Hun, 11725 Sw 135th Pl, Miami FL 33186 |
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| Jorge Izaguirre, 6655 Sw 103rd Ct, Miami FL 33173 |
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| Veronica Izaguirre, 6655 Sw 103rd Ct, Miami FL 33173 |
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| Jorge Iglesias, 5330 Sw 110th Ave, Miami FL 33165 |
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| Mayte Iglesias, 8941 Sw 21st St, Miami FL 33165 |
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| Anibal Irastorza, 8820 Sw 103rd St, Miami FL 33176 |
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| Virginia Iturrioz, 13340 Sw 90th Ter Unit E, Miami FL 33186 |
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| James Janoff, 8151 Sw 203rd St, Miami FL 33189 |
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| Berta Jimenez, 14352 Sw 40th Ter, Miami FL 33175 |
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| David Jimenez, 2615 Granada Blvd, Miami FL 33134 |
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| Anibal Jorge, 11300 Sw 186th St, Miami FL 33157 |
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| Peter Jacobson, 9331 Marine Dr, Miami FL 33189 |
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| Leonardo Jaen, 7520 Sw 112th St, Miami FL 33156 |
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| Steven Janoff, 16020 Sw 76th Ave, Miami FL 33157 |
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| Ileana Janoura, 2475 Brickell Ave # 2607, Miami FL 33129 |
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| Alberto Jimenez, 1303 Sw 16th St, Miami FL 33145 |
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| Juan Jimenez, 16520 Sw 107th Ave, Miami FL 33157 |
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| Julisse Jimenez, 19501 W Cntry Clb Dr Apt 1412, Miami FL 33180 |
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| Raquel Jimenez, 7530 Sw 67th St, Miami FL 33143 |
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| Ronald Jimenez, 1100 Biscayne Blvd Unit 5401, Miami FL 33132 |
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| John Jimenez Rodriguez, 1318 Raintree Bend Apt. 304, Miami FL 33165 |
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| Rogelia Jimenez-thamas, 1285 Ne 103rd St, Miami FL 33138 |
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| Donna Johnson, 3247 Mary St, Miami FL 33133 |
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| David Jones, 1245 Algardi Avenune, Miami FL 33146 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Marcia Jones, 268 Ne 58th Ter, Miami FL 33137 |
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| Otto Jorge, 9981 Sw 41st St, Miami FL 33165 |
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| Amy Julian, 1111 Brickell Bay Dr Apt 607, Miami FL 33131 |
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| Akram Jurdi, 432 Como Ave, Miami FL 33146 |
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| George Juste, 21300 San Simeon Way Unit Q2, Miami FL 33179 |
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| Rodrigo Justiniano, 11266 Sw 33rd St, Miami FL 33165 |
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| Gilbert Kahn, 635 Melaleuca Ln, Miami FL 33137 |
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| Jeffrey Karr, 12915 Sw 108th Ct, Miami FL 33176 |
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| John King, 11500 Sw 108th Ct, Miami FL 33176 |
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| Charles Kluck, 12000 N Bayshore Dr Apt 403, Miami FL 33181 |
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| Eduardo Kalb, 3121 Ne 210th Ter, Miami FL 33180 |
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| William Kaler, 900 Matanzas Ave, Miami FL 33146 |
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| John Kallergis, 4151 Segovia St, Miami FL 33146 |
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| Eric Kam, 15636 Sw 111th Ter, Miami FL 33196 |
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| Lawrence Karples, 3610 Yacht Club Dr Apt 303, Miami FL 33180 |
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| Ezra Katz, 10100 Lakeside Dr, Miami FL 33156 |
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| Elizabeth Kecskes, 20411 Sw 83rd Ave, Miami FL 33189 |
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| Tory Khalilzad, 7705 Camino Real Apt 104b, Miami FL 33143 |
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| Elkin King, 2950 Ne 188th St Unit 309, Miami FL 33180 |
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| Mary King, 7700 N Kendall Dr Ste 605, Miami FL 33156 |
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| Linda Kingerley, 12501 Sw 80th Ave, Miami FL 33156 |
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| Dennis Kleinman, 655 Ne 97th St, Miami FL 33138 |
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| Milton Knight, 222 Madeira Ave Apt 53, Miami FL 33134 |
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| Stephen Knight, 20735 Ne 8th Ct Apt 201, Miami FL 33179 |
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| Lauri Koppe, 11304 Sw 132nd Ct, Miami FL 33186 |
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| Norma Kowalski, 8345 Sw 153rd St, Miami FL 33157 |
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| Alex Krivov, 665 Ne 25th St Apt 402, Miami FL 33137 |
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| Everett Kurtz, 6895 Sw 132nd St, Miami FL 33156 |
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| Julie Kurtz, 11553 Sw 124th Ct, Miami FL 33186 |
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| Anita Kurzer-givner, 1281 101st St, Miami FL 33154 |
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| Jorge Labarraque, 9902 Sw 97th Pl, Miami FL 33176 |
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| Jeffrey Lackowitz, 3211 Pnc D Leon Blvd Ste 208, Miami FL 33134 |
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| Garfield Lalah, 1535 Sw 87th Ave, Miami FL 33174 |
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| Fernando Lamar, 3991 Kumquat Ave, Miami FL 33133 |
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.
Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.
Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.
Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.
Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.
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