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Home Buying in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorney’s are not Required at Closing Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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Tomasz Bielenin, 1406 Greenwood Road, Baker FL 32531

Get contact info and detailed information for Tomasz Bielenin. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Rima Cole, 1977 Faulk Ferry Rd, Baker FL 32531

Get contact info and detailed information for Rima Cole. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Ruth Cooper, 1270 Charlie Day Dr, Baker FL 32531

Get contact info and detailed information for Ruth Cooper. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Marcia Drasko Fox, 5918 Buckward Rd, Baker FL 32531

Get contact info and detailed information for Marcia Drasko Fox. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Gladys Dubose, 6264 Highway 189 N, Baker FL 32531

Get contact info and detailed information for Gladys Dubose. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Dennis Gamble, 1949 Hidden Springs Dr., Baker FL 32531

Get contact info and detailed information for Dennis Gamble. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Patricia Gross, 1152 Blackberry Cir., Baker FL 32531

Get contact info and detailed information for Patricia Gross. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

William Gross, 1152 Blackberry Circle, Baker FL 32531

Get contact info and detailed information for William Gross. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Amy Harvell, 1136 Blackberry Circle, Baker FL 32531

Get contact info and detailed information for Amy Harvell. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Tina Maples, 2008 Faulk Ferry Rd, Baker FL 32531

Get contact info and detailed information for Tina Maples. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 
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Insurance can be Challenging In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.