Mortgage Brokers by City

Below is a list of Mortgage Brokers. For contact information, click on the "Mortgage Broker Details" link below.

What You Need to Qualify for a Mortgage

There are several ways to qualify for a mortgage loan in Florida. Residents that are interested in homeownership can take certain steps to help make sure they will meet the requirements for a traditional or an alternate loan and get into the home of their dreams. Here are some things you can do to be eligible for a home loan.

Have Down Payment Funds: This may seem simplistic, but many new home buyers start saving at the last minute. It's best to start saving as soon as possible.

Steady Job History: While you are looking for a home, don't switch jobs during that time. In fact, it's best to stay in the same line of work for at least 2 years.

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Tracy Ames, 4410 Sw 62nd Loop, Ocala FL 34474

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Raymond Andrews, 8335 S Magnolia Ave, Ocala FL 34476

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Esther Arango-palencia, 1236 Se 17th St, Ocala FL 34471

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Laura Bessoni, 1621 Se 29th Ter, Ocala FL 34471

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Todd Blankenship, 2839 Se 23rd Ave, Ocala FL 34471

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Lisa Brannon, 9430 Sw 19th Avenue Rd, Ocala FL 34476

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Timothy Bascom, 5383 Se 15th Ave, Ocala FL 34480

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Bart Blessing, 2028 Se 7th St, Ocala FL 34471

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Bradley Blessing, 2521 Se 29th Ln, Ocala FL 34471

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Rickey Bolling, 2818 Se 24th Ave, Ocala FL 34471

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Craig Bosch, 5598 Sw 39th St, Ocala FL 34474

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Clay Bryan, 2680 Se 50th Ter, Ocala FL 34480

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Lori Busch, 772 Se 36th Ln, Ocala FL 34471

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Cathy Cindel, 7711 S Magnolia Ave, Ocala FL 34476

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Karen Crumrine, 101 Teak Loop, Ocala FL 34472

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Brandon Crysler, 1134 Se 22nd Ave, Ocala FL 34471

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Karen Cameron, 5010 Sw 2nd Ave, Ocala FL 34471

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Scott Cameron, 5355 Sw College Rd, Ocala FL 34474

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James Cooke, 4111 Se 46th St, Ocala FL 34480

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Thomas Corso, 26 Nashua Way, Ocala FL 34482

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Jason Downey, 2302 Se 19th Cir, Ocala FL 34471

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Judd Davis, 4560 Sw 52nd Cir Unit 106, Ocala FL 34474

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Jinky Diaz, 4143 Se 38th Loop, Ocala FL 34480

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Robert Drake, 1224 E Fort King St, Ocala FL 34471

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Brian Drislane, 6625 Sw 64th Ter, Ocala FL 34476

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Christine Fels, 4 Fir Trail Pass, Ocala FL 34472

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Thomas Fontana, 4505 Se 48th Place Rd, Ocala FL 34480

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Nathan Giittinger, 2321 Se 38th Ct, Ocala FL 34471

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Melissa Gibson, 314 Ne 44th Ave, Ocala FL 34470

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Robert Gibson, 314 Ne 44th Ave, Ocala FL 34470

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Gregory Godin, 3757 Ne 19th Ave, Ocala FL 34479

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Kenneth Goodwin, 3380 Sw 147th St, Ocala FL 34473

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Gina Gregory, 185 Ne 64th Ter, Ocala FL 34470

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Susan Griffin, 2627 Se 16th St, Ocala FL 34471

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Richard Grow, 5258 Se 44th Cir, Ocala FL 34480

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Marc Hallick, 3825 W Anthony Rd, Ocala FL 34475

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Carmen Hernandez, 3811 Se 9th Pl, Ocala FL 34471

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Michael Hopkins, 1714 Sw 27th St, Ocala FL 34471

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Patricia Hall, 1750 Nw 76th Ter, Ocala FL 34482

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Carla Haskell, 81 Almond Dr, Ocala FL 34472

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Gregory Hinkson, 112 E Fort King St, Ocala FL 34471

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Samuel Isaza, 5201 Sw 115th Loop, Ocala FL 34476

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George Johnson, 255 Nw 40th Ave Lot 79, Ocala FL 34482

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George Johnson, 255 Nw 40th Ave Lot 79, Ocala FL 34482

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Anne Krim, 5641 Se 22nd Pl, Ocala FL 34480

