Mortgage Brokers by City

Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.

What You Need to Qualify for a Mortgage

There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.

Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.

Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.

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Areli Arteaga, 7130 High Sierra Cir, West Palm Beach FL 33411

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Roberto Accorto, 10866 Oak Bend Way, West Palm Beach FL 33414

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Sean Adams, 138 Paradise Cres, West Palm Beach FL 33411

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David Aldi, 1620 Oakberry Cur, West Palm Beach FL 33414

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Kimberley Allen, 5000 N Ocean Dr Apt 200, West Palm Beach FL 33404

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Lourdes Alonso, 732 Whippoorwill Trl, West Palm Beach FL 33411

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Janine Alvarez, 2537 Forest Hill Blvd, West Palm Beach FL 33406

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Nicholas Andrews, 2803 Sarento Pl Unit 110, West Palm Beach FL 33410

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Carlos Arenas, 15653 79th Ter N, West Palm Beach FL 33418

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Anita Arthur, 3140 Frost Rd, West Palm Beach FL 33406

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Richard Ashton, 2715 Misty Oaks Cir, West Palm Beach FL 33411

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Jorge Avila, 1075 Siena Oaks Cir E, West Palm Beach FL 33410

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Brian Beattie, 1051 Raintree Dr, West Palm Beach FL 33410

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Larry Bernstein, 311 Flamingo Dr, West Palm Beach FL 33401

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Melinda Baez-caro, 1269 Sunrise Rd, West Palm Beach FL 33406

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Ramona Barbagallo, 739 Flamingo Dr, West Palm Beach FL 33401

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Dana Barnett, 2829 Exchange Ct Ste A/b, West Palm Beach FL 33409

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Dustin Bates, 105 Meadowlands Dr, West Palm Beach FL 33411

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Ronald Bayer, 1641 S Club Dr, West Palm Beach FL 33414

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Nicholas Beck, 591 Toccoa Rd, West Palm Beach FL 33413

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Ellen Berke, 876 Gardenia Dr, West Palm Beach FL 33411

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Steven Bilbo, 15475 Whispering Willow Dr, West Palm Beach FL 33414

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Jamie Blum, 4423 Linden Ave, West Palm Beach FL 33410

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Stacy Blum, 255 Evernia St Apt 1212, West Palm Beach FL 33401

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Robert Bolding, 5725 Golden Eagle Cir, West Palm Beach FL 33418

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Lynne Borden Demase, 17 Tournament Blvd, West Palm Beach FL 33418

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Kevin Boucher, 106 Kensington Way, West Palm Beach FL 33414

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Rose-marie Bowe, 329 Salinas Dr, West Palm Beach FL 33410

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Owayne Bradbery, 9899 Shepard Pl, West Palm Beach FL 33414

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Pitsley Briscoe, 11884 63rd Ln N, West Palm Beach FL 33412

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Ryan Brown, 8121 Bautista Way, West Palm Beach FL 33418

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William Bruder, 1801 N Flagler Dr Apt 311, West Palm Beach FL 33407

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Bianca Brunell, 11923 66th St N, West Palm Beach FL 33412

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Janine Bryan, 1100 Del Lago Cir Apt 107, West Palm Beach FL 33410

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Elise Bryant, 1825 Gulfstream Way, West Palm Beach FL 33411

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Anne Brydegaard, 618 Olive Tree Cir, West Palm Beach FL 33413

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Donovan Burgher, 125 S State Road 7 # 104-164, West Palm Beach FL 33414

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Michael Burke, 7936 165th St N, West Palm Beach FL 33418

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Mary Burns, 1908 Capeside Cir, West Palm Beach FL 33414

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Matthew Butler, 2125 Belcara Ct, West Palm Beach FL 33411

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Gerald Colemon, 2948 Frenchmans Psge, West Palm Beach FL 33410

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Benjamin Colozzo, 4978 Alder Dr Apt D, West Palm Beach FL 33417

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Cherise Cahill, 1975 Sansburys Way Ste 103, West Palm Beach FL 33411

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Donald Cahill, 166 Wranglewood Dr, West Palm Beach FL 33414

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John Carroll, 198 Santa Barbara Way Apt 38, West Palm Beach FL 33410

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Bartholomew Caso, 511 Cypress Xing, West Palm Beach FL 33414

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Milko Castellanos, 1385 Longlea Ter, West Palm Beach FL 33414

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Linda Christenson, 16 Saint Thomas Dr, West Palm Beach FL 33418

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Neils Christenson, 16 Saint Thomas Dr, West Palm Beach FL 33418

