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Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.
What You Need to Qualify for a Mortgage
There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.
Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.
Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.
| Matthew Corcoran, 4508 W Beachway Dr, Tampa FL 33609 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Steven Corcoran, 10214 Thicket Point Way, Tampa FL 33647 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Shannon Corinti, 912 W Coral St, Tampa FL 33602 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Heather Cortese, 1208 E Kennedy Blvd Unit 908, Tampa FL 33602 |
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| James Costello, 19103 Mandarin Grove Pl, Tampa FL 33647 |
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| Frank Coto, 4035 Priory Cir, Tampa FL 33618 |
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| Jason Coulter, 19401 Via Del Mar Apt 101, Tampa FL 33647 |
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| Melissa Cox, 2824 W Morrison Ave, Tampa FL 33629 |
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| Tracey Craig, 5121 Ehrlich Rd Ste 106a, Tampa FL 33624 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Antonio Cruz, 6911 Barry Rd, Tampa FL 33634 |
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| Oscar Cuervo, 13124 Tifton Dr, Tampa FL 33618 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Sherry Czwakiel, 5303 Reflection Clb Dr Apt 112, Tampa FL 33634 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Nick Dimitrijevich, 510 Terrace Hill Dr, Tampa FL 33617 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Joseph Dipaolo, 12557 Bassbrook Ln, Tampa FL 33626 |
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| John Doty, 310 E Clifton St, Tampa FL 33604 |
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| Thomas Daly, 8205 Stockton Way, Tampa FL 33647 |
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| Gregory Dancey, 216 S Melville Ave Apt A, Tampa FL 33606 |
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| Sharon Dekin, 814 W Whatley Pl, Tampa FL 33604 |
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| Jeanso Delisca, 213 W Bougainvillea Ave, Tampa FL 33612 |
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| Michael Demo, 4108 W Mckay Ave, Tampa FL 33609 |
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| Robert Digiore, 9606 Woodbay Dr, Tampa FL 33626 |
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| Deanna Direnzo, 4101 Hollowtrail Dr, Tampa FL 33624 |
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| Kayla Dias, 3728 Longship Pl, Tampa FL 33607 |
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| Jorge Diaz, 8209 Drycreek Dr, Tampa FL 33615 |
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| William Dickens, 3709 W Corona St, Tampa FL 33629 |
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| Shaun Dickey, 20718 Whitewood Way, Tampa FL 33647 |
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| Michael Dill, 13414 Village Cir Apt 116, Tampa FL 33617 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Stephen Dils, 15002 Arbor Resv Cir Apt 303, Tampa FL 33624 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Stella Diniz, 5000 Culbreath Ky Way Apt 4204, Tampa FL 33611 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Nicholas Dister, 3305 W Bay To Bay Blvd, Tampa FL 33629 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Cynthia Doherty, 4208 Briarberry Ln, Tampa FL 33624 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Richard Dombrowski, 3309 W Bay To Bay Blvd, Tampa FL 33629 |
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| Bobbie Donaldson, 3614 W Barcelona St, Tampa FL 33629 |
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| David Donaldson, 3614 W Barcelona St, Tampa FL 33629 |
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| Elizabeth Donnelly, 8739 Bay Pointe Dr, Tampa FL 33615 |
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| Ralph Duncan, 11706 Palmer Dr, Tampa FL 33624 |
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| Juan Espinal, 16701 Ashwood Dr, Tampa FL 33624 |
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| Michael Eachon, 2104 W Dekle Ave, Tampa FL 33606 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Turner Earnest, 14009 Lake Magdalene Blvd, Tampa FL 33618 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Javon Edwards, 3309 W Wyoming Cir, Tampa FL 33611 |
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| Kelly Edwards, 6963 S Manhattan Ave, Tampa FL 33616 |
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| Lenna Ellerbee, 15621 Casey Road Ext, Tampa FL 33624 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Peter Elsenbaumer, 409 S Gomez Ave Unit 1, Tampa FL 33609 |
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| David Engel, 700 S Hbr Is Blvd Unit 245, Tampa FL 33602 |
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| Richard Evans, 18504 Otterwood Ave, Tampa FL 33647 |
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| Michael Fernandez, 10217 Woodford Bridge St, Tampa FL 33626 |
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| Eva Fite, Po Box 271955, Tampa FL 33688 |
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| John Farris, 4923 Stolls Ave, Tampa FL 33615 |
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| Diana Ferrell, 2726 W Jetton Ave, Tampa FL 33629 |
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| Lawrence Figueiredo, 19934 Tamiami Ave, Tampa FL 33647 |
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| Juan Figueroa Colon, 2703 W Bird St, Tampa FL 33614 |
