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Home Buying in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorney’s are not Required at Closing Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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Mohamed Abdelwahab, 235 Rollins Dr, Davenport FL 33836

Get contact info and detailed information for Mohamed Abdelwahab. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Alfredo Abreu, 339 Vizcay Way, Davenport FL 33837

Get contact info and detailed information for Alfredo Abreu. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Mustapha Aftis, 268 Sunset View Dr, Davenport FL 33837

Get contact info and detailed information for Mustapha Aftis. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Deborah Agbabi, 242 Samuel Street, Davenport FL 33897

Get contact info and detailed information for Deborah Agbabi. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Nicole Aguirre Castillo, 259 Delancey Dr, Davenport FL 33837

Get contact info and detailed information for Nicole Aguirre Castillo. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Andrea Al Qudah, 532 Fairhaven Drive, Davenport FL 33837

Get contact info and detailed information for Andrea Al Qudah. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Estrella Alignay, 1465 Lake Side Avenue, Davenport FL 33837

Get contact info and detailed information for Estrella Alignay. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Marisol Altenbaugh, 614 Blake Ave, Davenport FL 33897

Get contact info and detailed information for Marisol Altenbaugh. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Karol Alvarenga, 167 Haversham Way, Davenport FL 33897

Get contact info and detailed information for Karol Alvarenga. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Nestor Ampie Cisneros, 163 Chelsia Drive, Davenport FL 33897

Get contact info and detailed information for Nestor Ampie Cisneros. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 
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Insurance can be Challenging In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.