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Home Buying in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorney’s are not Required at Closing Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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Kellie Abbott, 125 Lookout Drive, Apollo Beach FL 33572

Get contact info and detailed information for Kellie Abbott. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Kristine Abbott, 751 Kingston Ct, Apollo Beach FL 33572

Get contact info and detailed information for Kristine Abbott. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Robert Akins, 6518 Santiago Ct, Apollo Beach FL 33572

Get contact info and detailed information for Robert Akins. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Shelley Alfonso, 215 Sela Cove Circle, Apollo Beach FL 33572

Get contact info and detailed information for Shelley Alfonso. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Carolyn Allen, 212 Aberdeen Pond Drive, Apollo Beach FL 33572

Get contact info and detailed information for Carolyn Allen. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Cheryl Allen, Po Box 3532, Apollo Beach FL 33572

Get contact info and detailed information for Cheryl Allen. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Ryan Allers, 539 Treviso Dr, Apollo Beach FL 33572

Get contact info and detailed information for Ryan Allers. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Linda Amoroso, 220 St Thomas Circle N, Apollo Beach FL 33572

Get contact info and detailed information for Linda Amoroso. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

David Anderson, 6511 Surfside Blvd, Apollo Beach FL 33572

Get contact info and detailed information for David Anderson. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Nicole Anderson, 760 Gran Kaymen Way, Apollo Beach FL 33572

Get contact info and detailed information for Nicole Anderson. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 
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Insurance can be Challenging In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.