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Title Companies in Homosassa, Florida

Overview of Title Insurance

What Is Title Insurance? Title insurance protects against loss or damage resulting from defects that affect the title to your home or place of business.

Why Is Title Insurance Important? Title insurance protects the investment you've made in your home or place of business. When you buy property, the previous owner conveys title to you to evidence your full legal ownership. Occasionally, a hidden defect in the title or a mistake in a prior deed, or mortgage may give someone else a legal claim against your property. If a claim is made against your property, title insurance can save you time and money.

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Christina Boatwright, 4205 W Picnic Ln, Homosassa Fl 34446

Get contact info and detailed information for Christina Boatwright. Information on title insurance, how to find a good title company and what questions you should ask. ...Title Company Details - Click Here!...

 

Wendy Cortalano, 5975 S Suncoast Blvd, Homosassa Fl 34446

Get contact info and detailed information for Wendy Cortalano. Information on title insurance, how to find a good title company and what questions you should ask. ...Title Company Details - Click Here!...

 

Tracy Gough, 7751 S Suncoast Blvd, Homosassa Fl 34446

Get contact info and detailed information for Tracy Gough. Information on title insurance, how to find a good title company and what questions you should ask. ...Title Company Details - Click Here!...

 

Julia Hudson, 3899 S Suncoast Blvd, Homosassa Fl 34448

Get contact info and detailed information for Julia Hudson. Information on title insurance, how to find a good title company and what questions you should ask. ...Title Company Details - Click Here!...

 

William Hudson, 3899 S Suncoast Blvd, Homosassa Fl 34448

Get contact info and detailed information for William Hudson. Information on title insurance, how to find a good title company and what questions you should ask. ...Title Company Details - Click Here!...

 

Shari Justice, 4771 S Suncoast Blvd, Homosassa Fl 34446

Get contact info and detailed information for Shari Justice. Information on title insurance, how to find a good title company and what questions you should ask. ...Title Company Details - Click Here!...

 

Land Title Of Citrus County, 3899 S Suncoast Blvd, Homosassa Fl 34448

Get contact info and detailed information for Land Title Of Citrus County. Information on title insurance, how to find a good title company and what questions you should ask. ...Title Company Details - Click Here!...

 

Connie Petty, 5975 S Suncoast Blvd, Homosassa Fl 34446

Get contact info and detailed information for Connie Petty. Information on title insurance, how to find a good title company and what questions you should ask. ...Title Company Details - Click Here!...

 

Precision Title Of The Suncoast, 5975 S Suncoast Blvd, Homosassa Fl 34446

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Southern Sun Title Co, 7751 S Suncoast Blvd, Homosassa Fl 34446

Get contact info and detailed information for Southern Sun Title Co. Information on title insurance, how to find a good title company and what questions you should ask. ...Title Company Details - Click Here!...

 
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Your title insurance protection is a permanent assurance that your ownership and use will be defended promptly against claims, at no cost to you, whether or not the claim is valid.

What is a Title Defect? A title defect is one of any number of things that could jeopardize your interest. It could be an unsatisfied mortgage, lien, judgment or other unrecorded claim against the property. It could arise through easements, use restrictions or other existing covenants, or it could be a hidden risk.

What Hidden Risks Does Title Insurance Protect Against? 

  1. Errors in the public records such as incorrect information in deeds and mortgages regarding names, signatures and legal descriptions;
  2. Judgments, liens and mortgages or any other claims against the property or the seller which become the new owner's responsibility after closing, such as unpaid taxes, assessments and other debts to creditors;
  3. Claims to ownership by the spouse of a former owner or by the "missing heir" of a deceased owner who did not receive his share of the estate; and
  4. Treasurer - The treasurer receives and deposits in appropriate bank accounts all monies of the Association and disburses such funds as directed by resolution of the Board of Directors. The treasurer signs all checks of the association; is keeper of the books of account; cause an annual audit of the Association books to be made by a public accountant at the completion of each fiscal year; and prepares an annual budget and a statement of income and expenditures to be presented to the membership in compliance with the civil code, and delivers a copy of each to the Members.
  5. Invalid deeds or other transfers by sellers who did not actually own the property or by previous owners who were minors or not mentally competent.

What Does Title Insurance Protect? There are two basic types of title insurance policies - one for the mortgage lender and one for the real estate owner. If a mortgage is to be placed on your new home or business, the lender will probably require you to purchase title insurance to protect its position as a holder of a mortgage loan, but this lender's title insurance policy doesn't protect the real estate owner. You need to purchase an owner's title insurance policy to protect your investment.

When is the Title Insurance Policy Issued? The owner's title insurance policy usually is issued after the deed to the buyer is delivered and recorded. The lender's title insurance policy is usually issued after the mortgage or deed of trust has been properly executed and recorded.