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Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.
What You Need to Qualify for a Mortgage
There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.
Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.
Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.
| David Burg, 1800 N Bayshore Dr, Miami FL 33132 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Richard Burke, 6355 Sw 116th St, Miami FL 33156 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| James Burkhart, 12741 Sw 103rd Ct, Miami FL 33176 |
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| Edward Buccio, 1750 N Bayshore Dr Apt 1512, Miami FL 33132 |
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| Jeffrey Babic, 2101 Brickell Ave Apt 901, Miami FL 33129 |
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| Jaime Bacariza, 830 Sistina Ave, Miami FL 33146 |
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| Omer Bader, 2600 Natoma St, Miami FL 33133 |
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| Sergio Baduy, 9411 Fontnbleau Blvd Apt 201, Miami FL 33172 |
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| Oscar Baez, 2000 Sw 83ct, Miami FL 33155 |
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| Frederick Bailey, 13105 Sw 108th Ct, Miami FL 33176 |
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| William Bailey, 11300 Sw 131st St, Miami FL 33176 |
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| Liliana Bancalari, 19355 Turnberry Way Apt 23b, Miami FL 33180 |
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| Juan Barcelo, 9920 Sw 77th Dr, Miami FL 33173 |
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| Matthew Barkett, 5751 Sw 77th Ter, Miami FL 33143 |
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| Javier Barrenechea, 1200 Andora Ave, Miami FL 33146 |
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| Juan Barrera Sanchez, 6334 Sw 165th Ave, Miami FL 33193 |
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| Bradley Barreto, 460 Marquesa Dr, Miami FL 33156 |
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| Cynthia Barros, 8860 Sw 52nd St, Miami FL 33165 |
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| Brendan Barrow, 1541 Consolata Ave # 253, Miami FL 33146 |
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| Alejandro Baste, 22526 Sw 89th Pl, Miami FL 33190 |
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| Fernando Bastidas, 9891 Nw 51st Ter, Miami FL 33178 |
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| Abraham Batievsky, 2101 Ne 201st St, Miami FL 33179 |
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| Samuel Bejerano, 7772 Sw 36th St, Miami FL 33155 |
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| Kenya Belliveau, 18841 Sterling Dr, Miami FL 33157 |
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| Carlos Bello Cabrera, 8025 Sw 107th Ave Apt 310, Miami FL 33173 |
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| Henry Benavides, 2476 Sw 25 Te, Miami FL 33133 |
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| Edward Benitez, 3250 Mary St, Miami FL 33133 |
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| Lucille Benitez, 12480 Sw 96th St, Miami FL 33186 |
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| Raul Benitez, 4845 Sw 80th St, Miami FL 33143 |
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| Rolando Benitez, 2600 S Douglas Rd Ste 700, Miami FL 33134 |
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| Sonia Benitez, 2615 Granada Blvd, Miami FL 33134 |
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| N Bennett, 10518 Ne 3rd Ave, Miami FL 33138 |
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| Adam Berlin, 2950 Ne 188th St Apt 147, Miami FL 33180 |
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| Gonzalo Bermudez, 16950 Sw 101st Ct, Miami FL 33157 |
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| Elizabeth Bermudez-hernandez, 16043 Sw 97th Ter, Miami FL 33196 |
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| Vanessa Bertran, 12937 Red Road, Miami FL 33156 |
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| Dianne Bertrand, 13512 Sw 102nd Ln, Miami FL 33186 |
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| Jorge Besu, 6341 Sw 50th St, Miami FL 33155 |
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| Carlos Betancourt, 5401 Sw 129th Ave, Miami FL 33175 |
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| Daniel Betancourt, 430 W Park Dr Apt 102, Miami FL 33172 |
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| Julia Betancourt, 9601 Sw 122nd Ct, Miami FL 33186 |
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| Maria Betancourt, 14731 Sw 159th St, Miami FL 33187 |
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| Nayibe Betancourt, 260 Nw 132nd Ave, Miami FL 33182 |
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| Archana Bhandari, 7737 Sw 188th Ter, Miami FL 33157 |
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| Jeffrey Bishoff, 5838 Sw 74th Ter Unit 111, Miami FL 33143 |
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| Carlos Blanco, 10611 Sw 200th Ter, Miami FL 33189 |
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| Juan Blanco, 10695 Sw 87th Ave, Miami FL 33176 |
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| Maria Blanco, 589 Minola Dr, Miami FL 33166 |
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| Maria Blanco, 8300 Nw 53rd St Ste 102, Miami FL 33166 |
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| Maria Blanco, 10835 Nw 7th St Apt 11, Miami FL 33172 |
