Mortgage Brokers by City

Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.

What You Need to Qualify for a Mortgage

There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.

Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.

Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.

Displaying 1 - 100 of 204

Steven Adinolfi, 6148 1st Ave S Apt B, Saint Petersburg FL 33707
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Patrick Anderson, 2546 60th St N, Saint Petersburg FL 33710
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David Ansel, 6047 Bhia Del Mar Blvd Ste 164, Saint Petersburg FL 33715
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Nancy Baran, 6790 Pinellas Point Dr S, Saint Petersburg FL 33712
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Joseph Bell, 468 Avila Cir Ne, Saint Petersburg FL 33703
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Michael Bjurmark, 6655 Cape Sable Way Ne Unit 3, Saint Petersburg FL 33702
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Tammy Boldt, 9044 Bay St Ne, Saint Petersburg FL 33702
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James Bonderer, 12275 6th St E, Saint Petersburg FL 33706
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Ryan Boyd, 3701 Alabama Ave Ne, Saint Petersburg FL 33703
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Vivian Braaksma, 1160 37th Ave Ne, Saint Petersburg FL 33704
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Stuart Bromfield, 475 Joyce Ter N, Saint Petersburg FL 33701
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Ladean Buidens, 11240 8th St E, Saint Petersburg FL 33706
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Michael Burchette, 325 5th Ave S Apt 13, Saint Petersburg FL 33701
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Linda Burek, 12590 Capri Cir N, Saint Petersburg FL 33706
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James Burns, 6800 Gulf Blvd, Saint Petersburg FL 33706
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Joseph Cavaleri, 7101 16th St N, Saint Petersburg FL 33702
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Rhonan Cosser, 11380 8th St E, Saint Petersburg FL 33706
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Daniel Caceres, 3333 3rd St N, Saint Petersburg FL 33704
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Magbis Caceres, 3333 3rd St N, Saint Petersburg FL 33704
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Alejandro Camacho, 2018 12th St N Apt 1, Saint Petersburg FL 33704
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Diane Cape, 6331 18th St Ne, Saint Petersburg FL 33702
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Regina Carroll, 1109 Pinellas Bwy S Unit 102, Saint Petersburg FL 33715
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Robert Carullo, 1036 7th St N, Saint Petersburg FL 33701
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Allen Chmielinski, 1722 22nd Ave N, Saint Petersburg FL 33713
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Mitchell Cochran, 2061 Hawaii Ave Ne, Saint Petersburg FL 33703
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Tammy Cole, 775 N Village Dr N Apt 107, Saint Petersburg FL 33716
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William Collister, 1510 39th Ave N, Saint Petersburg FL 33703
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Mary Conda, 8326 Martin Luther King Jr St N, Saint Petersburg FL 33702
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Adam Condron, 4310 55th Way N, Saint Petersburg FL 33709
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Timothy Condron, 555 173rd Ave E, Saint Petersburg FL 33708
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Patricia Conn, 3791 Pompano Dr Se Apt A, Saint Petersburg FL 33705
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Jonathan Conover, 3033 W Vina Del Mar Blvd, Saint Petersburg FL 33706
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Sherri Cosser, 665 115th Ave, Saint Petersburg FL 33706
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Theresa Costello, 10475 Gandy Blvd N Unit 3218, Saint Petersburg FL 33702
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Jeffrey Crain, 1300 Royal Palm Dr S, Saint Petersburg FL 33707
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Vincent D'andraia, 751 Pinellas Bayway S Unit 210, Saint Petersburg FL 33715
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Logan Devicente, 229 18th Ave Ne, Saint Petersburg FL 33704
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Jose Damo, 3820 Gulf Blvd Apt 108, Saint Petersburg FL 33706
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Donald Dearmon, 2839 11th St N, Saint Petersburg FL 33704
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Philip Deslandes, 6068 3rd Ave N, Saint Petersburg FL 33710
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Diaky Diaz, 6146 Lynn Lake Dr S, Saint Petersburg FL 33712
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Christopher Dillon, 1750 Harbor Pl S Unit 201, Saint Petersburg FL 33707
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Eileen Donovan, 2340 W Bay Isle Dr Se, Saint Petersburg FL 33705
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Barry Dyble, 2999 Tyrone Blvd N, Saint Petersburg FL 33710
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Jacqueline Dyer, 103 1st St E Unit 214, Saint Petersburg FL 33715
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Tabitha Earle, 5683 57th Ave N, Saint Petersburg FL 33709
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George Eckerle, 1520 Manor Way S, Saint Petersburg FL 33705
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Mark Eggleston, 5817 Park St N Unit 205, Saint Petersburg FL 33709
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Mark Eicholtz, 5160 Huntington Cir Ne, Saint Petersburg FL 33703
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Shayne Erickson, 5174 Horseshoe Pl Ne, Saint Petersburg FL 33703
