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Home Buying in Florida

Different states have different laws and common practices when it comes to buying a home. Here are some important things to know if you’re thinking of buying a home in Florida.

Your Realtor is a Transaction Broker A transaction broker’s job is to facilitate the transaction. Transaction brokers can represent buyers, sellers or both. They work ethically and fairly with all parties and disclose all known facts that materially affect the value of a home.

All Florida real estate licensees are assumed to be transaction brokers, unless other arrangements are made in writing (for example, single agency for buyer or seller, or non-representation).

Attorney’s are not Required at Closing Most Florida real estate transactions are closed with title agents. Many title companies have real estate attorneys on staff for as-needed consultations. You may, of course, retain the services of a licensed real estate attorney at any point in your Florida real estate transaction, at your cost.

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Hugh Abbott, 318 Turkey Creek, Alachua FL 32615

Get contact info and detailed information for Hugh Abbott. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Thomas Allin, 20207 Nw 113th Way, Alachua FL 32615

Get contact info and detailed information for Thomas Allin. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Ronald Arnold, 14506 Nw 50th Place, Alachua FL 32615

Get contact info and detailed information for Ronald Arnold. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Swanzetta Battles, 11050 Nw 60th Dr, Alachua FL 32615

Get contact info and detailed information for Swanzetta Battles. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Nancy Bednarek, 5402 Northwest County Road 235, Alachua FL 32615

Get contact info and detailed information for Nancy Bednarek. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Deborah Berdy, 13420 Progress Blvd Suite 200, Alachua FL 32615

Get contact info and detailed information for Deborah Berdy. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Joan Bergadine, 16300 Nw 120 Place, Alachua FL 32615

Get contact info and detailed information for Joan Bergadine. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Robert Bieniek, 9115 Nw 170 Street, Alachua FL 32615

Get contact info and detailed information for Robert Bieniek. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Cheryl Blanton, 23407 Nw Cr 239, Alachua FL 32615

Get contact info and detailed information for Cheryl Blanton. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 

Jesse Booth, 17306 Nw 78th Ave, Alachua FL 32615

Get contact info and detailed information for Jesse Booth. Information on working with a real estate agent to sell your home. ...Real Estate Agent Details - Click Here!...

 
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Insurance can be Challenging In addition to homeowner’s insurance, your lender may require flood insurance.

Homes with older roofs, or roofs that do not meet certain wind mitigation standards, may be tougher to insure, often requiring higher premiums.

Your insurer may charge a higher rate if your home has older plumbing (e.g., galvanized pipes), outdated electrical, no hurricane straps or other issues.

Get an insurance quote as soon as your contract is signed and finalize the details well in advance of your closing date.

Foreclosures Are Not Fast In Florida, foreclosure is a judicial proceeding that can take a year or more to complete.

Foreclosure listings on Zillow and similar sites are often wrong, showing incorrect prices, or even showing homes that aren’t listed yet, or have already been sold.

Tracking down a bank that may or may not own a particular REO property to make an offer is virtually impossible – you must wait until it comes on the market.

Florida is a Homestead State Florida homeowners can file for a homestead exemption worth up to $50,000 (home must be your primary residence). The exemption reduces the amount of property taxes Florida homeowners must pay, and limits how much their taxes can increase each year.