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| Joseph Fisher, 10024 Strafford Oak Ct Apt 805, Tampa FL 33624 |
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| Jeffrey Fishman, 413 S Macdill Ave, Tampa FL 33609 |
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| Scott Fitzgerald, 700 S Hbr Is Blvd Unit 517, Tampa FL 33602 |
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| Leah Fleming, 5203 Bay Club Cir, Tampa FL 33607 |
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| William Flory, 7905 Sugarcane Ct, Tampa FL 33637 |
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| Jane Floyd, 4113 Causeway Vista Dr, Tampa FL 33615 |
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| Fatima Fontus, 20428 Berrywood Ln, Tampa FL 33647 |
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| Ryan Frankel, 8525 Hidden Riv Pkwy Unit 409, Tampa FL 33637 |
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| Raymond Franqui, 10120 Chimney Hill Ct, Tampa FL 33615 |
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| Denyce Frey, 9114 Brunswick Ln, Tampa FL 33615 |
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| Dolores Garcia, 7405 Destin Dr, Tampa FL 33619 |
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| Vivian Garcia-suarez, 13503 Fawn Springs Dr, Tampa FL 33626 |
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| Carole Gardner, 3008 W San Isidro St, Tampa FL 33629 |
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| Jane Gibson, 4021 W Waters Ave, Tampa FL 33614 |
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| Jeffrey Green, 4333 Bayside Vlg Dr Apt 316, Tampa FL 33615 |
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| Nelson Garcia, 2523 Cedar Cypress Ct Unit 101, Tampa FL 33618 |
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| Sandra Garcia, 13124 Tifton Dr, Tampa FL 33618 |
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| Jeremiah Gargagliano, 7711 W Hiawatha St, Tampa FL 33615 |
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| Anthony Garrido, 4836 W San Jose St, Tampa FL 33629 |
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| Jakub Gibson, 3219 W Hawthorne Rd, Tampa FL 33611 |
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| Vanessa Gillespie, 846 Normandy Trace Rd, Tampa FL 33602 |
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| Michael Goetz, 2505 Cozumel Dr, Tampa FL 33618 |
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| Claudia Gomez, 8753 Exposition Dr, Tampa FL 33626 |
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| Celia Gonzalez, 11516 Galleria Dr, Tampa FL 33618 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Hernan Gonzalez, 9206 Dayflower Dr, Tampa FL 33647 |
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| Jorge Gonzalez, 9983 Stockbridge Dr, Tampa FL 33626 |
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| Joshua Goodwin, 214 S Audubon Ave, Tampa FL 33609 |
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| Frank Grimes, 15812 Deep Creek Ln, Tampa FL 33624 |
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| Timothy Groth, 703 Regency Ct, Tampa FL 33613 |
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| Ross Grounds, 1804 W Bristol Ave Apt B, Tampa FL 33606 |
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| Edgar Gunter, 4104 W Platt St, Tampa FL 33609 |
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| Jose Gutierrez, 13610 S Village Dr Apt 209, Tampa FL 33618 |
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| Cheryl Hardy, 11630 Renaissance View Ct, Tampa FL 33626 |
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| Susan Hite, 4013 W San Rafael St, Tampa FL 33629 |
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| Gary Huddleston, 3802 S Drexel Ave, Tampa FL 33611 |
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| Janeth Hurov, 13612 S Village Dr Apt 210, Tampa FL 33618 |
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| Jason Hands, 6706 Camden Bay Dr Apt 303, Tampa FL 33635 |
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| Nikolaos Hanley, 2901 N Dale Mabry Hwy Apt 1214, Tampa FL 33607 |
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| Ryan Hardiman, 1541 Pleasant Harbour Way, Tampa FL 33602 |
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| Martha Harper, 4606 Bay Crest Dr, Tampa FL 33615 |
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| Regina Harris, 4102 W Linebaugh Ave Ste 100, Tampa FL 33624 |
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| Lynn Harrison, 15013 Trail Creek Pl, Tampa FL 33625 |
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| Christine Heath, 10111 Heather Sound Dr, Tampa FL 33647 |
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| Brian Heckman, 10313 Lightner Bridge Dr, Tampa FL 33626 |
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| Clayton Heitler, 371 Chane Wa Way Unit 1002, Tampa FL 33602 |
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| Arlo Henderson, 14426 Mirabelle Vista Cir, Tampa FL 33626 |
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| Joshua High, 4923 Stolls Ave, Tampa FL 33615 |
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| James Hodge, 228 S Lincoln Ave, Tampa FL 33609 |
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| Kevin Hoffman, 19125 Timber Reach Rd, Tampa FL 33647 |
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.
Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.
Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.
Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.
Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.
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