Mortgage Brokers by City

Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.

What You Need to Qualify for a Mortgage

There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.

Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.

Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.

Displaying 1 - 100 of 530

Laurie Aleman, 4621 Deerwalk Ave, Tampa FL 33624
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Jesse Altamarino, 2611 Bayshore Blvd Apt 1801, Tampa FL 33629
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Tammy Altman, 10126 Arbor Run Dr, Tampa FL 33647
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Maureen Ayral, 3210 W Chapin Ave, Tampa FL 33611
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Stephanie Adams, 74 Davis Blvd Apt 6, Tampa FL 33606
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Marcus Aguiar, 16013 Eagle River Way, Tampa FL 33624
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Ahmed Ahmed, 17110 Carrington Pk Dr Apt 827, Tampa FL 33647
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Nasser Al-hafi, 4207 S D Mabry Hwy Unit 3203, Tampa FL 33611
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Mark Albritton, 1211 N Westshore Blvd # 410a, Tampa FL 33607
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Roger Allen, 5417 Pine Bay Dr, Tampa FL 33625
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Krista Allred, 2203 Magdalene Cove Pl, Tampa FL 33613
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Jose Alonso, 7601 W Hanna Ave, Tampa FL 33615
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Elizabeth Anderson, 8413 Cerro Cir Apt 131, Tampa FL 33617
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Todd Anderson, 7914 Hampton Lake Dr, Tampa FL 33647
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Joe Andrews, 2917 Bayshore Vista Dr, Tampa FL 33611
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Cheryl Anthony, 1715 N. Westshore Blvd Suite 410, Tampa FL 33607
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Michael Anton, 18128 Portside St Apt 304, Tampa FL 33647
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Diane Apolo, 20416 Autumn Fern Ave, Tampa FL 33647
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Cynthia Argerious, 4253 W Kennedy Blvd, Tampa FL 33609
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John Argerious, 4253 W Kennedy Blvd, Tampa FL 33609
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Patrick Arledge, 14929 Salamander Pl, Tampa FL 33625
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Juan Carlos Arroyo, 12820 Coverdale Dr, Tampa FL 33624
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Stephen Audet, 10582 Cory Lake Dr, Tampa FL 33647
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Daniel Avellan, 1725 W Fore Dr, Tampa FL 33612
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Cristina Avila, 11087 Windsor Place Cir, Tampa FL 33626
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Humberto Avila, 2525 W Beach St, Tampa FL 33607
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Patricia Bailey, 3405 Ellenwood Ln, Tampa FL 33618
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Samuel Bissett, 13915 Carrollwood Village Run, Tampa FL 33618
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Stanley Blacker, 10106 Radcliffe Dr, Tampa FL 33626
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Stanley Blacker, 10106 Radcliffe Dr, Tampa FL 33626
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Jeffery Bransford, 18018 Pinnacle Ct, Tampa FL 33647
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Stephen Brooks, 2303 W Bristol Ave, Tampa FL 33609
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T C Bryant, 305 Druid Hills Rd, Tampa FL 33617
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Nella Baker-rizza, 17938 Timber View St, Tampa FL 33647
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Ronald Baruch, 15008 Redcliff Dr, Tampa FL 33625
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Otis Bass, 18128 Sweet Jasmine Dr, Tampa FL 33647
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Rebecca Bass, 12610 Henderson Rd Ste 3, Tampa FL 33625
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Taylor Beattie, 2810 W Bay Ave, Tampa FL 33611
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Andrew Beeman, 2604 Marconi St, Tampa FL 33605
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Gilbert Bennett, 20004 Heritage Point Dr, Tampa FL 33647
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Gudrun Benson, 12006 Stone Crossing Cir, Tampa FL 33635
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Lev Berger, 9051 Fl Mining Blvd Ste 105, Tampa FL 33634
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Giovanni Bermudez, 303 W Wilder Ave, Tampa FL 33603
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Jane Beverly, 14863 N Dale Mabry Hwy, Tampa FL 33618
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Peter Biehayn, 3004 W Chapin Ave, Tampa FL 33611
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William Bigelow, 9907 Bridgeton Dr, Tampa FL 33626
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Gary Birkhimer, 3443 Marlinspike Dr, Tampa FL 33607
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Michael Bishop, 14418 Reuter Strasse Cir Apt 3, Tampa FL 33613
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Derek Bissen, 13813 Stone Mill Way, Tampa FL 33613
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Thomas Blattau, 4917 Elizabeth Anne Cir, Tampa FL 33616