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Teresa Lanning, 3430 Se 4th St, Ocala FL 34471

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Angela Lewis, 3280 Se 20th Ave, Ocala FL 34471

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David Lopez, 3993 Sw 58th Ave, Ocala FL 34474

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Amber Maurer, 1253 Se 16th St, Ocala FL 34471

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Keith Meredith, 4 Lake View Dr W, Ocala FL 34482

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Orlando Ortiz, 4585 Se 57th Ln, Ocala FL 34480

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Ryan Pelletti, 451 Se 80th St, Ocala FL 34480

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Nina Raimonda, 4630 Se 37th Ct, Ocala FL 34480

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Melissa Reed, 1305 Se 18th Pl, Ocala FL 34471

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Rosa Rodriguez, 10938 Sw 45th Ave, Ocala FL 34476

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Daniel Routh, 15409 Sw 15th Terrace Rd, Ocala FL 34473

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Nancy Samberg, 4409 Sw 151st St, Ocala FL 34473

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Carol Smith, 15145 Sw 16th Ave, Ocala FL 34473

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Alexander Santa, 2050 Se Laurel Run Dr, Ocala FL 34471

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Myron Scott, 39 Cedar Tree Dr, Ocala FL 34472

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Joanna Settlemyer, 4810 Se 33rd St, Ocala FL 34480

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John Shannon, 4415 Sw 52nd Cirlce #101, Ocala FL 34474

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Scott Shannon, 411 Se 82nd Pl, Ocala FL 34480

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Heather Sheffield, 2587 Se 48th St, Ocala FL 34480

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Leigh Speight, 11 Almond Crse, Ocala FL 34472

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Stephanie Spink, 1024 Se Alvarez Ave, Ocala FL 34471

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Maxine Storah, 14965 Sw 35th Avenue Rd, Ocala FL 34473

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Jeffrey Tucker, 1741 Se 7th St, Ocala FL 34471

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Matthew Tabacchi, 765 Sw 80th St, Ocala FL 34476

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Thomas Trexler, 10179 S Magnolia Ave, Ocala FL 34476

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John Voldness, 6315 Se 13th Ave, Ocala FL 34480

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Diana Wolf, 30 Never Bend Dr, Ocala FL 34482

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Gwenda Young, 6865 Nw 100th St, Ocala FL 34482

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Robert Ziebart, 2325 Sw 80th St, Ocala FL 34476

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Michael Boyd, 8571 Sw 87th St, Ocala FL 34481

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Charles Ruse, 1020 Se 5th St, Ocala FL 34471

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Shawn Wright, 3401 Se 49th Ave, Ocala FL 34480

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Income 2 to 3 Times Your Mortgage Payment: You should earn 2 to 3 times more than what your monthly payment is estimated to be.

Get Your Credit Score to a Good Rating: Before going to a mortgage broker's office, do what you need to do to get your credit rating in the good range. You certainly don't need your credit score to be perfect to qualify, but you may need to boost your rating if it is in the poor or fair range.

Check Your Credit History Thoroughly: Lenders like to look at credit histories. This lets the lender make a more informed decision regarding loan prequalification. Through the credit report, lenders will get your credit score, also called the FICO score. Your credit score represents the statistical summary of data contained within the credit report. It includes bill payment history and the number of outstanding debts in comparison to the your income. The higher the credit score, the easier it is to get a loan or to pre-qualify for a mortgage. If the you habitually pay bills late, then a lower credit score is expected. A lower score may persuade the lender to reject the application, require a large down payment, or assess a high interest rate in order to reduce the risk.

Check Out Alternate Loan Programs: If you have had a couple of denials, you may want to seek out home loan services for FHA home buyers, or other alternative programs. Make sure that you learn about some non-traditional programs that may help you to get qualified.

Collateral and Mortgage Loan Qualification: If the loan would exceed the amount the property is worth, the lender will not loan the money. If the appraisal shows the property is worth less than the offer, the terms can sometimes be negotiated with the seller and the real estate agent representing the seller. You may even pay the difference between the loan and the sales price if you agree to purchase the home at the price that was originally offered. To do this, you need to have disposable cash and should ask the question of whether or not the property is likely to hold its value. Consider the type of loan you qualify for. For instance, if you would need to move suddenly and the loan is larger than the value of the property, the loan can be very difficult to pay off.




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