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Home Buying in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorney’s are not Required at Closing Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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Deborah Adler, 691 N Firwood Dr., Deltona FL 32725

Get contact info and detailed information for Deborah Adler. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Gor Aghabekyan, 920 Millenbeck Ave, Deltona FL 32725

Get contact info and detailed information for Gor Aghabekyan. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Mary Aho, 1881 E Chapel Dr, Deltona FL 32738

Get contact info and detailed information for Mary Aho. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Jodie Akeley, 1597 Lansfield Ave, Deltona FL 32738

Get contact info and detailed information for Jodie Akeley. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Eric Alexander, 1470 Brayton Circle, Deltona FL 32725

Get contact info and detailed information for Eric Alexander. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Lawrence Allegro, Post Office Box 4252, Deltona FL 32725

Get contact info and detailed information for Lawrence Allegro. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Richard Allen, P O Box 6066, Deltona FL 32728

Get contact info and detailed information for Richard Allen. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Corinna Allman, 992 Sylvia Drive, Deltona FL 32725

Get contact info and detailed information for Corinna Allman. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Jody Alvarez, 1294 Fountainhead Dr, Deltona FL 32725

Get contact info and detailed information for Jody Alvarez. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Paul Amato, 1379 Brayton Cir, Deltona FL 32725

Get contact info and detailed information for Paul Amato. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 
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Insurance can be Challenging In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.