Real Estate Agents in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker: A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers, or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorneys are not Required at Closing: Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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Eric Clippinger, 5309 Ne 64th Ave, Silver Springs FL 34488
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Daniel Craig, 460 Se 168th Court, Silver Springs FL 34488
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Joshua Craig, 2021 Se 175th Terr, Silver Springs FL 34488
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Keith Craig, 730 Se 167 Ct Rd, Silver Springs FL 34488
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Mark Daconta, Po Box 930, Silver Springs FL 34489
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Kathryn Demonaco, 1451 Ne 125 Terr Rd, Silver Springs FL 34488
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Barbara Funk, 480 Se 162nd Ter, Silver Springs FL 34488
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Ronald Garlick, 5956 Ne 57th Loop, Silver Springs FL 34488
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Deborah Glomb, 10359 Ne Hwy 314, Silver Springs FL 34488
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Frank Green, 6811 Ne 37th Ln, Silver Springs FL 34488
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Insurance can be Challenging: In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast: In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State: Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.