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Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.
What You Need to Qualify for a Mortgage
There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.
Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.
Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.
| Ervin Novoa, 300 Nw 114th Ave Apt 104, Miami FL 33172 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Michele Nunez, 14581 Sw 99th Ct, Miami FL 33176 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Mayling Nunez-padron, 848 Brickell Key Dr Unit 2804, Miami FL 33131 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Fernando Ordonez, 2941 Ne 185th St, Miami FL 33180 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Pamela Ordonez Martinez, 2201 Brickell Ave Apt 62, Miami FL 33129 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Giovanni Orrego, 3250 Ne 1st Ave Apt 820, Miami FL 33137 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| David Otero, 1800 N Bayshore Dr Apt 2803, Miami FL 33132 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Francisco Obregon, 10331 Sw 51st St, Miami FL 33165 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Frank Obregon, 10331 Sw 51st St, Miami FL 33165 |
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| Lourdes Ojeda, 9201 Sw 85th St, Miami FL 33173 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Louis Olave, 495 Brickell Ave, Miami FL 33131 |
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| Ralph Oller, 2455 Sw 102nd Pl, Miami FL 33165 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Daniel Olloqui, 10421 Sw 136th St, Miami FL 33176 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Alejandro Ondarza, 2901 S Bayshore Dr Unit 4h, Miami FL 33133 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Phillip Onori, 2090 Ne 197th Ter, Miami FL 33179 |
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| Daniel Oquendo, 10919 Nw 65th St, Miami FL 33178 |
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| Ernesto Orozco, 3141 Sw 140th Ave, Miami FL 33175 |
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| Javier Orozco, 12753 Sw 204th St, Miami FL 33177 |
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| Maria Orozco, 19365 Sw 132nd Ave, Miami FL 33177 |
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| Marilyn Orozco, 5820 Bird Rd, Miami FL 33155 |
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| Jaime Ortega, 7001 Biscayne Blvd Fl 2, Miami FL 33138 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Juan Ortega, 5930 Nw 99th Ave Ste 8, Miami FL 33178 |
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| Luis Ortega, 12447 Sw 124th Path, Miami FL 33186 |
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| Maria Ortega, 2702 Sw 140th Ave, Miami FL 33175 |
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| Jamil Ortiz, 20350 Sw 84th Ave, Miami FL 33189 |
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| Michael Ortiz, 2600 S Douglas Rd Ste 700, Miami FL 33134 |
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| Marfid Osle, 8540 Sw 181st St, Miami FL 33157 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Giordana Ospina, 3625 N Cntry Clb Dr Unit 1503, Miami FL 33180 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Alejandro Otero, 11753 Sw 137th Path, Miami FL 33186 |
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| Alfredo Palacios, 11531 Sw 153rd Ave, Miami FL 33196 |
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| Jovan Parra, 2600 S Douglas Rd Ste 700, Miami FL 33134 |
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| Antonio Perez, 525 Sw 64th Ave, Miami FL 33144 |
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| Aida Pimentel, 8501 Sw 124th Ave Ste 317, Miami FL 33183 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Chandy Point Du Jour, 15018 Ne 6th Ave Ste A, Miami FL 33161 |
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| Mario Prado, 6938 Sw 128th Pl, Miami FL 33183 |
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| Zoraida Prata, 18040 Sw 87th Ct, Miami FL 33157 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Richard Pugh, 3300 Ne 192nd St Apt 1214, Miami FL 33180 |
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| Eileen Padierne, 921 Anastasia Ave, Miami FL 33134 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Robert Padron, 12400 Sw 6th St, Miami FL 33184 |
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| Maria Padron-robbins, 8146 Sw 83rd Pl, Miami FL 33143 |
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| Gustavo Pagoaga, 16361 Sw 53rd Ter, Miami FL 33185 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Andres Palacios, 7856 Nw 110th Ave, Miami FL 33178 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Angela Palet, 7872 Sw 36th St, Miami FL 33155 |
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| Armando Palma, 13345 Sw 36th St, Miami FL 33175 |
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| Antonio Pando, 14100 Sw 74th St, Miami FL 33183 |
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| Nicholas Papadam, 5101 Maggiore St, Miami FL 33146 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Douglas Papy, 1190 S Alhambra Cir, Miami FL 33146 |
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| Joseph Parlade, 7835 Sw 66th St, Miami FL 33143 |
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| Karen Pascual, 4600 Sw 67th Ave Apt 119, Miami FL 33155 |
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| Natalie Pastrana, 2450 Sw 62nd Ave, Miami FL 33155 |
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| Andres Paulino Garcia-dubus, 10101 Sw 154th Cir Ct Apt 104, Miami FL 33196 |
