Mortgage Brokers by City

Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.

What You Need to Qualify for a Mortgage

There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.

Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.

Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.

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Robert Alger, 2831se Wiltshire Terrace, Port Saint Lucie FL 34952

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Clara Arango, 2421 Sw Falcon Cir, Port Saint Lucie FL 34953

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Lester Baker, 1741 Se Mariana Rd, Port Saint Lucie FL 34952

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Jacqueline Bader, 3132 Sw Collings Dr, Port Saint Lucie FL 34953

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Dionisio Cala, 238 Sw Ridgecrest Dr, Port Saint Lucie FL 34953

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James Cannata, 2242 Se Flanders Rd, Port Saint Lucie FL 34952

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Joseph Carelli, 10599 Sw Stratton Dr, Port Saint Lucie FL 34987

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Michael Ciardi, 8055 Plantation Lakes Dr, Port Saint Lucie FL 34986

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Suzanne Cieslinski, 2189 Sw Hyacinth St, Port Saint Lucie FL 34953

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Erica Clark, 1961 Se Crowberry Dr, Port Saint Lucie FL 34983

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Robert Cotter, 7600 Reserve Blvd, Port Saint Lucie FL 34986

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Renee Dalessio, 921 Sw Grand Reserve Blvd, Port Saint Lucie FL 34986

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Jeanne Delormier, 2292 Se Shipping Rd, Port Saint Lucie FL 34952

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Michelle Duff, 2008 Se Avon Park Dr, Port Saint Lucie FL 34952

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Michelle Durant, 1117 Sw Eleuthera Ave, Port Saint Lucie FL 34953

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David Ebner, 1197 Sw Fargo Ave, Port Saint Lucie FL 34953

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Stacey English, 4008 Sw Halcomb St, Port Saint Lucie FL 34953

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John Farwell, 2280 Sw Edison Cir, Port Saint Lucie FL 34953

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Heather Fisher, 10671 Sw West Lawn Blvd, Port Saint Lucie FL 34987

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Christopher Flaherty, 2913 Se Darien Rd, Port Saint Lucie FL 34952

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Wilmer Flores, 3558 Sw Vincennes St, Port Saint Lucie FL 34953

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Teresia Frank, 1941 Se Erwin Rd, Port Saint Lucie FL 34952

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Vivian Giang-colgan, 2526 Se Petit Ln, Port Saint Lucie FL 34952

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Howard Gehm, 6452 Nw Halibut St, Port Saint Lucie FL 34986

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Kenneth Gorin, 5649 Nw Crocus Ave, Port Saint Lucie FL 34986

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Robert Hanke, 2198 Se Bersell Rd, Port Saint Lucie FL 34952

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Margaret Hatosy, 1582 Sw Janette Ave, Port Saint Lucie FL 34953

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Andi Hays, 891 Sw Grand Reserve Blvd, Port Saint Lucie FL 34986

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Alexandria Hill, 3233 Sw Ronlea Ct, Port Saint Lucie FL 34953

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Sean Hogan, 210 Se Camino St, Port Saint Lucie FL 34952

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Todd Ives, 1225 Se Coral Reef St, Port Saint Lucie FL 34983

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Tom Jacobs, 404 Nw Dorset Ct, Port Saint Lucie FL 34983

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Alan Keller, 9013 Pumpkin Rdg, Port Saint Lucie FL 34986

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Douglas Kent, 156 Sw Saratoga Ave, Port Saint Lucie FL 34953

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Sandra Kent, 156 Sw Saratoga Ave, Port Saint Lucie FL 34953

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William Knight, 8011 Plantation Lakes Dr, Port Saint Lucie FL 34986

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Lucy Kranker, 2019 Sw Mcallister Ln, Port Saint Lucie FL 34953

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Krissy Larmon, 4395 Sw Appleseed Rd, Port Saint Lucie FL 34953

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Dawn Lawson, 389 Se Gasparilla Ave, Port Saint Lucie FL 34983

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Daniel Lewis, 585 Sw Paar Dr, Port Saint Lucie FL 34953

