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Home Buying in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorney’s are not Required at Closing Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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James Abitol, 481 Se 15th Ave, Deerfield Beach FL 33441

Get contact info and detailed information for James Abitol. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Oscar Acosta, 1429 Se 13th St, Deerfield Beach FL 33441

Get contact info and detailed information for Oscar Acosta. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Adam Adache, 843 Se 8th Ave, Deerfield Beach FL 33441

Get contact info and detailed information for Adam Adache. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Alfred Adessi, 220 South Military Trail, Deerfield Beach FL 33442

Get contact info and detailed information for Alfred Adessi. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Mary Ahrens, 936 Se 12th Way, Deerfield Beach FL 33441

Get contact info and detailed information for Mary Ahrens. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Anthony Albano, 700 Se 6th Ave #315, Deerfield Beach FL 33441

Get contact info and detailed information for Anthony Albano. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Nancy Albert, 733 Se 11th Ave, Deerfield Beach FL 33441

Get contact info and detailed information for Nancy Albert. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Maureen Alexander, 928 Se 7th Ct, Deerfield Beach FL 33441

Get contact info and detailed information for Maureen Alexander. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Raymond Alfonso, 376 Nw 37th Way, Deerfield Beach FL 33442

Get contact info and detailed information for Raymond Alfonso. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Gilles Alix, 4 Islewood A, Deerfield Beach FL 33442

Get contact info and detailed information for Gilles Alix. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 
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Insurance can be Challenging In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.