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Garret Clancy, 913 Lemongrass Ln, West Palm Beach FL 33414

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Michael Coates, 293 Knotty Wood Ln, West Palm Beach FL 33414

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Joseph Coleman, 2359 Treasure Isle Dr Apt 30, West Palm Beach FL 33410

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Douglas Cone, 932 Hibiscus Dr, West Palm Beach FL 33411

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Jose Cortez, 8325 Butler Greenwood Dr, West Palm Beach FL 33411

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Michael Cour, 13603 Ishnala Cir, West Palm Beach FL 33414

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Dane Crichton, 11934 Donlin Dr, West Palm Beach FL 33414

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E Cromer, 7885 159th Ct N, West Palm Beach FL 33418

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Kevin Crookham, 377 Palmetto St, West Palm Beach FL 33405

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Joseph Dailey, 2937 Bellarosa Cir, West Palm Beach FL 33411

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Anthony Davis, 8417 Cargill Pt, West Palm Beach FL 33411

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William Davis, 4440 Althea Way, West Palm Beach FL 33410

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Damaris De La Rosa, 2167 Alworth Ter, West Palm Beach FL 33414

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Richard Deferia, 15134 88th Trl N, West Palm Beach FL 33418

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Debra Debski, 1371 E Libby Dr, West Palm Beach FL 33406

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Sharon Deen, 11936 Bayberry St, West Palm Beach FL 33410

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Emmett Dempsey, 420 Columbia Dr Ste 105, West Palm Beach FL 33409

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Michael Deskin, 11224 Thyme Dr, West Palm Beach FL 33418

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Paul Deuschle, 14411 Larkspur Ln, West Palm Beach FL 33414

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Batscheba Deve, 1457 Running Oak Ct, West Palm Beach FL 33411

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Venus Diaz, 571 Gazetta Way, West Palm Beach FL 33413

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Savedra Dirani, 6212 Forest Hill Blvd Apt 106, West Palm Beach FL 33415

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Kyle Distel, 4938 Palmbrooke Cir, West Palm Beach FL 33417

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Christopher Doherty, 1392 Lake Breeze Dr, West Palm Beach FL 33414

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Daniel Doherty, 3855 N Ocean Dr, West Palm Beach FL 33404

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Paul Donohue, 8605 Doverbrook Dr, West Palm Beach FL 33410

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James Douglas, 15535 Cedar Bluff Pl, West Palm Beach FL 33414

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Greg Downs, 3613 Pomerol Dr Apt 208, West Palm Beach FL 33414

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Suzanne Downs, 9088 Nugent Trl, West Palm Beach FL 33411

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William Doyen, 4171 San Marino Blvd Apt 108, West Palm Beach FL 33409

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Justin Dudley, 3159 Turtle Cv, West Palm Beach FL 33411

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Shana Enriquez, 8400 Saint Johns Ct, West Palm Beach FL 33414

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Wilson Enriquez, 255 Evernia St Apt 1505, West Palm Beach FL 33401

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Keith Epstein, 1744 Annandale Cir, West Palm Beach FL 33411

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James Ernst, 141 Hidden Hollow Ter, West Palm Beach FL 33418

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Carol Eaddy Langford, 46 Bermuda Lake Dr, West Palm Beach FL 33418

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Erin Earl, 2304 Vision Dr, West Palm Beach FL 33418

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Jane Ellis, 3630 Gardens Pkwy Unit 1202, West Palm Beach FL 33410

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Eric Ende, 102 Via Palacio, West Palm Beach FL 33418

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James English, 220 Malibu Cir, West Palm Beach FL 33413

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Jose Esquerete, 437 Cresta Cir, West Palm Beach FL 33413

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Allen Estimable, 199 Bilbao St, West Palm Beach FL 33411

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Jean Estimable, 199 Bilbao St, West Palm Beach FL 33411

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Wilbur Forbes, 6 Sheldrake Ln, West Palm Beach FL 33418

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Reginald Fagan, 13333 73rd St N, West Palm Beach FL 33412

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Michael Fava, 3549 Forest Hill Blvd Apt 29, West Palm Beach FL 33406

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William Fazio, 2764 Shaughnessy Dr, West Palm Beach FL 33414

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William Fink, 1000 Del Lago Cir Apt 101, West Palm Beach FL 33410

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Lisa Forgony, 1170 Emerald Ln, West Palm Beach FL 33404

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Craig Foster, 1202 Merlot Dr, West Palm Beach FL 33410

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Athena Fundora, 7821 78th Way, West Palm Beach FL 33407

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Mortgage-brokers-details

Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.

Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.

Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.

Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.

Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.




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