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Asley Leyva, 5817 Nw Beckham Ct, Port Saint Lucie FL 34986

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John Lietaert, 515 Ne Solida Cir, Port Saint Lucie FL 34983

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Laurence Linder, 1933 Sw Glendale St, Port Saint Lucie FL 34987

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Harrison Logan, 435 Nw Canterbury Ct, Port Saint Lucie FL 34983

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Bryan Lorick, 1885 Se High Springs Dr, Port Saint Lucie FL 34952

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Nancy Martino-jean, 841 Sw Haas Ave, Port Saint Lucie FL 34953

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Edward Miller, 6205 Nw West Deville Cir, Port Saint Lucie FL 34986

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Mindy Manna, 4310 Sw Appleseed Rd, Port Saint Lucie FL 34953

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Christie Mccuen, 2304 Nw Del Corso Ct, Port Saint Lucie FL 34986

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Fredric Meltzer, 5844 Nw Windy Pines Ln, Port Saint Lucie FL 34986

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Edgar Morataya, 6135 Nw Ginger Ln, Port Saint Lucie FL 34986

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Richard Oldfield, 5705 Nw Zenith Dr, Port Saint Lucie FL 34986

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Beverly Palardy, 6421 Nw Verdi Ct, Port Saint Lucie FL 34986

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Jessica Parrish, 562 Se Wallace Ter, Port Saint Lucie FL 34983

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Thomas Perri, 665 Se Whitmore Dr, Port Saint Lucie FL 34984

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Jennifer Picardi, 538 Nw Riverside Dr, Port Saint Lucie FL 34983

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Maria Plata, 1016 Windward Drive, Port Saint Lucie FL 34986

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Debra Proulx, 2474 Se Renick Ave, Port Saint Lucie FL 34952

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Justin Rivers, 2243 Sw Rockport Rd, Port Saint Lucie FL 34953

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Paul Raditz, 2986 Se Dalhart Rd, Port Saint Lucie FL 34952

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Ariosto Reyes, 3503 Se Charing Cross Ln, Port Saint Lucie FL 34952

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Edward Rice, 2829 Se Pocatello Rd, Port Saint Lucie FL 34952

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Christy Romano, 5470 Nw Carla Ct, Port Saint Lucie FL 34986

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Isabel Rosario-goodmote, 151 Se Dwight Ave, Port Saint Lucie FL 34983

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Melissa Sanniota, 10579 Sw Cam Run, Port Saint Lucie FL 34987

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Kristen Seelinger, 614 Nw Kildare St, Port Saint Lucie FL 34983

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Veronique Shapiro, 326 Sw Panther Trce, Port Saint Lucie FL 34953

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Robert Shonce, 522 Sw Deer Run, Port Saint Lucie FL 34953

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Sandra Sloan, 1541 Se Sutton St, Port Saint Lucie FL 34983

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Denise Smith, 165 Ne Prima Vista Blvd, Port Saint Lucie FL 34983

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Yvonne Smith, 5705 Nw Zenith Dr, Port Saint Lucie FL 34986

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Sylvia Soto Marlin, 411 Sw Mimosa Cv, Port Saint Lucie FL 34986

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Rosemary Spitzer, 418 Sw Blue Spring Ct, Port Saint Lucie FL 34986

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Johnny Sweeney, 770 Se Arton Ln, Port Saint Lucie FL 34983

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James Tills, 481 Sw Port St Lucie Blvd, Port Saint Lucie FL 34953

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Erica Vargas, 10649 Sw Stratton Dr, Port Saint Lucie FL 34987

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Jeffrey Wildermuth, 463 Se Cork Rd, Port Saint Lucie FL 34984

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Isabel Williams, 1057 Sw Dalton Ave, Port Saint Lucie FL 34953

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James Wright, 674 Sw Sandbar Ter, Port Saint Lucie FL 34953

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Sonya Morris, 2036 Se Avon Park Dr, Port Saint Lucie FL 34952

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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.

Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.

Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.

Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.

Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.




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