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| Eduardo Bleiberg, 14501 Sw 97th Ave, Miami FL 33176 |
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| Lily Blitstein, 2507 Trapp Ave, Miami FL 33133 |
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| Jenny Blume, 20410 Sw 125th Ave, Miami FL 33177 |
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| Harry Blyden, 13221 Sw 72nd Ave, Miami FL 33156 |
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| Temple Boclair, 9690 Nw 41st St, Miami FL 33178 |
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| Sue Bodley, 13913 Sw 84th St, Miami FL 33183 |
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| Sebastian Bohorquez, 16423 Sw 82nd Ter, Miami FL 33193 |
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| Henric Boiardt, 15223 Sw 31st St, Miami FL 33185 |
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| Daniel Bolanos, 11114 Sw 147th Pl, Miami FL 33196 |
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| Nathan Bolden, 7420 Sw 107th Ave Apt 7308, Miami FL 33173 |
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| Christina Bonner, 20095 Ne 3rd Ct Apt 1, Miami FL 33179 |
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| Brandy Boots, 1451 S Miami Ave Apt 605, Miami FL 33130 |
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| Michelle Boquin, 9907 Nw 9th Street Cir Apt 6, Miami FL 33172 |
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| Nidia Borge, 9080 N Miami Ave, Miami FL 33150 |
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| Alicia Borges, 9270 Sw 20th St, Miami FL 33165 |
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| Grizel Borges, 13511 Sw 101st Ln, Miami FL 33186 |
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| Alexander Boria, 4953 Nw 94th Doral Pl, Miami FL 33178 |
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| Glorianne Bournigal, 51 Sw 11th St Apt 1523, Miami FL 33130 |
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| Karen Boyd, 230 Nw 97th St, Miami FL 33150 |
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| Rosemary Bravo-chin, 12571 Sw 35th St, Miami FL 33175 |
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| David Brayer, 7150 Sw 98th St, Miami FL 33156 |
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| Melissa Brief, 3370 Ne 190th St Unit 607, Miami FL 33180 |
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| Adriana Brier, 10800 Biscayne Blvd Ste 925, Miami FL 33161 |
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| Edward Brill, 61 Nw 96th St, Miami FL 33150 |
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| Donald Brisk, 11745 Sw 114th Ct, Miami FL 33176 |
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| Midiala Brito Pereira, 1231 Swan Ave, Miami FL 33166 |
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| David Brody, 7520 Sw 72nd Ct, Miami FL 33143 |
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| Eurecka Brown, 20609 Nw 14th Pl, Miami FL 33169 |
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| Frederick Brown, 10240 Sw 107th St, Miami FL 33176 |
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| Jeffrey Brown, 19355 Turnberry Way, Miami FL 33180 |
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| Robert Brown, 10240 Sw 107th St, Miami FL 33176 |
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| Yitzchak Brusowankin, 20350 W Cntry Clb Dr Apt 104, Miami FL 33180 |
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| Gary Burman, 9131 Banyan Dr, Miami FL 33156 |
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| Shawn Burnside Love, 1655 Ne 115th St Apt 30b, Miami FL 33181 |
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| David Burstyn, 20201 E Cntry Clb Dr Apt 1706, Miami FL 33180 |
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| Ximena Bustamante, 10885 Nw 89th Ter Apt 109, Miami FL 33178 |
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| Christopher Buttafuoco, 11260 Sw 74th Ct, Miami FL 33156 |
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| Christian Butterfield, 11308 Nw 51st Ter, Miami FL 33178 |
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| Rafael Cabrera, 4161 Sw 104th Ave, Miami FL 33165 |
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| Sarah Cabrera Lopez, 8195 Sw 5th St, Miami FL 33144 |
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| Alberto Calienes, 1441 Sw 104th Psge Unit 210, Miami FL 33174 |
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| Jorge Calvo, 5600 Sw 135th Ave Ste 206, Miami FL 33183 |
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| Teresita Canals, 14514 Sw 57th Ter, Miami FL 33183 |
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| Jose Cano Villavecchia, 545 Alminar Ave, Miami FL 33146 |
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| Juan Capote, 501 Palmetto Dr, Miami FL 33166 |
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| Pedro Capote, 6141 Nw 40th Ter, Miami FL 33166 |
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| Richard Capote, 1078 Hunting Lodge Dr, Miami FL 33166 |
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| Norma Carballo, 19307 Sw 132nd Ct, Miami FL 33177 |
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| Karina Carbone, 9115 Sw 108th Ct, Miami FL 33176 |
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| Sisi Carnero, 13450 Sw 32nd St, Miami FL 33175 |
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.
Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.
Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.
Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.
Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.
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