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Cindy Ferrentino, 569 Crystal Dr, Saint Petersburg FL 33708
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Robyn Fiel, 265 126th Ave, Saint Petersburg FL 33706
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Ryan Ford, 350 42nd Ave, Saint Petersburg FL 33706
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Philip Frallicciardi, 4801 Osprey Dr S Apt 405, Saint Petersburg FL 33711
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Bruce Frieman, 4930 Sandpiper Ln S, Saint Petersburg FL 33711
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Patricia Fryxell, 12000 4th St N Apt 74, Saint Petersburg FL 33716
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Christopher Gallant, 2023 Iowa Ave Ne, Saint Petersburg FL 33703
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Annette Garron, 485 Bath Club Blvd N, Saint Petersburg FL 33708
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Thomas Grayson, 11145 3rd St E, Saint Petersburg FL 33706
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Lorin Hamisak, 4291 67th Way N, Saint Petersburg FL 33709
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Jean Hicks, 3341 62nd Ave N, Saint Petersburg FL 33702
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Kimberlee Harestad, 7 Marina Ter, Saint Petersburg FL 33706
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Jason Harper, 136 16th Ave Se, Saint Petersburg FL 33701
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Douglas Harr, 506 Lillian Dr, Saint Petersburg FL 33708
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Susan Harvey, 190 112th Ave N Apt 1329, Saint Petersburg FL 33716
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Mary Haynes, 8820 Gulf Blvd, Saint Petersburg FL 33706
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Steve Hays, 13013 Boca Ciega Ave, Saint Petersburg FL 33708
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Eric Heckman, 3873 48th Ave S, Saint Petersburg FL 33711
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Michael Helm, 5820 Bimini Way S, Saint Petersburg FL 33706
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Scott Hoag, 1650 Robinson Dr N, Saint Petersburg FL 33710
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Thomas Hofacker, 2180 43rd St N, Saint Petersburg FL 33713
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James Hoffman, 15910 Redington Dr, Saint Petersburg FL 33708
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Katie Hughes, 7150 Sunset Way, Saint Petersburg FL 33706
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Cindy Hunt-aljasir, 111 Westwood Ter N, Saint Petersburg FL 33710
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Dakota James, 6511 3rd Ave S, Saint Petersburg FL 33707
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Thomas Jimenez, 2501 Roy Hanna Dr S, Saint Petersburg FL 33712
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Kimball Johnson, 6090 Central Ave, Saint Petersburg FL 33707
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Robert Jones, 3632 25th Ave N, Saint Petersburg FL 33713
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Theresa Jones, 3632 25th Ave N, Saint Petersburg FL 33713
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Robert Kane, 1480 40th Ave Ne, Saint Petersburg FL 33703
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Timothy Kennedy, 6727 1st Ave S Ste 106, Saint Petersburg FL 33707
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Robert Kane, 6210 Sun Blvd Apt 601, Saint Petersburg FL 33715
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Steven Kelly, 1308 Pelican Creek Xing, Saint Petersburg FL 33707
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Shelly Klein, 9203 Captiva Cir, Saint Petersburg FL 33706
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Sandra Klem, 4200 14th Ln Ne, Saint Petersburg FL 33703
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Alfred Knighton, 1325 15th St N, Saint Petersburg FL 33705
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Assel Lloyd, 8540 W Gulf Blvd Unit 1, Saint Petersburg FL 33706
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Helen Lafever, 155 42nd Ave Ne, Saint Petersburg FL 33703
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Lindsey Lamb, 3945 43rd St S, Saint Petersburg FL 33711
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John Lamberg, 115 112th Ave Ne Apt 916, Saint Petersburg FL 33716
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Lindsey Latorre, 300 10th St S Apt 537, Saint Petersburg FL 33705
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Christopher Lee, 1301 Pelican Creek Xing, Saint Petersburg FL 33707
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John Lee, 542 Glenoak St N, Saint Petersburg FL 33703
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Joshua Lerette, 8219 31st Ter N, Saint Petersburg FL 33710
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Pamela Leskanic, 7250 12th St N, Saint Petersburg FL 33702
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Tiffany Lewis, 361 22nd Ave Se, Saint Petersburg FL 33705
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Sheila Lincks, 3911 Helena St Ne, Saint Petersburg FL 33703
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J. Nathan Lindley, 3890 38th St S, Saint Petersburg FL 33711
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Ramon Lorenzo, 3043 53rd St N, Saint Petersburg FL 33710
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Jennifer Martin, 3987 14th Way Ne, Saint Petersburg FL 33703
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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.

Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.

Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.

Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.

Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.