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Home Buying in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorney’s are not Required at Closing Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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Roselle Agles, 6010 Boca Grande Causeway, Boca Grande FL 33921

Get contact info and detailed information for Roselle Agles. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Joseph Anderson, 16251 Sunset Pines Cir, Boca Grande FL 33921

Get contact info and detailed information for Joseph Anderson. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Yvonne Anderson, P O Box 729, Boca Grande FL 33921

Get contact info and detailed information for Yvonne Anderson. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Braxton Bowen, P O Box 71, Boca Grande FL 33921

Get contact info and detailed information for Braxton Bowen. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Candy Brooks, 172 1st Street E, Boca Grande FL 33921

Get contact info and detailed information for Candy Brooks. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Catherine Caldwell, P O Box 1971, Boca Grande FL 33921

Get contact info and detailed information for Catherine Caldwell. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Robert Caldwell, P O Box 1971, Boca Grande FL 33921

Get contact info and detailed information for Robert Caldwell. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Melissa Csank, 5000 Gasparilla Road Unit 40b, Boca Grande FL 33921

Get contact info and detailed information for Melissa Csank. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Charlene Di Carlo, P O Box 1947, Boca Grande FL 33921

Get contact info and detailed information for Charlene Di Carlo. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Ralph Di Carlo, P O Box 1947, Boca Grande FL 33921

Get contact info and detailed information for Ralph Di Carlo. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 
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Insurance can be Challenging In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.