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Donald Blockel, 4307 Spinnaker Cove Ln, Tampa FL 33615
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Ralph Bobo, 4222 Water Oaks Ln, Tampa FL 33618
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Carla Bolling, 1721 Magdalene Manor Dr, Tampa FL 33613
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Patricia Bonner, 4967 Puritan Cir, Tampa FL 33617
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Troy Borkowski, 11307 Calgary Cir, Tampa FL 33624
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Darrin Bosin, 7621 Southern Brk Bnd Apt 104, Tampa FL 33635
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Andrew Bottner, 5205 S Jules Verne Ct, Tampa FL 33611
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Elizabeth Braden, 1112 S Dunbar Ave, Tampa FL 33629
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Harold Bradshaw, 414 S Royal Palm Way, Tampa FL 33609
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Pelagia Bradshaw, 414 S Royal Palm Way, Tampa FL 33609
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Teresa Brancucci, 1120 E Kennedy Blvd Unit 912, Tampa FL 33602
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Kristine Bredeau, 15118 Craggy Cliff St, Tampa FL 33625
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Brandon Bright, 12703 Trucious Pl, Tampa FL 33625
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Michael Brindle, 220 W Powhatan Ave, Tampa FL 33604
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Chad Bromagen, 11637 Renaissance View Ct, Tampa FL 33626
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Susan Brooker Weatherup, 12302 Country White Cir, Tampa FL 33635
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Jason Brooks, 7431 Terrace River Dr, Tampa FL 33637
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Larry Brooks, 15331 Winding Creek Dr, Tampa FL 33613
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Christopher Bruser, 3218 W Santiago St Apt 2, Tampa FL 33629
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Jenna Buchanan, 6002 Beacon Isles Dr Apt 106, Tampa FL 33615
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Koren Burns, 5706 Diodora Way Apt 3, Tampa FL 33615
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Erika Butler, 12712 Saddle Club Cir Apt 203, Tampa FL 33635
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Erik Butzek, 912 E Curtis St, Tampa FL 33603
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Kevin Byrne, 402 S Willow Ave Unit B, Tampa FL 33606
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Susan Capitano-hooker, 1204 E Cumberland Ave Unit 322, Tampa FL 33602
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Richard Clamon, 2523 Krueger Ln, Tampa FL 33618
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Scott Cugno, 1120 E Kennedy Blvd Unit 1125, Tampa FL 33602
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Charles Cailliau, 3837 Northdale Blvd # 230, Tampa FL 33624
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Tyler Cain, 5102 Mayfair Park Ct, Tampa FL 33647
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Richard Califano, 3007 W San Isidro St, Tampa FL 33629
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Sandra Cardenas, 20408 Carolina Cherry Ct, Tampa FL 33647
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Monica Carper, 8574 Trail Wind Dr, Tampa FL 33647
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Michael Carrier, 902 Woodcliff Ave, Tampa FL 33613
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Matthew Carver, 3809 W Sevilla St, Tampa FL 33629
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Daniel Castillo, 4747 W Waters Ave Apt 1302, Tampa FL 33614
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Manuel Castro, 5111 Ehrlich Rd Ste 110, Tampa FL 33624
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Mary Catchur, 4904 Hallstead Way, Tampa FL 33647
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Daniel Cedro, 1110 Parrilla De Avila, Tampa FL 33613
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Otis Chambers, 13402 Roslyn Pl, Tampa FL 33626
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Carol Chase, 6024 Williamsburg Way, Tampa FL 33625
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Jason Christiano, 8433 Dunham Station Dr, Tampa FL 33647
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Adam Chwala, 14606 Galt Lake Dr, Tampa FL 33626
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Donald Clair, 4010 W Boy Scout Blvd Ste 600, Tampa FL 33607
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Justin Cloonen, 155 E Davis Blvd Apt 12, Tampa FL 33606
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James Coffaro, 3413 E Frontage Rd, Tampa FL 33607
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Glen Coker, 112 S Glen Ave, Tampa FL 33609
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John Coleman, 9812 Brompton Dr, Tampa FL 33626
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Janine Cook, 4023 Courtside Way, Tampa FL 33618
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Joseph Coppola, 6232 Boone Dr, Tampa FL 33625
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Matthew Corbett, 2021 N Lemans Blvd Unit 2104, Tampa FL 33607
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.

Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.

Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.

Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.

Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.