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| Jackelyn Pena, 8500 Sw 125th Ter, Miami FL 33156 |
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| Omar Pena, 5335 Sw 112th Ave, Miami FL 33165 |
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| David Perdomo, 10443 Sw 21st Ter, Miami FL 33165 |
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| Ines Pereda Menendez, 6480 Sw 32nd St, Miami FL 33155 |
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| Mario Pereira, 11055 Sw 127th Ct, Miami FL 33186 |
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| Rosanna Pereyra, 8455 Sw 104th St, Miami FL 33156 |
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| Alfonso Perez, 365 Nw 85th Ct # 1206, Miami FL 33126 |
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| Demetrio Perez, 6921 Maynada St, Miami FL 33146 |
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| Elio Perez, 13424 Sw 62nd St Unit P112, Miami FL 33183 |
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| Gonzalo Perez, 13800 Sw 97th Ave, Miami FL 33176 |
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| Jacqueline Perez, 9346 Sw 34th St, Miami FL 33165 |
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| Jay Perez, 15993 Sw 97th Ter, Miami FL 33196 |
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| Lilian Perez, 13231 Sw 17th Ln Apt 4, Miami FL 33175 |
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| Lorenzo Perez, 3850 Bird Rd Ph 1, Miami FL 33146 |
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| Margarita Perez, 5950 Sw 157th Pl, Miami FL 33193 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Maria Perez, 8025 Sw 89th St, Miami FL 33156 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Patricia Perez, 964 Sw 154th Path, Miami FL 33194 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Ricardo Perez, 17105 Sw 119th Pl, Miami FL 33177 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Roberto Perez, 4135 Sw 84th Ct, Miami FL 33155 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Salvador Perez, 13473 Sw 122nd Ave, Miami FL 33186 |
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| Wilma Perez, 260 Palermo Ave, Miami FL 33134 |
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| Xavier Perez, 5681 Sw 58th Pl, Miami FL 33143 |
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| Dayli Perez Dominguez, 9816 Sw 138th Ave, Miami FL 33186 |
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| Maria Perez-arche, 780 Nw 42nd Ave, Miami FL 33126 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Luis Perna, 5900 Sw 46th St, Miami FL 33155 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Cleo Pernudi, 10780 W Flagler St Ste 19, Miami FL 33174 |
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| Luis Peters, 16701 Sw 140th Ave, Miami FL 33177 |
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| Isabella Petruzzelli, 9546 Nw 1st Ave, Miami FL 33150 |
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| Lily Pettyjohn, 85 Nw 154th St, Miami FL 33169 |
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| Jose Picos, 8338 Sw 182nd Ter, Miami FL 33157 |
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| John-paul Piedra, 7520 Sw 105th Ter, Miami FL 33156 |
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| Ana Pimentel-alonso, 5601 Sw 164th Pl, Miami FL 33193 |
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| Juvenal Pina, 905 South Bayshore Drive # 421, Miami FL 33131 |
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| Rodolfo Pineda, 8785 Sw 177th Ter, Miami FL 33157 |
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| Enrique Pineiro, 13180 Sw 21st St, Miami FL 33175 |
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| Maria Pineyro, 9805 Nw 52nd St Apt 306, Miami FL 33178 |
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| Samuel Pink, 11111 Biscayne Blvd # 358, Miami FL 33181 |
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| Antonio Placeres, 11600 Sw 100th St, Miami FL 33176 |
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| Ramon Plasencia, 8850 Sw 51st St, Miami FL 33165 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Arlene Polifroni, 10461 Sw 140th St, Miami FL 33176 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Melissa Pordes, 19973 Ne 37th Ave, Miami FL 33180 |
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| Marcia Portela, 8130 Sw 81st Ct, Miami FL 33143 |
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| Shanda Porter, 31 Ne 173rd St, Miami FL 33162 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
| Tracy Powell, 11111 Biscayne Blvd # 912, Miami FL 33181 |
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| Deborah Prather, 3519 Sw 113th Pl, Miami FL 33165 |
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| Thomas Preston, 9125 Sw 173rd St, Miami FL 33157 |
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| Rafael Puente, 1140 Redbird Ave, Miami FL 33166 |
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| John Quintana, 7401 Sw 108th Pl, Miami FL 33173 |
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| Robert Quintero, 1331 Brickell Bay Dr Apt 2707, Miami FL 33131 |
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Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details |
Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.
Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.
Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.
Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.
Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.
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