Mortgage Brokers by City

Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.

What You Need to Qualify for a Mortgage

There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.

Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.

Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.

Displaying 1 - 37 of 37

Louie Alves, 15326 Johns Lake Pointe Blvd, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Fozia Andarge, 1163 Hawkslade Ct, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Amanda Benson, 925 Butter Oaks Ct, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Keri Brown Ferguson, 913 Johns Point Dr, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Richard Cerbasi, 1009 Vinsetta Cir, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Abraham Colchado, 1512 Cashiers Dr, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Melanie Figueroa, 16661 Tavira Dr, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Irma Freconna, 2357 Black Lake Blvd, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Nancy Furches, 1836 Burdock Dr, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Kevin Gerry, 12158 Walker Pond Rd, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Donald Gervase, 12012 Rebeccas Run Dr, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Jeffrey Harper, 913 Burland Cir, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Jeffrey Hess, 5730 Laurel Cherry Ave, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Meredith Hess, 5730 Laurel Cherry Ave, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Alexander Howell, 17757 Champagne Dr, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Omar Hussain, 2033 Rickover Pl, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Joshua Jones, 14639 Black Cherry Trl, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Rudy Kelsick Petersen, 3409 Tempest Way, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Scott Kennedy, 15988 Citrus Knoll Dr, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Jann Kisseberth, 908 Copenhagen Way, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Michael Lanza, 99 W Plant St, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Cricket Libby-gregorich, 1645 Markel Dr, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Nicholas Long, 225 James Dr, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Jabir Najair, 14809 Tullamore Loop, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Kenneth Nastasi, 1536 Broken Oak Dr, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Alvaro Nobrega De Oliveira, 1472 Scarlet Oak Loop, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Gerry Powery, 14458 Whittridge Dr, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Rafael Rodriguez, 626 Groves End Ln, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Corwin Rose, 530 Setting Sun Dr, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
John Russo, 17977 Gourd Neck Loop, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Jamey Santo, 1913 Kodsi Ct, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Todd Shale, 13902 Eylewood Dr, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Jose Socorro, 6401 Cropping St Apt 2208, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Barbara Stewart, 41 Zachary Wade St, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Bryan Swart, 13344 Fox Glove St, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Shannon Till, 580 Home Grove Dr, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details
Joshua Eedy, 13353 Harbor Shore Ln, Winter Garden FL 34787
Get contact information, all details, and tips on what to ask when shopping for a mortgage, such as interest rates, down payment, and more... Mortgage-brokers-details

Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.

Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.

Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.

Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.

Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.